Florida · County property tax · ACS 2024
Miami-Dade County Property Taxes
The median homeowner in Miami-Dade County pays $3,744 a year, an effective rate of 0.81%, far above the U.S. average.
- $3,744
- Median tax / yr · Highest-decile bill
- 0.81%
- Effective rate · Above-median rate
- +88%
- vs U.S. average
- #12 of 67
- rank in FL
The verdict
Homeowners in Miami-Dade County pay a median $3,744 a year in property tax, an effective rate of 0.81%, more affordable than 49% of U.S. counties (Census ACS 2024).
- $3,744
- Median annual tax bill, 2024
- 0.81%
- Effective rate on median home
- #1591 of 3135
- U.S. counties by tax burden
- +88%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($463,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Florida. Population: 2,738,356. Owner-occupied homes: 509,440.
The median annual property tax in Miami-Dade County is $3,744, which is 37% higher than the Florida state average and 88% above the national average. The effective tax rate is 0.81% on a median home value of $463,000. Property taxes represent 5.2% of the median household income in this county.
Why Miami-Dade County's ACS bill runs high vs the U.S.
Primary signal
The bill sits well above the national median
Homeowners in Miami-Dade County pay a median annual property tax of $3,744, far above the national median and well above the Florida state median. On a $463,000 median home, that works out to an effective rate of 0.81% once the local assessment base and millage are combined.
Decision signal 2
Income carries a heavy tax share
Property taxes in Miami-Dade County run a bit above the commonly cited 2%-4% national benchmark, at about 5.2% of the $71,753 median household income.
Decision signal 3
Low among Florida counties by effective rate
Miami-Dade County ranks #12 of 67 counties in Florida by effective rate (82% of in-state counties pay a lower rate).
Decision signal 4
The effective rate sits near the national middle
Miami-Dade County's 0.81% effective rate sits near the middle of 3,135 tracked counties (more affordable than 49%).
Informational notice
Figures describe the median homeowner household in Miami-Dade County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 10.2% down between 2020 and 2024, a smaller shift than in 59% of U.S. counties. With the median home value rose 49.0%, the median bill rose 33.8% to $3,744: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 34% from $2,799 to $3,744. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 300,807 of 509,440 owner-occupied homes (59.0%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Above-median earnings meet a slightly-below-median rate, and the median bill amounts to 5.2% of median household income. That is the comfortable middle of this dataset, and comfortable middles are easy to overlook when only rankings get published.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Miami-Dade County Homeowners Actually Pay
The single largest group of Miami-Dade County homeowners, 300,807 of 509,440 owner-occupied homes (59.0%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 7.1% (35,947)
- $800 to $1,499 8.9% (45,359)
- $1,500 to $1,999 7.2% (36,561)
- $2,000 to $2,999 14.7% (74,921)
- $3,000 or more 59.0% (300,807)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
15,845 homes here (3.1%) report no real estate tax at all. Exemptions are set by state: how Florida handles assessments and appeals.
With vs Without Mortgage
In Miami-Dade County, mortgaged homeowners pay 27% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Miami-Dade County's bill vs state & U.S. medians
Median annual bill bars around Miami-Dade County's HEAVY ACS 2024 figure.
Miami-Dade County's median bill is 37% above the Florida median and 88% above the U.S. median.
What changed since 2020
The median bill in Miami-Dade County moved from $2,799 in the 2020 release to $3,744 in 2024, a change of about 34%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Miami-Dade County vs Benchmarks
| Metric | Miami-Dade County | Florida Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 5.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Is Miami-Dade County's $3,744 median bill appeal-worthy?
At Miami-Dade County's $3,744 ACS median (HEAVY), a 10% assessment cut is worth about $374/yr before exemptions. Appeal Savings Estimator · appeal guide for Florida.
Miami-Dade County bill trail · HEAVY
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,744 +6.5% | 0.81% |
| 2023 | $3,516 +6.9% | 0.83% |
| 2022 | $3,289 +11.0% | 0.85% |
| 2021 | $2,964 +5.9% | 0.89% |
| 2020 | $2,799 | 0.90% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Miami-Dade County: tax takes 5.2% of income
Counties near Miami-Dade County's median bill
On effective rate, Miami-Dade County sits nearest San Benito County (CA), Phillips County (AR), Lowndes County (GA).
On published median-tax change, the nearest matches are Monroe County (WV), Wallowa County (OR), Yukon-Koyukuk Census Area (AK).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Miami-Dade County: only 7% of returns show Schedule A real-estate tax
Tax year 2022: 97,080 of 1,445,830 returns from Miami-Dade County reported real estate taxes, averaging $12,130 - 35% of those reporters sat in the $200k+ AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Florida
Miami-Dade County bill FAQs
- How does Miami-Dade County property tax compare to the national average?
- Property taxes in Miami-Dade County run far above the national median of $1,993, an effective rate of 0.81% versus 0.92% nationally.
- What percentage of income goes to property taxes in Miami-Dade County?
- Property taxes in Miami-Dade County run a bit above the commonly cited 2%-4% national benchmark, at about 5.2% of the $71,753 median household income.
- Are property taxes increasing in Miami-Dade County?
- The ACS median property-tax bill for Miami-Dade County jumped 33.8% between the 2020 and 2024 5-year releases, from $2,799 to $3,744, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What is the average property tax in Miami-Dade County, Florida?
- The median annual property tax in Miami-Dade County is $3,744, an effective rate of 0.81% on a $463,000 median home (Census ACS, 2024).
- What is the tax affordability score for Miami-Dade County?
- Miami-Dade County, Florida scores F (19/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at D (0.81%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What to do with Miami-Dade County's HEAVY bill
Miami-Dade County's $3,744 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Income burden is elevated here: about 5.2% of Miami-Dade County's $71,753 median household income goes to the property-tax bill.
Nationwide peers by median bill (then rate)
Bill-first peers for Miami-Dade County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.81%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,744/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Miami-Dade County
Nearest ABS(median_tax) ACS peers for Miami-Dade County (UNDER · HEAVY), replacing the old fixed Keep exploring strip.
UNDER HEAVY
Cayuga County, NY
ABS(median_tax) peer · $3,740/yr (near-tied bill ABS $4); rate 2.19% vs Miami-Dade County 0.81%.
Dakota County, MN
ABS(median_tax) peer · $3,749/yr (near-tied bill ABS $5); rate 0.98% vs Miami-Dade County 0.81%.
Tioga County, NY
ABS(median_tax) peer · $3,751/yr (near-tied bill ABS $7); rate 2.33% vs Miami-Dade County 0.81%.
Baltimore County, MD
ABS(median_tax) peer · $3,736/yr (near-tied bill ABS $8); rate 1.07% vs Miami-Dade County 0.81%.
Florida county set
State ACS overview for every published Florida county rate and median bill.
Assessment cycle basics
Miami-Dade County stamps UNDER · HEAVY - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Miami-Dade County (UNDER · HEAVY) - ACS medians, not a parcel bill.