Mortgage vs free-and-clear medians
- With mortgage
- $2,993/yr
- Without mortgage
- $2,319/yr
- Gap
- $674
Statewide · Property tax · ACS 2024
Florida Property Taxes
The average Florida homeowner pays $2,730 a year at an effective rate of 0.76%. That bill is 37% above the U.S. median bill. Compare 67 counties below.
- $2,730
- Avg median tax
- 0.76%
- Effective rate
- #28 of 51
- U.S. rank (burden)
- 67
- Counties
Florida homeowners pay a median of $2,730 a year in property tax, an effective rate of 0.76%, the 28th-highest burden of 51 U.S. jurisdictions (50 states and DC).
According to the U.S. Census Bureau's American Community Survey (2024), the median Florida homeowner pays $2,730 a year on a home worth $359,000, an effective rate of 0.76%. The bill runs 37% above the $1,993 national median, while the rate sits 17% below it; high home values pull them apart. County medians range $600 (Holmes County) to $4,129 (Monroe County) across 67 counties.
What the statewide average misses
County medians in Florida run from $600 in Holmes County to $4,129 (Monroe County). That range is why a statewide figure is a starting point, not a parcel-level estimate.
- $600–$4,129 (Monroe County)
- County median-bill range
- 0.77%
- Home-weighted county rate
- 48%
- Homes in the eight largest counties
County medians come from U.S. Census Bureau ACS 5-Year Estimates · 2024. The statewide effective rate in the hero is median tax divided by median home value.
Collector rank · FY2024
Florida is a top-tier collector of U.S. state-and-local property tax
#4 of 51 · 6.4% of U.S. collections
In Census FY2024, Florida's state and local governments collected $46.6B in property tax - 6.4% of the U.S. total (#4 of 51).
Spread across 5,918,647 owner-occupied homes, that haul is about $7,874 per home - 2.9× the ACS median homeowner bill of $2,730. The gap is expected: LF0009 covers all taxable property (including commercial and other non-household parcels), while the ACS median is a household figure.
- Illinois at 5.29% U.S. share (lower)
- New Jersey at 4.81% U.S. share (lower)
- Pennsylvania at 3.25% U.S. share (lower)
Source: U.S. Census Bureau, Annual Survey of State and Local Government Finances, FY2024, series LF0009 (property tax), government level State and Local (GOVTYPE 001). Amounts are published in thousands of dollars. This is a government-revenue series, not tax, legal, or financial advice, and not a substitute for the ACS homeowner median bill above.
ACS tenure & reporting signals · 2024
Mortgage tenure and zero-tax reporting in Florida
These sub-topics sit on dedicated research and guide pages fleet-wide; here they are computed for Florida from the same ACS tables that power county medians above.
Owners reporting no tax
- All owner-occupied
- 8.4%
- With mortgage
- 3.5%
- Sample (owned homes)
- 2,587,361
ACS reports what households paid, not approved exemptions. Exemption guide
County effective-rate spread
Published medians span 0.45% in Walton County to 0.96% in Alachua County - a 0.51 percentage-point gap across 67 counties.
Appeal guide for when a parcel sits above its county median.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024), Table B25087 (mortgage status medians) and county tax_distribution aggregates (zero-tax reporting shares). Informational only, not tax or legal advice.
The average median property tax in Florida is $2,730/year, which is 37% above the national average of $1,993. The average effective tax rate is 0.76% on a median home value of $359,000. Taxes range from $600 in Holmes County to $4,129 (Monroe County).
Read the state signal first
What the data changes in Florida
A rate compares places with different home values. The annual bill shows a typical dollar amount. County spread shows why neither is a parcel estimate.
The clearest local difference
County bills span a wide range
Across 67 measured counties, the published median runs from $600 in Holmes County to $4,129 (Monroe County). Local school levies, county bonds, municipal overlays, and assessment practice create this within-state spread.
