$ PlainPropertyTax

County-level estimator · ACS 2024 · 3,000+ counties

What's MY Property Tax?

Pick your county (not just your state), enter your home value, and get a personalized estimate with your county ranked against state and national averages. Everything computes in your browser.

0.92%
U.S. avg rate
51
States covered

County-level estimate · U.S. Census ACS 2024

Start with your county.

Estimate an annual property-tax bill for any of 3,135 counties across 51 states using that county's ACS 2024 median effective rate. The national county-median rate is 0.92%.

Estimated tax = home value × county effective rate

Rates come from the U.S. Census Bureau American Community Survey. This is a budgeting estimate; your assessor sets the actual bill.

3,135
counties
51
states
ACS 2024
data vintage

How property tax rates vary by state

Effective property tax rate across the 50 states + DC

Median tax ÷ median home value, ACS 2024

0.92% more affordable than 43% of 51 states

Show national distribution U.S. average 0.00% 2.50% every U.S. state, bucketed by value

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

How This Calculator Works

When you select a county, this calculator multiplies your entered home value by that county's median effective property tax rate from Census Bureau ACS data. The effective rate is computed as the county's median taxes paid divided by the county's median home value. It is not a statutory mill rate but a measured outcome reflecting actual payments after exemptions, assessment ratios, and local levies in aggregate.

The formula: Estimated Annual Tax = Home Value × County Effective Rate. For a $400,000 home in a county with a 1.8% effective rate, the estimate is $7,200/yr. This is a representative estimate, not your bill. Actual taxes depend on your specific assessed value (often different from market value), any exemptions you qualify for, and municipal levies that may differ from the county-wide average.

County vs state: states average across counties with very different rates. Selecting your county narrows the estimate to your actual taxing jurisdiction. The Census Bureau publishes ACS data for 3,000+ U.S. counties, parishes, boroughs, and independent cities; every jurisdiction in this tool has a real measured rate, not an imputed placeholder.

State property tax calculators

Prefer a state-scoped estimate? Each state calculator presets your state's rate, lists its counties, and benchmarks against the state average.

Explore Rankings

Frequently Asked Questions

How is my county-level estimate calculated?
The calculator multiplies your home value by your county's median effective property tax rate from the U.S. Census Bureau ACS 2024 5-Year Estimates. The effective rate is the county's median property taxes paid divided by the county's median home value, which already reflects local exemptions, assessment practices, and millage rates in aggregate. This produces an estimate of what a typical homeowner in your county would pay; your actual bill depends on your specific assessed value, local exemptions, and any special assessments.
Why is the county estimate more useful than a state-level estimate?
Property tax rates vary enormously within states. In New Jersey, for example, the highest-rate county pays more than twice the rate of the lowest. A state average hides that variation. Choosing your county gives a much closer starting point for budgeting because it reflects the actual jurisdiction where your tax is set.
What does "neighboring counties" mean in the results?
The neighboring counties shown are the four counties in the same state with effective rates closest to your county (counties in a similar tax bracket). This lets you compare what a similar tax environment would cost at different home values, or explore whether an adjacent county offers meaningfully lower rates.
How accurate is this property tax estimate?
The estimate uses each county's average effective tax rate, which is a robust Census Bureau measure. Your actual bill will differ if your property's assessed value is significantly above or below the county median, if you qualify for exemptions (homestead, senior, veteran, disability), or if you are in a municipality with rates that diverge from the county average. Treat this as a reliable order-of-magnitude guide, not a substitute for your county assessor's figure.
Does this calculator account for exemptions like homestead or senior exemptions?
No. The county effective rate already reflects the broad mix of assessed properties in that county, including properties with and without exemptions, so it is already somewhat blended. But it does not subtract exemptions specific to your situation. If you qualify for a homestead, senior, veteran, or disability exemption, your actual bill will likely be lower than this estimate.
How current is the county data?
All county rates are from the Census Bureau American Community Survey 2024 5-Year Estimates. The ACS combines five years of household responses for statistical reliability at small geographies, so it updates annually but always reflects a rolling five-year window. County rates tend to be stable year to year; major changes would typically show as a multi-year trend, not a single-year spike.

Data source: U.S. Census Bureau, American Community Survey 2024 5-Year Estimates. Effective rates are the county-level median taxes paid divided by median home value. This is an estimate only and does not constitute tax advice. Actual taxes may differ based on your specific assessed value, local rates, exemptions, and special assessments.

Download the county extract cited on this page: property-tax.csv (Census ACS county property-tax figures, CC0). Method notes live on /methodology and /data.