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Property tax · 3,152 counties · Census ACS 2024

What does property tax really cost across America?

The typical U.S. homeowner pays about $1,993 a year in property tax, an effective rate of 0.92% of home value. Rates vary widely by state, from Hawaii's 0.27% to New Jersey's 2.11%, based on 3,152 counties in the latest Census ACS 2024 data.

Counties
3,152
States + DC
51
Years of data
2020–2024

The national picture

Property tax bites hardest in New Jersey and lightest in Hawaii, a 7.8× spread, while the typical U.S. county's effective rate sits at 0.92% on a median annual bill of $1,993.

0.92%
National median effective rate
$1,993
National median annual tax
64%
Of counties pay under 1%
7.8×
NJ vs HI rate spread

Effective rate = median property tax ÷ median home value, from Census ACS 5-year estimates.

The national picture, 2024

Averaged across 3,135 counties from Census ACS 5-year estimates. Effective rate is median tax divided by median home value.

Median annual property tax
$1,993
per owner-occupied home
Median home value
$227,791
Census ACS 5-year estimate
Average effective rate
0.92%
median tax ÷ median home value

States with the highest property tax burden

Top 12 states by effective rate (median tax ÷ median home value), ACS 2024

effective rate

What this shows New Jersey leads the nation at 2.11%, roughly 7.8× the effective rate paid in Hawaii. High-rate states cluster in the Northeast and Midwest, where home values are moderate but local levies are steep.

Source U.S. Census Bureau, ACS 5-Year Estimates (B25103) As of 2024

Original research

Data-driven studies built on the Census ACS B25103 series, who pays the most, where rates run highest, and how homeownership tracks tax burden.

Visit the research hub →

Frequently Asked Questions

Where does PlainPropertyTax get its data?

All figures come from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates (table B25103), which report median real-estate taxes paid, median home values, and the resulting effective tax rate for every county in the United States.

How many counties does PlainPropertyTax cover?

PlainPropertyTax includes property tax data for 3,152 counties across all 50 states plus the District of Columbia, with five years of trend data from 2020 to 2024.

Is PlainPropertyTax free?

Yes. You can look up property taxes for any county, compare states, use the estimator, and read our rent-vs-own analysis without an account or payment.

How is the effective property tax rate calculated?

The effective tax rate divides median property taxes paid by median home value for each area, as reported in Census ACS data. It reflects true tax burden better than nominal mill rates, which vary by local assessment methodology.

How is the state tax rate spread calculated?

The spread is the highest state effective rate divided by the lowest: New Jersey's 2.11% divided by Hawaii's 0.27%, currently a 7.8× difference. It's a plain ratio of the two state-level effective rates, not a weighted or population-adjusted average.

Where to start

Three ways to turn this data into a decision about your own property tax.

  • The typical U.S. homeowner pays about $1,993 a year, an effective rate of 0.92%. Look up any of 3,152 counties to see how yours compares. Compare counties
  • Effective rates run from Hawaii's 0.27% to New Jersey's 2.11% - see where every state lands and why. States ranked
  • Weighing a move, a purchase, or an appeal? Estimate the annual bill on any home value at your county's effective rate. Tax estimator

National figures are ACS medians across all 3,152 counties; your bill depends on your county's rate, your assessed value, and local exemptions. U.S. Census Bureau ACS · 2024.

PlainPropertyTax displays Census Bureau survey estimates and does not constitute tax, legal, or financial advice. Contact your county assessor or a licensed tax professional for figures specific to your property.

About this data

How PlainPropertyTax works, and why you can trust these numbers

What this site is

PlainPropertyTax shows median property taxes, home values, and effective tax rates for 3,152 US counties. Every figure comes from the U.S. Census Bureau's American Community Survey 5-year estimates (table B25103), not modeled or estimated data.

Editorial process

  1. Source. Pull median real-estate taxes paid and median home values from the Census Bureau ACS 5-year estimates (table B25103) for every county, refreshed as each new ACS vintage releases.
  2. Verify. The effective tax rate is calculated directly from median taxes paid divided by median home value as reported by the Census Bureau, with five years of trend data tracked per county.
  3. Publish. Compile per-county and per-state pages with the source vintage stamped, and log every correction in the next data refresh.

Editorial independence & corrections

PlainPropertyTax is an independent project and is not affiliated with the U.S. Census Bureau, any state or local government, or any tax authority; it does not accept paid placement or sponsored listings. Found an error? Email hello@plainpropertytax.com. See our methodology for full source attribution and refresh cadence.

Frequently asked

Where does PlainPropertyTax get its data?

All figures come from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates (table B25103), which report median real-estate taxes paid, median home values, and the resulting effective tax rate for every county in the United States.

How many counties does PlainPropertyTax cover?

PlainPropertyTax includes property tax data for 3,152 counties across all 50 states plus the District of Columbia, with five years of trend data from 2020 to 2024.

Is PlainPropertyTax free?

Yes. You can look up property taxes for any county, compare states, use the estimator, and read our rent-vs-own analysis without an account or payment.

How is the effective property tax rate calculated?

The effective tax rate divides median property taxes paid by median home value for each area, as reported in Census ACS data. It reflects true tax burden better than nominal mill rates, which vary by local assessment methodology.

How is the state tax rate spread calculated?

The spread is the highest state effective rate divided by the lowest: New Jersey's 2.11% divided by Hawaii's 0.27%, currently a 7.8× difference. It's a plain ratio of the two state-level effective rates, not a weighted or population-adjusted average.