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe median homeowner households reported to the Census Bureau. Individual bills can differ with assessed value, exemptions, special districts, and local overlays. Confirm current rates with your county assessor or a qualified professional before making a decision.
State Average vs National Average
Median Annual Tax
$2,730
+37% vs US avg
Median Home Value
$359,000
+58% vs US avg
Effective Tax Rate
0.76%
-17% vs US avg
Rate-band peers near Florida
Nearest ACS 2024 jurisdictions by effective rate (not geography). Each row names another state so Florida's 0.76% rate is read against real neighbors such as Georgia and Kentucky.
| Peer state | Effective rate | Vs Florida | Median bill |
|---|---|---|---|
| Georgia Also open Georgia for county spread | 0.77% | Georgia nearly matches Florida | $2,341 |
| Kentucky Also open Kentucky for county spread | 0.75% | Kentucky nearly matches Florida | $1,544 |
| Indiana Also open Indiana for county spread | 0.74% | Indiana nearly matches Florida | $1,614 |
| Virginia Also open Virginia for county spread | 0.73% | Virginia nearly matches Florida | $2,790 |
| Mississippi Also open Mississippi for county spread | 0.72% | Mississippi nearly matches Florida | $1,215 |
| Montana Also open Montana for county spread | 0.72% | Montana nearly matches Florida | $2,693 |
Nationwide states with similar effective rate & median bill
Two PlainPropertyTax-derived comparison paths for Florida, excluding Florida itself so the link neighborhoods are not self-referential. Median-bill peers exclude the effective-rate peer set so the two axes stay disjoint.
Similar effective rate
Nearest other states by ACS effective rate. Florida: 0.76%.
Similar median bill
Nearest other states by ACS median annual tax. Florida: $2,730/yr. Rate peers are excluded so the two link sets stay distinct.
Where Florida sits among U.S. jurisdictions
Effective property tax rate (median tax ÷ median home value) across the 50 states and DC, ACS 2024.
Where Florida sits among U.S. jurisdictions
Effective rate · ACS 2024 · 50 states and DC
0.76% more affordable than 53% of 51 U.S. jurisdictions
Show national distribution
Each bar is a band; taller bars hold more U.S. jurisdictions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Florida has a higher effective property tax rate than 46% of U.S. jurisdictions (the 50 states and DC), ranking #28 of 51 for property tax burden. Rate neighbors: Georgia (0.77%, nearly level); Kentucky (0.75%, nearly level); Indiana (0.74%, nearly level).
What Florida's biggest counties actually charge
Effective rate in the eight Florida counties holding the most owner-occupied homes, ordered largest first (highlighted) and together holding 48% of the state's. ACS 2024.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Counties ordered by owner-occupied housing units (B25003_002E), not by resident population.
Florida's median county rate is 0.76%, but that figure counts every county equally. Weight each county by how many owner-occupied homes it actually holds and the rate a typical Florida homeowner faces is 0.77%, close to the plain median, so Florida's larger counties are not unusual for the state.
Top 5 Lowest Tax Counties
Tax Affordability Score
8
Very Affordable
Based on the average effective tax rate of 0.76% compared to the national average of 0.92%. Florida has below-average property tax rates, making it a more affordable state for homeowners.
Very Expensive Very Affordable
How this score is calculated: a 1-10 scale from Florida's 0.76% vs the national 0.92% - read beside Georgia and Kentucky before treating the score as band-typical. A ratio at or below 0.5× scores 10, at or above 2.0× scores 1, linear between. Census figures only, not a recommendation or endorsement.
