Florida · County property tax · ACS 2024
Hamilton County Property Taxes
The median homeowner in Hamilton County pays $816 a year, an effective rate of 0.73%, far below the U.S. average.
- $816
- Median tax / yr · Low bill
- 0.73%
- Effective rate · Below-median rate
- -59%
- vs U.S. average
- #33 of 67
- rank in FL
The verdict
Homeowners in Hamilton County pay a median $816 a year in property tax, an effective rate of 0.73%, more affordable than 56% of U.S. counties (Census ACS 2024).
- $816
- Median annual tax bill, 2024
- 0.73%
- Effective rate on median home
- #1364 of 3135
- U.S. counties by tax burden
- -59%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($111,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Florida. Population: 13,616. Owner-occupied homes: 3,416.
The median annual property tax in Hamilton County is $816, which is 70% lower than the Florida state average and 59% below the national average. The effective tax rate is 0.73% on a median home value of $111,200. Property taxes represent 1.6% of the median household income in this county.
Why Hamilton County's ACS bill runs light vs the U.S.
Primary signal
The bill sits well below the national median
Homeowners in Hamilton County pay a median annual property tax of $816, far below the national median and far below the Florida state median. On a $111,200 median home, that works out to an effective rate of 0.73% once the local assessment base and millage are combined.
Decision signal 2
Income carries a light tax share
Property taxes in Hamilton County run a bit below the commonly cited 2%-4% national benchmark, at about 1.6% of the $50,144 median household income.
Decision signal 3
The effective rate sits near the national middle
Hamilton County's 0.73% effective rate sits near the middle of 3,135 tracked counties (more affordable than 56%).
Decision signal 4
Near the middle of Florida counties by effective rate
Hamilton County ranks #33 of 67 counties in Florida by effective rate (51% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Hamilton County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
Hamilton County sits in the quarter of U.S. counties whose effective rate moved least over this span: 3.8% down, against a median home value that rose 29.5%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 24.6%, from $655 to $816.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $655 to $816, a gain of 25%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The largest reported group here falls at the bottom of the national range: 1,258 of 3,416 owner-occupied homes (36.8%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 1.6% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
Paying off the mortgage changes the picture here
30.9% of Hamilton County homes owned free and clear (713 of 2,306) report no property tax at all, against 14.4% of homes still carrying a mortgage. A reported zero is not proof of an exemption: it can equally mean a bill paid by another party, or a reporting artefact. But a gap this size is where age- and disability-based relief usually shows up, because those programmes reach owners who have finished paying.
What Hamilton County Homeowners Actually Pay
The single largest group of Hamilton County homeowners, 1,258 of 3,416 owner-occupied homes (36.8%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 36.8% (1,258)
- $800 to $1,499 17.3% (590)
- $1,500 to $1,999 8.8% (300)
- $2,000 to $2,999 5.2% (179)
- $3,000 or more 6.3% (216)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
873 homes here (25.6%) report no real estate tax at all, an unusually large share, high enough that the median bill above describes a minority of Hamilton County homeowners. Exemptions are set by state: how Florida handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Hamilton County pay more than double the bill of those without one (+60%), the widest kind of value gap this dataset tracks.
Hamilton County's bill vs state & U.S. medians
Median annual bill bars around Hamilton County's LIGHT ACS 2024 figure.
Hamilton County's median bill is 70% below the Florida median and 59% below the U.S. median.
What changed since 2020
The median bill in Hamilton County moved from $655 in the 2020 release to $816 in 2024, a change of about 25%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Hamilton County vs Benchmarks
| Metric | Hamilton County | Florida Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Low bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Light income burden | 1.6% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Hamilton County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Florida counties.
Hamilton County bill trail · LIGHT
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $816 +1.2% | 0.73% |
| 2023 | $806 +17.0% | 0.73% |
| 2022 | $689 +1.6% | 0.68% |
| 2021 | $678 +3.5% | 0.78% |
| 2020 | $655 | 0.76% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Hamilton County: tax takes only 1.6% of income
Counties near Hamilton County's median bill
On effective rate, Hamilton County sits nearest Sacramento County (CA), Lake County (CA), Calaveras County (CA).
On published median-tax change, the nearest matches are Caldwell County (NC), Kingsbury County (SD), Lawrence County (AL).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Hamilton County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 130 of 5,100 returns from Hamilton County reported real estate taxes, averaging $3,108 - 38% of those reporters sat in the $50-75k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Florida
Hamilton County bill FAQs
- How does Hamilton County property tax compare to the national average?
- Property taxes in Hamilton County run far below the national median of $1,993, an effective rate of 0.73% versus 0.92% nationally.
- What percentage of income goes to property taxes in Hamilton County?
- Property taxes in Hamilton County run a bit below the commonly cited 2%-4% national benchmark, at about 1.6% of the $50,144 median household income.
- Are property taxes increasing in Hamilton County?
- The ACS median property-tax bill for Hamilton County jumped 24.6% between the 2020 and 2024 5-year releases, from $655 to $816, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What is the average property tax in Hamilton County, Florida?
- The median annual property tax in Hamilton County is $816, an effective rate of 0.73% on a $111,200 median home (Census ACS, 2024).
- What is the tax affordability score for Hamilton County?
- Hamilton County, Florida scores B- (68/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at A ($816/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What to do with Hamilton County's LIGHT bill
Hamilton County's $816 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.6% of Hamilton County's $50,144 median household income goes to the property-tax bill.
Nationwide peers by median bill (then rate)
Bill-first peers for Hamilton County's LIGHT median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.73%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $816/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Hamilton County
Nearest ABS(median_tax) ACS peers for Hamilton County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Benson County, ND
ABS(median_tax) peer · $817/yr (near-tied bill ABS $1); rate 0.91% vs Hamilton County 0.73%.
Cleburne County, AR
ABS(median_tax) peer · $815/yr (near-tied bill ABS $1); rate 0.45% vs Hamilton County 0.73%.
Green County, KY
ABS(median_tax) peer · $817/yr (near-tied bill ABS $1); rate 0.65% vs Hamilton County 0.73%.
Garvin County, OK
ABS(median_tax) peer · $818/yr (near-tied bill ABS $2); rate 0.55% vs Hamilton County 0.73%.
Florida county set
State ACS overview for every published Florida county rate and median bill.
Assessment cycle basics
Hamilton County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Hamilton County (UNDER · LIGHT) - ACS medians, not a parcel bill.