Mortgage vs free-and-clear medians
- With mortgage
- $2,706/yr
- Without mortgage
- $1,616/yr
- Gap
- $1,090
Statewide · Property tax · ACS 2024
Georgia Property Taxes
The average Georgia homeowner pays $2,341 a year at an effective rate of 0.77%. That bill is 17% above the U.S. median bill. Compare 158 counties below.
- $2,341
- Avg median tax
- 0.77%
- Effective rate
- #27 of 51
- U.S. rank (burden)
- 158
- Counties
Georgia homeowners pay a median of $2,341 a year in property tax, an effective rate of 0.77%, the 27th-highest burden of 51 U.S. jurisdictions (50 states and DC).
According to the U.S. Census Bureau's American Community Survey (2024), the median Georgia homeowner pays $2,341 a year on a home worth $303,300, an effective rate of 0.77%. The bill runs 17% above the $1,993 national median, while the rate sits 16% below it; high home values pull them apart. County medians range $554 (Wheeler County) to $4,033 (Fulton County) across 158 counties.
What the statewide average misses
County medians in Georgia run from $554 in Wheeler County to $4,033 (Fulton County). That range is why a statewide figure is a starting point, not a parcel-level estimate.
- $554–$4,033 (Fulton County)
- County median-bill range
- 0.82%
- Home-weighted county rate
- 42%
- Homes in the eight largest counties
County medians come from U.S. Census Bureau ACS 5-Year Estimates · 2024. The statewide effective rate in the hero is median tax divided by median home value.
Collector rank · FY2024
Georgia is a top-tier collector of U.S. state-and-local property tax
#11 of 51 · 2.7% of U.S. collections
In Census FY2024, Georgia's state and local governments collected $19.4B in property tax - 2.7% of the U.S. total (#11 of 51).
Spread across 2,676,357 owner-occupied homes, that haul is about $7,263 per home - 3.1× the ACS median homeowner bill of $2,341. The gap is expected: LF0009 covers all taxable property (including commercial and other non-household parcels), while the ACS median is a household figure.
Source: U.S. Census Bureau, Annual Survey of State and Local Government Finances, FY2024, series LF0009 (property tax), government level State and Local (GOVTYPE 001). Amounts are published in thousands of dollars. This is a government-revenue series, not tax, legal, or financial advice, and not a substitute for the ACS homeowner median bill above.
ACS tenure & reporting signals · 2024
Mortgage tenure and zero-tax reporting in Georgia
These sub-topics sit on dedicated research and guide pages fleet-wide; here they are computed for Georgia from the same ACS tables that power county medians above.
Owners reporting no tax
- All owner-occupied
- 6.2%
- With mortgage
- 3.0%
- Sample (owned homes)
- 979,950
ACS reports what households paid, not approved exemptions. Exemption guide
County effective-rate spread
Published medians span 0.33% in Fannin County to 1.53% in Stewart County - a 1.20 percentage-point gap across 158 counties.
Appeal guide for when a parcel sits above its county median.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024), Table B25087 (mortgage status medians) and county tax_distribution aggregates (zero-tax reporting shares). Informational only, not tax or legal advice.
The average median property tax in Georgia is $2,341/year, which is 17% above the national average of $1,993. The average effective tax rate is 0.77% on a median home value of $303,300. Taxes range from $554 in Wheeler County to $4,033 (Fulton County).
Read the state signal first
What the data changes in Georgia
A rate compares places with different home values. The annual bill shows a typical dollar amount. County spread shows why neither is a parcel estimate.
The clearest local difference
County bills span a wide range
Across 158 measured counties, the published median runs from $554 in Wheeler County to $4,033 (Fulton County). Local school levies, county bonds, municipal overlays, and assessment practice create this within-state spread.
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe median homeowner households reported to the Census Bureau. Individual bills can differ with assessed value, exemptions, special districts, and local overlays. Confirm current rates with your county assessor or a qualified professional before making a decision.