Counties in Florida by tax bill
Ranked from highest median annual bill downward across 67 measured counties. Gold/silver/bronze mark the top three list positions; effective rate is the focal comparison when home values differ.
| # | County | Median tax | Eff. rate | Home value |
|---|---|---|---|---|
| 1 | Monroe County | $4,129 | 0.53% | $780,600 |
| 2 | Broward County | $3,890 | 0.94% | $414,600 |
| 3 | Palm Beach County | $3,858 | 0.86% | $447,300 |
| 4 | Miami-Dade County | $3,744 | 0.81% | $463,000 |
| 5 | St. Johns County | $3,721 | 0.76% | $489,200 |
| 6 | Collier County | $3,386 | 0.63% | $540,700 |
| 7 | Martin County | $3,322 | 0.77% | $432,200 |
| 8 | St. Lucie County | $3,241 | 0.93% | $347,300 |
| 9 | Sarasota County | $3,106 | 0.75% | $411,800 |
| 10 | Manatee County | $3,047 | 0.78% | $391,400 |
| 11 | Sumter County | $3,014 | 0.78% | $385,400 |
| 12 | Hillsborough County | $3,010 | 0.81% | $371,500 |
| 13 | Orange County | $2,967 | 0.76% | $390,100 |
| 14 | Lee County | $2,858 | 0.79% | $362,200 |
| 15 | Flagler County | $2,789 | 0.76% | $364,900 |
| 16 | Charlotte County | $2,785 | 0.85% | $328,900 |
| 17 | Alachua County | $2,773 | 0.96% | $288,800 |
| 18 | Osceola County | $2,700 | 0.76% | $353,300 |
| 19 | Nassau County | $2,699 | 0.71% | $382,800 |
| 20 | Seminole County | $2,599 | 0.67% | $386,900 |
| 21 | Pinellas County | $2,474 | 0.70% | $355,100 |
| 22 | Indian River County | $2,436 | 0.69% | $351,500 |
| 23 | Lake County | $2,433 | 0.76% | $318,400 |
| 24 | Leon County | $2,397 | 0.79% | $301,800 |
| 25 | Volusia County | $2,395 | 0.77% | $313,000 |
| 26 | Brevard County | $2,311 | 0.68% | $339,600 |
| 27 | Duval County | $2,264 | 0.75% | $303,500 |
| 28 | Clay County | $2,241 | 0.72% | $312,500 |
| 29 | Pasco County | $2,206 | 0.73% | $300,900 |
| 30 | Okaloosa County | $2,011 | 0.57% | $351,200 |
| 31 | Polk County | $1,933 | 0.73% | $266,500 |
| 32 | Walton County | $1,902 | 0.45% | $425,100 |
| 33 | Santa Rosa County | $1,891 | 0.57% | $329,800 |
| 34 | Hernando County | $1,858 | 0.67% | $276,000 |
| 35 | Bay County | $1,807 | 0.58% | $310,500 |
| 36 | Marion County | $1,806 | 0.74% | $243,100 |
| 37 | Hendry County | $1,756 | 0.80% | $219,200 |
| 38 | Franklin County | $1,728 | 0.63% | $273,300 |
| 39 | Wakulla County | $1,642 | 0.64% | $258,300 |
| 40 | Baker County | $1,631 | 0.64% | $256,700 |
| 41 | Gulf County | $1,578 | 0.63% | $250,000 |
| 42 | Escambia County | $1,495 | 0.58% | $257,200 |
| 43 | DeSoto County | $1,447 | 0.83% | $174,100 |
| 44 | Jefferson County | $1,439 | 0.62% | $232,600 |
| 45 | Columbia County | $1,434 | 0.74% | $194,900 |
| 46 | Citrus County | $1,430 | 0.58% | $245,500 |
| 47 | Okeechobee County | $1,423 | 0.74% | $193,000 |
| 48 | Highlands County | $1,353 | 0.72% | $187,900 |
| 49 | Gilchrist County | $1,302 | 0.65% | $199,900 |
| 50 | Hardee County | $1,264 | 0.82% | $153,600 |
| 51 | Putnam County | $1,249 | 0.78% | $160,300 |
| 52 | Suwannee County | $1,213 | 0.71% | $171,600 |
| 53 | Levy County | $1,201 | 0.63% | $190,600 |
| 54 | Glades County | $1,170 | 0.85% | $137,000 |
| 55 | Bradford County | $1,164 | 0.55% | $212,500 |
| 56 | Liberty County | $1,152 | 0.90% | $127,300 |
| 57 | Union County | $980 | 0.58% | $169,500 |
| 58 | Madison County | $965 | 0.83% | $116,200 |
| 59 | Gadsden County | $927 | 0.53% | $174,900 |
| 60 | Lafayette County | $863 | 0.55% | $157,200 |
| 61 | Hamilton County | $816 | 0.73% | $111,200 |
| 62 | Dixie County | $813 | 0.62% | $132,000 |
| 63 | Washington County | $792 | 0.46% | $171,000 |
| 64 | Taylor County | $750 | 0.65% | $114,600 |
| 65 | Calhoun County | $734 | 0.51% | $145,300 |
| 66 | Jackson County | $609 | 0.50% | $120,800 |
| 67 | Holmes County | $600 | 0.54% | $110,200 |
Frequently Asked Questions
Which county in Florida has the lowest property taxes? ▼
Holmes County has the lowest median property tax in Florida at $600 per year with an effective rate of 0.54%. The highest is Monroe County at $4,129.
