Florida · County property tax · ACS 2024
Hernando County Property Taxes
The median homeowner in Hernando County pays $1,858 a year, an effective rate of 0.67%, modestly below the U.S. average.
- $1,858
- Median tax / yr · Above-median bill
- 0.67%
- Effective rate · Below-median rate
- -7%
- vs U.S. average
- #42 of 67
- rank in FL
The verdict
Homeowners in Hernando County pay a median $1,858 a year in property tax, an effective rate of 0.67%, more affordable than 63% of U.S. counties (Census ACS 2024).
- $1,858
- Median annual tax bill, 2024
- 0.67%
- Effective rate on median home
- #1158 of 3135
- U.S. counties by tax burden
- -7%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($276,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Florida. Population: 207,018. Owner-occupied homes: 68,075.
The median annual property tax in Hernando County is $1,858, which is 32% lower than the Florida state average and 7% below the national average. The effective tax rate is 0.67% on a median home value of $276,000. Property taxes represent 2.8% of the median household income in this county.
Hernando County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Hernando County's 0.67% effective rate sits near the middle of 3,135 tracked counties (more affordable than 63%).
Decision signal 2
The bill sits below the Florida median
Homeowners in Hernando County pay a median annual property tax of $1,858, modestly below the national median and well below the Florida state median. On a $276,000 median home, that works out to an effective rate of 0.67% once the local assessment base and millage are combined.
Decision signal 3
Near the middle of Florida counties by effective rate
Hernando County ranks #42 of 67 counties in Florida by effective rate (37% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Hernando County run within the commonly cited 2%-4% national benchmark, at about 2.8% of the $66,058 median household income.
Informational notice
Figures describe the median homeowner household in Hernando County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Hernando County's effective rate fell 17.6% across the 4-year span while its median home value rose 74.2%, leaving the median bill 43.6% higher at $1,858. That rate move is larger than the one in 75% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 44% from $1,294 to $1,858. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The fullest band here is the $800 to $1,499 range, holding 16,784 of 68,075 owner-occupied homes (24.7%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Above-median earnings meet a slightly-below-median rate, and the median bill amounts to 2.8% of median household income. That is the comfortable middle of this dataset, and comfortable middles are easy to overlook when only rankings get published.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Hernando County Homeowners Actually Pay
The single largest group of Hernando County homeowners, 16,784 of 68,075 owner-occupied homes (24.7%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 10.7% (7,290)
- $800 to $1,499 24.7% (16,784)
- $1,500 to $1,999 16.0% (10,910)
- $2,000 to $2,999 19.0% (12,933)
- $3,000 or more 23.3% (15,864)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
4,294 homes here (6.3%) report no real estate tax at all. Exemptions are set by state: how Florida handles assessments and appeals.
With vs Without Mortgage
In Hernando County, mortgaged homeowners pay 27% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Hernando County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Hernando County's effective rate is higher than 37% of the 67 counties in Florida - ranking #42 of 67.
Where Hernando County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.67% Among the most affordable more affordable than 63% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Hernando County moved from $1,294 in the 2020 release to $1,858 in 2024, a change of about 44%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Hernando County vs Benchmarks
| Metric | Hernando County | Florida Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.8% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Hernando County is QUIET · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Florida counties.
Hernando County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,858 +7.3% | 0.67% |
| 2023 | $1,732 +12.4% | 0.72% |
| 2022 | $1,541 +11.7% | 0.72% |
| 2021 | $1,380 +6.6% | 0.79% |
| 2020 | $1,294 | 0.82% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Hernando County: tax-to-income at 2.8%
Counties near Hernando County's effective rate
On effective rate, Hernando County sits nearest Santa Clara County (CA), Merced County (CA), Yakutat City and Borough (AK).
On published median-tax change, the nearest matches are Crawford County (IA), Reeves County (TX), Grenada County (MS).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Hernando County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 2,900 of 96,950 returns from Hernando County reported real estate taxes, averaging $4,970 - 29% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Florida
Hernando County rate FAQs
- What is the average property tax in Hernando County, Florida?
- The median annual property tax in Hernando County is $1,858, an effective rate of 0.67% on a $276,000 median home (Census ACS, 2024).
- What is the tax affordability score for Hernando County?
- Hernando County, Florida scores D (45/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at C+ (0.67%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Hernando County?
- The ACS median property-tax bill for Hernando County jumped 43.6% between the 2020 and 2024 5-year releases, from $1,294 to $1,858, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- How does Hernando County property tax compare to the national average?
- Property taxes in Hernando County run modestly below the national median of $1,993, an effective rate of 0.67% versus 0.92% nationally.
- What percentage of income goes to property taxes in Hernando County?
- Property taxes in Hernando County run within the commonly cited 2%-4% national benchmark, at about 2.8% of the $66,058 median household income.
What to do with Hernando County's QUIET rate
Inside Florida, Hernando County's $1,858 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Florida overview →
Hernando County ranks #42 of 67 Florida counties by effective rate - on the lower-burden half of the state ACS set. Florida overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Hernando County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.67%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,858/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Hernando County
Nearest ABS(median_tax) ACS peers for Hernando County (QUIET · MID), replacing the old fixed Keep exploring strip.
QUIET MID
Ashland County, OH
ABS(median_tax) peer · tied with Hernando County at $1,858/yr; rate 0.99% vs Hernando County 0.67%.
Bonneville County, ID
ABS(median_tax) peer · tied with Hernando County at $1,858/yr; rate 0.50% vs Hernando County 0.67%.
Houghton County, MI
ABS(median_tax) peer · tied with Hernando County at $1,858/yr; rate 1.16% vs Hernando County 0.67%.
Wagoner County, OK
ABS(median_tax) peer · tied with Hernando County at $1,858/yr; rate 0.79% vs Hernando County 0.67%.
Florida county set
State ACS overview for every published Florida county rate and median bill.
Assessment cycle basics
Hernando County stamps QUIET · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Hernando County (QUIET · MID) - ACS medians, not a parcel bill.