State Average vs National Average
Median Annual Tax
$2,341
+17% vs US avg
Median Home Value
$303,300
+33% vs US avg
Effective Tax Rate
0.77%
-16% vs US avg
Rate-band peers near Georgia
Nearest ACS 2024 jurisdictions by effective rate (not geography). Each row names another state so Georgia's 0.77% rate is read against real neighbors such as Florida and Kentucky.
| Peer state | Effective rate | Vs Georgia | Median bill |
|---|---|---|---|
| Florida Also open Florida for county spread | 0.76% | Florida nearly matches Georgia | $2,730 |
| Kentucky Also open Kentucky for county spread | 0.75% | Kentucky nearly matches Georgia | $1,544 |
| Indiana Also open Indiana for county spread | 0.74% | Indiana nearly matches Georgia | $1,614 |
| Oklahoma Also open Oklahoma for county spread | 0.80% | Oklahoma nearly matches Georgia | $1,599 |
| Oregon Also open Oregon for county spread | 0.81% | Oregon nearly matches Georgia | $3,876 |
| Washington Also open Washington for county spread | 0.81% | Washington nearly matches Georgia | $4,556 |
Nationwide states with similar effective rate & median bill
Two PlainPropertyTax-derived comparison paths for Georgia, excluding Georgia itself so the link neighborhoods are not self-referential. Median-bill peers exclude the effective-rate peer set so the two axes stay disjoint.
Similar effective rate
Nearest other states by ACS effective rate. Georgia: 0.77%.
Similar median bill
Nearest other states by ACS median annual tax. Georgia: $2,341/yr. Rate peers are excluded so the two link sets stay distinct.
Where Georgia sits among U.S. jurisdictions
Effective property tax rate (median tax ÷ median home value) across the 50 states and DC, ACS 2024.
Where Georgia sits among U.S. jurisdictions
Effective rate · ACS 2024 · 50 states and DC
0.77% more affordable than 51% of 51 U.S. jurisdictions
Show national distribution
Each bar is a band; taller bars hold more U.S. jurisdictions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Georgia has a higher effective property tax rate than 48% of U.S. jurisdictions (the 50 states and DC), ranking #27 of 51 for property tax burden. Rate neighbors: Florida (0.76%, nearly level); Kentucky (0.75%, nearly level); Indiana (0.74%, nearly level).
What Georgia's biggest counties actually charge
Effective rate in the eight Georgia counties holding the most owner-occupied homes, ordered largest first (highlighted) and together holding 42% of the state's. ACS 2024.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Counties ordered by owner-occupied housing units (B25003_002E), not by resident population.
Georgia's median county rate is 0.77%, but that figure counts every county equally. Weight each county by how many owner-occupied homes it actually holds and the rate a typical Georgia homeowner faces is 0.82%, higher than the plain median, because the counties where most homeowners live are not average ones.
Top 5 Lowest Tax Counties
Top 5 Highest Tax Counties
Tax Affordability Score
8
Very Affordable
Based on the average effective tax rate of 0.77% compared to the national average of 0.92%. Georgia has below-average property tax rates, making it a more affordable state for homeowners.
Very Expensive Very Affordable
How this score is calculated: a 1-10 scale from Georgia's 0.77% vs the national 0.92% - read beside Florida and Kentucky before treating the score as band-typical. A ratio at or below 0.5× scores 10, at or above 2.0× scores 1, linear between. Census figures only, not a recommendation or endorsement.
Counties in Georgia by tax bill
Ranked from highest median annual bill downward , showing the top 80 of 158 measured counties so the page stays crawlable. Gold/silver/bronze mark the top three list positions; effective rate is the focal comparison when home values differ.