What is the median home value in Florida? ▼
The median home value across Florida is $359,000, compared to $227,791 nationally. Home values directly impact property tax bills since taxes are assessed as a percentage of property value.
How does Florida compare to the national average? ▼
Florida property taxes are 37% above the national average. Homeowners here pay a median of $2,730 per year compared to $1,993 nationally.
What is the average property tax in Florida? ▼
The average median property tax paid in Florida is $2,730 per year, based on ACS 2024 data. The average effective tax rate is 0.76%.
How large is Florida's share of U.S. property-tax collections? ▼
In Census FY2024, Florida's state and local governments collected $46.6B in property tax - 6.4% of the U.S. total (#4 of 51). Spread across 5,918,647 owner-occupied homes, that haul is about $7,874 per home - 2.9× the ACS median homeowner bill of $2,730. The gap is expected: LF0009 covers all taxable property (including commercial and other non-household parcels), while the ACS median is a household figure.
Do homeowners with a mortgage pay more property tax in Florida? ▼
ACS 2024 medians show mortgaged owners pay $2,993/yr versus $2,319 for owners without a mortgage, a $674 gap. Our mortgage-gap research page ranks this spread against all states.
What share of Florida owners report paying no property tax? ▼
8.4% of owner-occupied homes in Florida report zero property tax on the ACS survey (3.5% among mortgaged owners). That is a reporting signal, exemptions, caps, or non-levying jurisdictions, not an exemption headcount.
How are property taxes calculated? ▼
Property taxes are calculated by multiplying the assessed value of a property by the local tax rate (mill rate). Rates vary by county, city, and school district. The effective tax rate shown here is the median tax paid divided by the median home value, which provides a standardized comparison across counties.
Can I appeal my property taxes in Florida? ▼
Yes. Every Florida homeowner has the right to appeal their property tax assessment. The process typically starts at your county assessor's office within 30-90 days of receiving your assessment notice. You can challenge the assessed value by providing comparable sales data, evidence of property condition, or errors in the assessment. See our guide on how to appeal property taxes for detailed steps.
What to do with Florida's numbers
Turn the ACS 2024 statewide medians into a county check, an estimate, or an appeal path.
- Florida's ACS 2024 median bill is $2,730/yr at 0.76% (37% above the U.S. median). Open any county below to see how far local bills sit from that statewide figure. County list
- Inside Florida, Holmes County posts the lowest median bill at $600/yr; Monroe County is highest at $4,129/yr. Open Holmes County
- Estimate a parcel bill at Florida's published effective rate, or read the state's assessment and appeal path before treating the statewide median as your budget. State estimator
Statewide medians average across 67 counties; your parcel's assessed value, exemptions, and local levies set the real bill. U.S. Census Bureau ACS · 2024.
Editorial standards and provenance
PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS state-level record for Florida. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.