Bay County, Florida Property Taxes
Census Bureau ACS property tax data for Florida. Population: 51,976.
The median annual property tax in Bay County is $1,653, which is 12% lower than the Florida state average and 14% below the national average. The effective tax rate is 0.60% on a median home value of $276,900. Property taxes represent 2.4% of the median household income in this county.
Median Annual Tax
$1,653
-12% vs State
-14% vs US
Median Home Value
$276,900
+8% vs State
+31% vs US
Effective Tax Rate
0.60%
-18% vs State
-37% vs US
With vs Without Mortgage
With Mortgage
$1,845
$154/mo
Without Mortgage
$1,368
$114/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $1,653 +12.1% | 0.60% |
| 2022 | $1,475 +10.4% | 0.60% |
| 2021 | $1,336 +4.6% | 0.64% |
| 2020 | $1,277 +1.9% | 0.65% |
| 2019 | $1,253 | 0.70% |
Tax Burden
Tax-to-Income Ratio
2.4%
of median household income
Median Income
$70,188
per year
Monthly Tax
$138
per month
Other Counties in Florida
Clay County
Tax: $2,080/yr Rate: 0.74%
Washington County
Tax: $787/yr Rate: 0.50%
St. Johns County
Tax: $3,547/yr Rate: 0.78%
Citrus County
Tax: $1,320/yr Rate: 0.59%
Orange County
Tax: $2,795/yr Rate: 0.78%
St. Lucie County
Tax: $2,893/yr Rate: 0.95%
Frequently Asked Questions
What is the average property tax in Bay County, Florida? ▼
The median annual property tax in Bay County is $1,653 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.60% on a median home value of $276,900.
How does Bay County property tax compare to the national average? ▼
Property taxes in Bay County are 14% below the national average of $1,923. The effective rate of 0.60% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Bay County? ▼
In Bay County, homeowners with a mortgage pay a median of $1,845 in annual property taxes, while homeowners without a mortgage pay $1,368. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Bay County? ▼
Property taxes in Bay County represent approximately 2.4% of the median household income of $70,188. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.