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Georgia · County property tax · ACS 2024

Gilmer County Property Taxes

The median homeowner in Gilmer County pays $1,109 a year, an effective rate of 0.35%, well below the U.S. average.

$1,109
Median tax / yr · Below-median bill
0.35%
Effective rate · Very low rate
-44%
vs U.S. average
#156 of 158
rank in GA

The verdict

Homeowners in Gilmer County pay a median $1,109 a year in property tax, an effective rate of 0.35%, more affordable than 96% of U.S. counties (Census ACS 2024).

$1,109
Median annual tax bill, 2024
0.35%
Effective rate on median home
#138 of 3135
U.S. counties by tax burden
-44%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($314,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Tax affordability score · Gilmer County, GA

77/100

5 ACS dimensions · release 2024

Comparative score against U.S. county percentiles on Census ACS medians (effective rate, bill, income share, mortgage gap, home-value/income). Higher means more affordable on those published medians, not a recommendation to buy, sell, appeal, or move, and not your personal tax bill. Missing inputs drop out and redistribute weight. How it is calculated.

Rate relief A+
0.35%

Gilmer County's effective rate vs U.S. county percentiles (ACS 2024)

Income room A-
1.5%

Median tax as a share of Gilmer County's median household income

Bill size B
$1,109/yr

Gilmer County's median annual property-tax bill vs U.S. counties

Mortgage premium C+
+$200

Mortgaged vs free-and-clear median bill gap in Gilmer County

Housing pressure F
4.21×

Median home value relative to Gilmer County's median income

Gilmer County affordability profile (scored ACS dimensions) 5-axis radar comparing 1 series across Rate relief, Income room, Bill size, Mortgage premium, Housing pressure. Rate reliefIncome roomBill sizeMortgage premiumHousing pressure 77 B+
Gilmer County affordability profile (scored ACS dimensions)
Read the chart values
  • Rate relief: 100/100 (A+) · 0.35%
  • Income room: 85/100 (A-) · 1.5%
  • Bill size: 72/100 (B) · $1,109/yr
  • Mortgage premium: 64/100 (C+) · +$200
  • Housing pressure: 17/100 (F) · 4.21×

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Census Bureau ACS property tax data for Georgia. Population: 32,426. Owner-occupied homes: 10,506.

The median annual property tax in Gilmer County is $1,109, which is 53% lower than the Georgia state average and 44% below the national average. The effective tax rate is 0.35% on a median home value of $314,000. Property taxes represent 1.5% of the median household income in this county.

What This Data Tells Us About Gilmer County

Primary signal

The bill sits well below the national median

Homeowners in Gilmer County pay a median annual property tax of $1,109, well below the national median and far below the Georgia state median. On a $314,000 median home, that works out to an effective rate of 0.35% once the local assessment base and millage are combined.

Decision signal 2

High among Georgia counties by effective rate

Gilmer County ranks #156 of 158 counties in Georgia by effective rate (1% of in-state counties pay a lower rate).

Decision signal 3

The effective rate is a national tailwind

Gilmer County's 0.35% effective rate is among the lowest of 3,135 tracked counties: roughly 96% pay a higher rate.

Decision signal 4

Income carries a light tax share

Property taxes in Gilmer County run well below the commonly cited 2%-4% national benchmark, at about 1.5% of the $74,499 median household income.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Gilmer County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in Gilmer County rose 52.6%, from $205,800 to $314,000. The effective rate fell 29.7% over the same span, a steeper move than in 97% of U.S. counties.

The median bill still rose 7.3%, to $1,109. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,109
Below-median bill
-53% vs State -44% vs US
Median Home Value
$314,000
+4% vs State +38% vs US
Effective Tax Rate
0.35%
Very low rate
-55% vs State -62% vs US

How to read this county's bill

Very little moved here between 2020 and 2024: the typical bill went from $1,034 to $1,109, a change of 7%. The comparison describes county-level medians only; individual assessments and bills can differ.

The largest reported group here falls at the bottom of the national range: 3,864 of 10,506 owner-occupied homes (36.8%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.

Incomes run above the national midpoint and the rate is in the lowest quarter, leaving the median bill at 1.5% of median household income. Both figures move in the same direction here, so the ratio above is not pulled in two directions the way it is in most counties.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

Gilmer County is an outlier inside Georgia

Across the 158 Georgia counties with a published rate, the average effective rate is 0.87%. Gilmer County is at 0.35%, which sits 2.6 standard deviations below that average. Fewer than one county in twenty nationally is this far from its own state's centre, so a state-level average is a poor guide to what is owed here.

Standard deviations are computed across every county in the state with a published effective rate for 2024; states with fewer than five such counties are not assessed.

What Gilmer County Homeowners Actually Pay

The single largest group of Gilmer County homeowners, 3,864 of 10,506 owner-occupied homes (36.8%), pays less than $800 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 36.8% (3,864)
  • $800 to $1,499 23.9% (2,507)
  • $1,500 to $1,999 9.2% (970)
  • $2,000 to $2,999 11.1% (1,170)
  • $3,000 or more 14.0% (1,475)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

520 homes here (4.9%) report no real estate tax at all. Exemptions are set by state: how Georgia handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,187
$99/mo
Without Mortgage
$987
$82/mo

In Gilmer County, mortgaged homeowners pay 20% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

How Gilmer County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Gilmer County 0.35%
Georgia average 0.77%
U.S. average 0.92%

Gilmer County's effective rate is higher than 1% of the 158 counties in Georgia - ranking #156 of 158 for property tax burden.