| # | County | Median tax | Eff. rate | Home value |
|---|---|---|---|---|
| 1 | Fulton County | $4,033 | 0.88% | $458,800 |
| 2 | Forsyth County | $4,020 | 0.73% | $550,400 |
| 3 | Gwinnett County | $3,617 | 0.95% | $380,900 |
| 4 | DeKalb County | $3,310 | 0.93% | $357,800 |
| 5 | Fayette County | $3,285 | 0.75% | $436,400 |
| 6 | Oconee County | $3,222 | 0.70% | $461,600 |
| 7 | Jackson County | $3,000 | 0.87% | $345,000 |
| 8 | Cherokee County | $2,985 | 0.69% | $435,100 |
| 9 | Henry County | $2,741 | 0.87% | $313,900 |
| 10 | Cobb County | $2,720 | 0.67% | $407,200 |
| 11 | Bryan County | $2,677 | 0.78% | $343,200 |
| 12 | Pike County | $2,668 | 0.87% | $305,600 |
| 13 | Coweta County | $2,624 | 0.73% | $357,500 |
| 14 | Paulding County | $2,619 | 0.80% | $326,300 |
| 15 | Clarke County | $2,610 | 0.87% | $298,900 |
| 16 | Harris County | $2,578 | 0.85% | $302,800 |
| 17 | Hall County | $2,571 | 0.73% | $350,400 |
| 18 | Walton County | $2,563 | 0.75% | $339,500 |
| 19 | Chatham County | $2,541 | 0.84% | $302,700 |
| 20 | Columbia County | $2,515 | 0.82% | $305,300 |
| 21 | Effingham County | $2,495 | 0.90% | $276,000 |
| 22 | Dawson County | $2,430 | 0.60% | $406,700 |
| 23 | Greene County | $2,425 | 0.61% | $394,800 |
| 24 | Morgan County | $2,425 | 0.71% | $342,300 |
| 25 | Newton County | $2,348 | 0.89% | $265,000 |
| 26 | Barrow County | $2,307 | 0.78% | $294,700 |
| 27 | Camden County | $2,305 | 0.88% | $261,400 |
| 28 | Lee County | $2,250 | 0.97% | $231,800 |
| 29 | Douglas County | $2,212 | 0.75% | $296,900 |
| 30 | Spalding County | $2,142 | 0.94% | $228,700 |
| 31 | Peach County | $2,117 | 1.02% | $207,800 |
| 32 | Liberty County | $2,087 | 1.04% | $201,500 |
| 33 | Rockdale County | $2,074 | 0.71% | $292,900 |
| 34 | Bartow County | $2,024 | 0.70% | $289,000 |
| 35 | Troup County | $2,024 | 0.93% | $217,200 |
| 36 | Pickens County | $1,990 | 0.60% | $332,700 |
| 37 | Lumpkin County | $1,989 | 0.65% | $307,900 |
| 38 | Butts County | $1,976 | 0.82% | $240,600 |
| 39 | Jasper County | $1,959 | 0.80% | $243,400 |
| 40 | Clayton County | $1,933 | 0.87% | $222,300 |
| 41 | Long County | $1,903 | 0.87% | $218,300 |
| 42 | Monroe County | $1,886 | 0.70% | $271,200 |
| 43 | Jones County | $1,878 | 0.97% | $194,500 |
| 44 | Lamar County | $1,864 | 0.86% | $216,500 |
| 45 | Floyd County | $1,847 | 0.85% | $217,900 |
| 46 | Houston County | $1,835 | 0.83% | $219,800 |
| 47 | Haralson County | $1,823 | 0.80% | $227,500 |
| 48 | Bibb County | $1,801 | 1.03% | $174,500 |
| 49 | White County | $1,800 | 0.65% | $278,900 |
| 50 | Dougherty County | $1,781 | 1.33% | $134,400 |
| 51 | Lowndes County | $1,750 | 0.81% | $215,600 |
| 52 | Oglethorpe County | $1,733 | 0.75% | $231,600 |
| 53 | Candler County | $1,721 | 1.08% | $159,200 |
| 54 | Glynn County | $1,708 | 0.57% | $301,300 |
| 55 | Putnam County | $1,698 | 0.68% | $249,300 |
| 56 | Bulloch County | $1,679 | 0.75% | $222,500 |
| 57 | Madison County | $1,677 | 0.76% | $219,700 |
| 58 | Banks County | $1,663 | 0.60% | $278,100 |
| 59 | Muscogee County | $1,660 | 0.86% | $193,900 |
| 60 | Rabun County | $1,651 | 0.56% | $295,200 |
| 61 | Lincoln County | $1,643 | 0.99% | $165,900 |
| 62 | Lanier County | $1,615 | 1.00% | $162,300 |
| 63 | Union County | $1,611 | 0.52% | $307,400 |
| 64 | Miller County | $1,595 | 1.29% | $124,000 |
| 65 | Brooks County | $1,583 | 1.14% | $139,200 |
| 66 | Carroll County | $1,566 | 0.61% | $255,100 |
| 67 | Catoosa County | $1,566 | 0.65% | $240,900 |
| 68 | Thomas County | $1,539 | 0.78% | $196,700 |
| 69 | Gordon County | $1,537 | 0.69% | $222,900 |
| 70 | Screven County | $1,519 | 1.22% | $124,300 |
| 71 | Decatur County | $1,514 | 0.95% | $158,800 |
| 72 | Crisp County | $1,510 | 1.08% | $140,200 |
| 73 | Richmond County | $1,508 | 0.84% | $178,500 |
| 74 | Sumter County | $1,502 | 1.25% | $120,200 |
| 75 | Seminole County | $1,486 | 1.22% | $121,900 |
| 76 | Walker County | $1,479 | 0.75% | $197,100 |
| 77 | Pulaski County | $1,463 | 0.93% | $157,600 |
| 78 | McIntosh County | $1,462 | 0.80% | $182,700 |
| 79 | Meriwether County | $1,445 | 0.86% | $168,800 |
| 80 | Upson County | $1,433 | 0.85% | $168,700 |
78 additional Georgia counties rank below this top-80 list in the same bill order. Open any county from the county directory or the Georgia calculator.
