Florida · County property tax · ACS 2024
Gulf County Property Taxes
The median homeowner in Gulf County pays $1,578 a year, an effective rate of 0.63%, notably lower than the U.S. average.
- $1,578
- Median tax / yr · Below-median bill
- 0.63%
- Effective rate · Below-median rate
- -21%
- vs U.S. average
- #50 of 67
- rank in FL
The verdict
Homeowners in Gulf County pay a median $1,578 a year in property tax, an effective rate of 0.63%, more affordable than 68% of U.S. counties (Census ACS 2024).
- $1,578
- Median annual tax bill, 2024
- 0.63%
- Effective rate on median home
- #1004 of 3135
- U.S. counties by tax burden
- -21%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($250,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Florida. Population: 15,131. Owner-occupied homes: 4,802.
The median annual property tax in Gulf County is $1,578, which is 42% lower than the Florida state average and 21% below the national average. The effective tax rate is 0.63% on a median home value of $250,000. Property taxes represent 2.6% of the median household income in this county.
Gulf County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Gulf County's 0.63% effective rate sits near the middle of 3,135 tracked counties (more affordable than 68%).
Decision signal 2
The bill sits below the Florida median
Homeowners in Gulf County pay a median annual property tax of $1,578, notably lower than the national median and well below the Florida state median. On a $250,000 median home, that works out to an effective rate of 0.63% once the local assessment base and millage are combined.
Decision signal 3
High among Florida counties by effective rate
Gulf County ranks #50 of 67 counties in Florida by effective rate (25% of in-state counties pay a lower rate).
Decision signal 4
The latest release moved the bill up
Since 2023, the published ACS median estimate has climbed 18.3%, from $1,334 to $1,578. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Decision signal 5
Income and the tax bill sit in the middle band
Property taxes in Gulf County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $61,179 median household income.
Informational notice
Figures describe the median homeowner household in Gulf County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 42% from $1,112 to $1,578. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 1,256 of 4,802 owner-occupied homes (26.2%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Both figures cluster near the middle of the national range, and the median bill comes to 2.6% of median household income. Counties like this are the reason a national average exists at all, and also the reason it explains so little.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Gulf County Homeowners Actually Pay
The single largest group of Gulf County homeowners, 1,256 of 4,802 owner-occupied homes (26.2%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 26.2% (1,256)
- $800 to $1,499 14.4% (691)
- $1,500 to $1,999 6.6% (319)
- $2,000 to $2,999 15.6% (751)
- $3,000 or more 20.3% (976)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
809 homes here (16.8%) report no real estate tax at all, a sizeable minority for a county this size. Exemptions are set by state: how Florida handles assessments and appeals.
With vs Without Mortgage
In Gulf County, mortgaged homeowners pay 18% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Gulf County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Gulf County's effective rate is higher than 25% of the 67 counties in Florida - ranking #50 of 67.
Where Gulf County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.63% Among the most affordable more affordable than 68% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Gulf County moved from $1,112 in the 2020 release to $1,578 in 2024, a change of about 42%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Gulf County vs Benchmarks
| Metric | Gulf County | Florida Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.6% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Gulf County is QUIET · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Florida counties.
Gulf County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,578 +18.3% | 0.63% |
| 2023 | $1,334 +12.0% | 0.57% |
| 2022 | $1,191 -3.3% | 0.60% |
| 2021 | $1,232 +10.8% | 0.65% |
| 2020 | $1,112 | 0.65% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Gulf County: tax-to-income at 2.6%
Counties near Gulf County's effective rate
On effective rate, Gulf County sits nearest Monterey County (CA), Lonoke County (AR), Kenai Peninsula Borough (AK).
On published median-tax change, the nearest matches are Sumter County (AL), Caldwell County (MO), Kittitas County (WA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Gulf County: only 5% of returns show Schedule A real-estate tax
Tax year 2022: 340 of 6,590 returns from Gulf County reported real estate taxes, averaging $6,821 - 38% of those reporters sat in the $200k+ AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Florida
Gulf County rate FAQs
- How does Gulf County property tax compare to the national average?
- Property taxes in Gulf County run notably lower than the national median of $1,993, an effective rate of 0.63% versus 0.92% nationally.
- What is the average property tax in Gulf County, Florida?
- The median annual property tax in Gulf County is $1,578, an effective rate of 0.63% on a $250,000 median home (Census ACS, 2024).
- What is the tax affordability score for Gulf County?
- Gulf County, Florida scores C- (53/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at B- (0.63%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Gulf County?
- The ACS median property-tax bill for Gulf County is recorded at $1,578 in the 2024 5-year release against $1,112 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 4,802 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What percentage of income goes to property taxes in Gulf County?
- Property taxes in Gulf County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $61,179 median household income.
What to do with Gulf County's QUIET rate
Inside Florida, Gulf County's $1,578 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Florida overview →
Gulf County ranks #50 of 67 Florida counties by effective rate - on the lower-burden half of the state ACS set. Florida overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Gulf County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.63%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,578/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Gulf County
Nearest ABS(median_tax) ACS peers for Gulf County (QUIET · MID), replacing the old fixed Keep exploring strip.
QUIET MID
Reagan County, TX
ABS(median_tax) peer · $1,579/yr (near-tied bill ABS $1); rate 0.92% vs Gulf County 0.63%.
Robertson County, TN
ABS(median_tax) peer · $1,577/yr (near-tied bill ABS $1); rate 0.47% vs Gulf County 0.63%.
Williams County, OH
ABS(median_tax) peer · $1,577/yr (near-tied bill ABS $1); rate 1.05% vs Gulf County 0.63%.
Freestone County, TX
ABS(median_tax) peer · $1,580/yr (near-tied bill ABS $2); rate 0.94% vs Gulf County 0.63%.
Florida county set
State ACS overview for every published Florida county rate and median bill.
Assessment cycle basics
Gulf County stamps QUIET · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Gulf County (QUIET · MID) - ACS medians, not a parcel bill.