Where Gilmer County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.35% Among the most affordable more affordable than 96% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Among the lowest-taxed counties in the country

At 0.35%, Gilmer County sits in the lowest 4% of all U.S. counties by effective property-tax rate. A low rate does not by itself mean a low bill: the median here is $1,109, and what a homeowner actually pays depends as much on local home values as on the rate.

Gilmer County vs Benchmarks

Metric Gilmer County Georgia Avg U.S. Avg
Median Annual Tax Below-median bill $1,109 $2,341 $1,993
Effective Tax Rate Very low rate 0.35% 0.77% 0.92%
Median Home Value $314,000 $303,300 $227,791
Tax as % of income Light income burden 1.5% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Gilmer County stamps QUIET · LIGHT - still check the parcel card

On Gilmer County's published figures (QUIET · LIGHT), a $314,000 median home carries a $1,109 median bill, so every 10% off an assessed value is worth about $111 a year at the same rate. Whether an appeal is worth filing depends on your own parcel. Use our free Appeal Savings Estimator to run your own numbers, then read our step-by-step appeal guide for the procedure in Georgia.

Property Tax History · QUIET · LIGHT

$1,020$1,040$1,060$1,080$1,100$1,120 20202021202220232024 $1,109
Median annual property tax in Gilmer County, 2020–2024 (ACS). Up +7% over the period.
Year Median Tax (vs prior release) Effective Rate
2024 $1,109 +3.6% 0.35%
2023 $1,070 +0.2% 0.38%
2022 $1,068 +3.1% 0.41%
2021 $1,036 +0.2% 0.48%
2020 $1,034 0.50%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Tax Burden

Tax-to-Income Ratio
1.5%
of median household income
Median Income
$74,499
per year
Monthly Tax
$92
per month

Tax Affordability Score

10
Very Affordable

An effective rate far below the national average of 0.92% puts Gilmer County in the "Very Affordable" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Gilmer County or any other county.

Counties with similar tax profiles

On effective rate, Gilmer County sits nearest Teller County (CO), Mineral County (CO), Bent County (CO).

On published median-tax change, the nearest matches are Waupaca County (WI), Cattaraugus County (NY), Manitowoc County (WI).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

What tax filers report in Gilmer County

Of the 14,220 federal returns filed from Gilmer County in 2022, 820 (5.8% of filers) itemised and reported real estate taxes on Schedule A, averaging $3,361 each. The largest group was filers with adjusted gross income of $100-200k, who accounted for 38% of the county's reporting returns.

Two things this does not say. The amount is what filers reported, recorded before the $10,000 cap on combined state and local tax deductions applies, so it is not the amount deducted. And the share is of everyone who files a return, not of homeowners: most filers now take the standard deduction, so a minority itemise at all. Source: IRS Statistics of Income county data, tax year 2022.

Other Counties in Georgia

View all counties in Georgia →

Frequently Asked Questions

How does Gilmer County property tax compare to the national average?
Property taxes in Gilmer County run well below the national median of $1,993, an effective rate of 0.35% versus 0.92% nationally.
What percentage of income goes to property taxes in Gilmer County?
Property taxes in Gilmer County run well below the commonly cited 2%-4% national benchmark, at about 1.5% of the $74,499 median household income.
What is the tax affordability score for Gilmer County?
Gilmer County, Georgia scores B+ (77/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at A+ (0.35%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Gilmer County, Georgia?
The median annual property tax in Gilmer County is $1,109, an effective rate of 0.35% on a $314,000 median home (Census ACS, 2024).
Are property taxes increasing in Gilmer County?
The ACS median property-tax bill for Gilmer County ticked up 7.3% between the 2020 and 2024 5-year releases, from $1,034 to $1,109, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Gilmer County's numbers

  • Gilmer County's $1,109 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
  • Income burden is light here: about 1.5% of Gilmer County's $74,499 median household income goes to the property-tax bill.
  • Gilmer County ranks #156 of 158 Georgia counties by effective rate - on the lower-burden half of the state ACS set. Georgia overview →
  • If Gilmer County's assessment looks high versus the $314,000 typical home, check Georgia's filing window and evidence rules before the notice deadline passes. How to appeal →
Effective-rate definition

Effective rate is the county median tax divided by the county median home value ($314,000); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Nationwide peers by effective rate & median bill

Two PlainPropertyTax-derived comparison paths for Gilmer County, both outside Georgia so the link neighborhoods are not the same-state geography lattice. Axes stay disjoint: median-bill peers exclude the effective-rate peer set.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.35%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,109/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Gilmer County

Nearest ABS(median_tax) ACS peers for Gilmer County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.

QUIET LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Share and download this county card
Editorial standards and provenance

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Gilmer County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.