Florida · County property tax · ACS 2024
Putnam County Property Taxes
The median homeowner in Putnam County pays $1,249 a year, an effective rate of 0.78%, well below the U.S. average.
- $1,249
- Median tax / yr · Below-median bill
- 0.78%
- Effective rate · Below-median rate
- -37%
- vs U.S. average
- #18 of 67
- rank in FL
The verdict
Homeowners in Putnam County pay a median $1,249 a year in property tax, an effective rate of 0.78%, more affordable than 52% of U.S. counties (Census ACS 2024).
- $1,249
- Median annual tax bill, 2024
- 0.78%
- Effective rate on median home
- #1507 of 3135
- U.S. counties by tax burden
- -37%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($160,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Florida. Population: 75,164. Owner-occupied homes: 23,630.
The median annual property tax in Putnam County is $1,249, which is 54% lower than the Florida state average and 37% below the national average. The effective tax rate is 0.78% on a median home value of $160,300. Property taxes represent 2.6% of the median household income in this county.
Putnam County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Putnam County's 0.78% effective rate sits near the middle of 3,135 tracked counties (more affordable than 52%).
Decision signal 2
The bill sits well below the national median
Homeowners in Putnam County pay a median annual property tax of $1,249, well below the national median and far below the Florida state median. On a $160,300 median home, that works out to an effective rate of 0.78% once the local assessment base and millage are combined.
Decision signal 3
Near the middle of Florida counties by effective rate
Putnam County ranks #18 of 67 counties in Florida by effective rate (73% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Putnam County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $47,934 median household income.
Informational notice
Figures describe the median homeowner household in Putnam County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Putnam County rose 55.0%, from $103,400 to $160,300. The effective rate fell 20.2% over the same span, a steeper move than in 83% of U.S. counties.
The median bill still rose 23.7%, to $1,249. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,010 to $1,249, a gain of 24%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The largest reported group here falls at the bottom of the national range: 6,908 of 23,630 owner-occupied homes (29.2%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 2.6% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Putnam County Homeowners Actually Pay
The single largest group of Putnam County homeowners, 6,908 of 23,630 owner-occupied homes (29.2%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 29.2% (6,908)
- $800 to $1,499 27.2% (6,430)
- $1,500 to $1,999 11.7% (2,765)
- $2,000 to $2,999 11.9% (2,812)
- $3,000 or more 13.9% (3,287)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,428 homes here (6.0%) report no real estate tax at all. Exemptions are set by state: how Florida handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Putnam County pay a substantially higher bill, 41% more, pointing to a wide home-value gap between the two groups.
Putnam County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Putnam County's effective rate is higher than 73% of the 67 counties in Florida - ranking #18 of 67.
Where Putnam County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.78% more affordable than 52% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Same rate as Florida, a smaller bill
The effective rate here sits within 3% of the Florida median, yet the median bill runs 54% below it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to cheaper housing produces $1,249 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.
Putnam County vs Benchmarks
| Metric | Putnam County | Florida Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.6% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Putnam County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Florida counties.
Putnam County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,249 +4.4% | 0.78% |
| 2023 | $1,196 +3.0% | 0.81% |
| 2022 | $1,161 +10.2% | 0.92% |
| 2021 | $1,054 +4.4% | 0.95% |
| 2020 | $1,010 | 0.98% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Putnam County: tax-to-income at 2.6%
Counties near Putnam County's effective rate
On effective rate, Putnam County sits nearest Riverside County (CA), Alameda County (CA), Barrow County (GA).
On published median-tax change, the nearest matches are Cleburne County (AL), Monroe County (OH), Latah County (ID).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Putnam County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 620 of 31,770 returns from Putnam County reported real estate taxes, averaging $4,798 - 31% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Florida
Putnam County rate FAQs
- How does Putnam County property tax compare to the national average?
- Property taxes in Putnam County run well below the national median of $1,993, an effective rate of 0.78% versus 0.92% nationally.
- What is the average property tax in Putnam County, Florida?
- The median annual property tax in Putnam County is $1,249, an effective rate of 0.78% on a $160,300 median home (Census ACS, 2024).
- What is the tax affordability score for Putnam County?
- Putnam County, Florida scores C- (50/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at B- ($1,249/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Putnam County?
- The ACS median property-tax bill for Putnam County jumped 23.7% between the 2020 and 2024 5-year releases, from $1,010 to $1,249, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Putnam County?
- Property taxes in Putnam County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $47,934 median household income.
What to do with Putnam County's UNDER rate
Putnam County's $1,249 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Putnam County ranks #18 of 67 Florida counties by effective rate - on the higher-burden half of the state ACS set. Florida overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Putnam County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.78%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,249/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Putnam County
Nearest ABS(median_tax) ACS peers for Putnam County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Gentry County, MO
ABS(median_tax) peer · tied with Putnam County at $1,249/yr; rate 0.93% vs Putnam County 0.78%.
Wayne County, NC
ABS(median_tax) peer · tied with Putnam County at $1,249/yr; rate 0.70% vs Putnam County 0.78%.
Brown County, NE
ABS(median_tax) peer · $1,250/yr (near-tied bill ABS $1); rate 1.10% vs Putnam County 0.78%.
Custer County, OK
ABS(median_tax) peer · $1,248/yr (near-tied bill ABS $1); rate 0.69% vs Putnam County 0.78%.
Florida county set
State ACS overview for every published Florida county rate and median bill.
Assessment cycle basics
Putnam County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Putnam County (UNDER · LIGHT) - ACS medians, not a parcel bill.