Frequently Asked Questions
Which county in Georgia has the lowest property taxes? ▼
Wheeler County has the lowest median property tax in Georgia at $554 per year with an effective rate of 0.63%. The highest is Fulton County at $4,033.
What is the median home value in Georgia? ▼
The median home value across Georgia is $303,300, compared to $227,791 nationally. Home values directly impact property tax bills since taxes are assessed as a percentage of property value.
How does Georgia compare to the national average? ▼
Georgia property taxes are 17% above the national average. Homeowners here pay a median of $2,341 per year compared to $1,993 nationally.
How large is Georgia's share of U.S. property-tax collections? ▼
In Census FY2024, Georgia's state and local governments collected $19.4B in property tax - 2.7% of the U.S. total (#11 of 51). Spread across 2,676,357 owner-occupied homes, that haul is about $7,263 per home - 3.1× the ACS median homeowner bill of $2,341. The gap is expected: LF0009 covers all taxable property (including commercial and other non-household parcels), while the ACS median is a household figure.
What is the average property tax in Georgia? ▼
The average median property tax paid in Georgia is $2,341 per year, based on ACS 2024 data. The average effective tax rate is 0.77%.
Do homeowners with a mortgage pay more property tax in Georgia? ▼
ACS 2024 medians show mortgaged owners pay $2,706/yr versus $1,616 for owners without a mortgage, a $1,090 gap. Our mortgage-gap research page ranks this spread against all states.
What share of Georgia owners report paying no property tax? ▼
6.2% of owner-occupied homes in Georgia report zero property tax on the ACS survey (3.0% among mortgaged owners). That is a reporting signal, exemptions, caps, or non-levying jurisdictions, not an exemption headcount.
How are property taxes calculated? ▼
Property taxes are calculated by multiplying the assessed value of a property by the local tax rate (mill rate). Rates vary by county, city, and school district. The effective tax rate shown here is the median tax paid divided by the median home value, which provides a standardized comparison across counties.
Can I appeal my property taxes in Georgia? ▼
Yes. Every Georgia homeowner has the right to appeal their property tax assessment. The process typically starts at your county assessor's office within 30-90 days of receiving your assessment notice. You can challenge the assessed value by providing comparable sales data, evidence of property condition, or errors in the assessment. See our guide on how to appeal property taxes for detailed steps.
What to do with Georgia's numbers
Turn the ACS 2024 statewide medians into a county check, an estimate, or an appeal path.
- Georgia's ACS 2024 median bill is $2,341/yr at 0.77% (17% above the U.S. median). Open any county below to see how far local bills sit from that statewide figure. County list
- Inside Georgia, Wheeler County posts the lowest median bill at $554/yr; Fulton County is highest at $4,033/yr. Open Wheeler County
- Estimate a parcel bill at Georgia's published effective rate, or read the state's assessment and appeal path before treating the statewide median as your budget. State estimator
Statewide medians average across 158 counties; your parcel's assessed value, exemptions, and local levies set the real bill. U.S. Census Bureau ACS · 2024.
Editorial standards and provenance
PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS state-level record for Georgia. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.