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Florida · County property tax · ACS 2024

Osceola County Property Taxes

The median homeowner in Osceola County pays $2,700 a year, an effective rate of 0.76%, well above the U.S. average.

$2,700
Median tax / yr · High bill
0.76%
Effective rate · Below-median rate
+35%
vs U.S. average
#25 of 67
rank in FL

The verdict

Homeowners in Osceola County pay a median $2,700 a year in property tax, an effective rate of 0.76%, more affordable than 54% of U.S. counties (Census ACS 2024).

$2,700
Median annual tax bill, 2024
0.76%
Effective rate on median home
#1446 of 3135
U.S. counties by tax burden
+35%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($353,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Florida. Population: 427,415. Owner-occupied homes: 93,287.

The median annual property tax in Osceola County is $2,700, which is 1% lower than the Florida state average and 35% above the national average. The effective tax rate is 0.76% on a median home value of $353,300. Property taxes represent 3.7% of the median household income in this county.

Osceola County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Osceola County's 0.76% effective rate sits near the middle of 3,135 tracked counties (more affordable than 54%).

Decision signal 2

The bill sits well above the national median

Homeowners in Osceola County pay a median annual property tax of $2,700, well above the national median and roughly in line with the Florida state median. On a $353,300 median home, that works out to an effective rate of 0.76% once the local assessment base and millage are combined.

Decision signal 3

Near the middle of Florida counties by effective rate

Osceola County ranks #25 of 67 counties in Florida by effective rate (63% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Osceola County run within the commonly cited 2%-4% national benchmark, at about 3.7% of the $72,637 median household income.

Informational notice

Figures describe the median homeowner household in Osceola County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Most of the market's rise reached the bill

The effective rate here moved 9.0% down between 2020 and 2024, a smaller shift than in 64% of U.S. counties. With the median home value rose 59.4%, the median bill rose 45.0% to $2,700: the rate did comparatively little to offset the market.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$2,700
High bill
-1% vs State +35% vs US
Median Home Value
$353,300
-2% vs State +55% vs US
Effective Tax Rate
0.76%
Below-median rate
+0% vs State -17% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 45% from $1,862 to $2,700. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 37,902 of 93,287 owner-occupied homes (40.6%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Above-median earnings meet a slightly-below-median rate, and the median bill amounts to 3.7% of median household income. That is the comfortable middle of this dataset, and comfortable middles are easy to overlook when only rankings get published.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Osceola County Homeowners Actually Pay

The single largest group of Osceola County homeowners, 37,902 of 93,287 owner-occupied homes (40.6%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 7.4% (6,933)
  • $800 to $1,499 14.5% (13,506)
  • $1,500 to $1,999 10.7% (9,979)
  • $2,000 to $2,999 20.1% (18,710)
  • $3,000 or more 40.6% (37,902)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

6,257 homes here (6.7%) report no real estate tax at all. Exemptions are set by state: how Florida handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,791
$233/mo
Without Mortgage
$2,459
$205/mo

In Osceola County, mortgaged homeowners pay 14% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Osceola County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Osceola County 0.76%
Florida average 0.76%
U.S. average 0.92%

Osceola County's effective rate is higher than 63% of the 67 counties in Florida - ranking #25 of 67.

Where Osceola County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.76% more affordable than 54% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Osceola County moved from $1,862 in the 2020 release to $2,700 in 2024, a change of about 45%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Osceola County vs Benchmarks

Metric Osceola County Florida Avg U.S. Avg
Median Annual Tax High bill $2,700 $2,730 $1,993
Effective Tax Rate Below-median rate 0.76% 0.76% 0.92%
Median Home Value $353,300 $359,000 $227,791
Tax as % of income Heavy income burden 3.7% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Osceola County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Florida counties.

Osceola County rate trail · UNDER

$1,800$2,000$2,200$2,400$2,600$2,800 20202021202220232024 $2,700
Osceola County ACS median tax 2020–2024: +45% ($1,862 → $2,700).
Year Median Tax (vs prior release) Effective Rate
2024 $2,700 +8.1% 0.76%
2023 $2,498 +7.4% 0.79%
2022 $2,326 +17.4% 0.82%
2021 $1,982 +6.4% 0.83%
2020 $1,862 0.84%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Osceola County: tax-to-income at 3.7%

Tax-to-Income Ratio
3.7%
of median household income
Median Income
$72,637
per year
Monthly Tax
$225
per month

Counties near Osceola County's effective rate

On effective rate, Osceola County sits nearest Pulaski County (AR), Charlton County (GA), Coffee County (GA).

On published median-tax change, the nearest matches are Hunt County (TX), Cavalier County (ND), Weber County (UT).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Osceola County: only 4% of returns show Schedule A real-estate tax

Tax year 2022: 9,360 of 215,690 returns from Osceola County reported real estate taxes, averaging $5,280 - 29% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Florida

View all counties in Florida →

Osceola County rate FAQs

What is the tax affordability score for Osceola County?
Osceola County, Florida scores F (34/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at C- (0.76%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Osceola County, Florida?
The median annual property tax in Osceola County is $2,700, an effective rate of 0.76% on a $353,300 median home (Census ACS, 2024).
Are property taxes increasing in Osceola County?
The ACS median property-tax bill for Osceola County jumped 45.0% between the 2020 and 2024 5-year releases, from $1,862 to $2,700, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
How does Osceola County property tax compare to the national average?
Property taxes in Osceola County run well above the national median of $1,993, an effective rate of 0.76% versus 0.92% nationally.
What percentage of income goes to property taxes in Osceola County?
Property taxes in Osceola County run within the commonly cited 2%-4% national benchmark, at about 3.7% of the $72,637 median household income.

What to do with Osceola County's UNDER rate

Osceola County's $2,700 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Osceola County ranks #25 of 67 Florida counties by effective rate - on the higher-burden half of the state ACS set. Florida overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Osceola County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.76%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,700/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Osceola County

Nearest ABS(median_tax) ACS peers for Osceola County (UNDER · MID), replacing the old fixed Keep exploring strip.

UNDER MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Osceola County (UNDER · MID) - ACS medians, not a parcel bill.