Mortgage vs free-and-clear medians
- With mortgage
- $4,008/yr
- Without mortgage
- $3,586/yr
- Gap
- $422
Statewide · Property tax · ACS 2024
Oregon Property Taxes
The average Oregon homeowner pays $3,876 a year at an effective rate of 0.81%. That bill is 94% above the U.S. median bill. Compare 36 counties below.
- $3,876
- Avg median tax
- 0.81%
- Effective rate
- #24 of 51
- U.S. rank (burden)
- 36
- Counties
Oregon homeowners pay a median of $3,876 a year in property tax, an effective rate of 0.81%, the 24th-highest burden of 51 U.S. jurisdictions (50 states and DC).
According to the U.S. Census Bureau's American Community Survey (2024), the median Oregon homeowner pays $3,876 a year on a home worth $477,600, an effective rate of 0.81%. The bill runs 94% above the $1,993 national median, while the rate sits 12% below it; high home values pull them apart. County medians range $1,563 (Lake County) to $5,301 (Multnomah County) across 36 counties.
What the statewide average misses
County medians in Oregon run from $1,563 in Lake County to $5,301 (Multnomah County). That range is why a statewide figure is a starting point, not a parcel-level estimate.
- $1,563–$5,301 (Multnomah County)
- County median-bill range
- 0.80%
- Home-weighted county rate
- 71%
- Homes in the eight largest counties
County medians come from U.S. Census Bureau ACS 5-Year Estimates · 2024. The statewide effective rate in the hero is median tax divided by median home value.
Government haul · mid share
Oregon's government property-tax haul sits in the middle of the U.S. pack
In Census FY2024, Oregon's state and local governments collected $9.0B in property tax - 1.2% of the U.S. total (#23 of 51).
Spread across 1,087,983 owner-occupied homes, that haul is about $8,262 per home - 2.1× the ACS median homeowner bill of $3,876. The gap is expected: LF0009 covers all taxable property (including commercial and other non-household parcels), while the ACS median is a household figure.
Source: U.S. Census Bureau, Annual Survey of State and Local Government Finances, FY2024, series LF0009 (property tax), government level State and Local (GOVTYPE 001). Amounts are published in thousands of dollars. This is a government-revenue series, not tax, legal, or financial advice, and not a substitute for the ACS homeowner median bill above.
ACS tenure & reporting signals · 2024
Mortgage tenure and zero-tax reporting in Oregon
These sub-topics sit on dedicated research and guide pages fleet-wide; here they are computed for Oregon from the same ACS tables that power county medians above.
Owners reporting no tax
- All owner-occupied
- 6.5%
- With mortgage
- 1.7%
- Sample (owned homes)
- 385,829
ACS reports what households paid, not approved exemptions. Exemption guide
County effective-rate spread
Published medians span 0.48% in Curry County to 1.01% in Gilliam County - a 0.53 percentage-point gap across 36 counties.
Appeal guide for when a parcel sits above its county median.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024), Table B25087 (mortgage status medians) and county tax_distribution aggregates (zero-tax reporting shares). Informational only, not tax or legal advice.
The average median property tax in Oregon is $3,876/year, which is 94% above the national average of $1,993. The average effective tax rate is 0.81% on a median home value of $477,600. Taxes range from $1,563 in Lake County to $5,301 (Multnomah County).
Read the state signal first
What the data changes in Oregon
A rate compares places with different home values. The annual bill shows a typical dollar amount. County spread shows why neither is a parcel estimate.
The clearest local difference
Home values amplify the dollar bill
The median Oregon home is $477,600, compared with $227,791 nationally. This helps explain why two places with similar effective rates can still produce different annual dollar bills.
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe median homeowner households reported to the Census Bureau. Individual bills can differ with assessed value, exemptions, special districts, and local overlays. Confirm current rates with your county assessor or a qualified professional before making a decision.
State Average vs National Average
Median Annual Tax
$3,876
+94% vs US avg
Median Home Value
$477,600
+110% vs US avg
Effective Tax Rate
0.81%
-12% vs US avg
Rate-band peers near Oregon
Nearest ACS 2024 jurisdictions by effective rate (not geography). Each row names another state so Oregon's 0.81% rate is read against real neighbors such as Washington and Oklahoma.
| Peer state | Effective rate | Vs Oregon | Median bill |
|---|---|---|---|
| Washington Also open Washington for county spread | 0.81% | Washington nearly matches Oregon | $4,556 |
| Oklahoma Also open Oklahoma for county spread | 0.80% | Oklahoma nearly matches Oregon | $1,599 |
| Georgia Also open Georgia for county spread | 0.77% | Georgia nearly matches Oregon | $2,341 |
| Missouri Also open Missouri for county spread | 0.85% | Missouri nearly matches Oregon | $1,948 |
| Florida Also open Florida for county spread | 0.76% | Florida nearly matches Oregon | $2,730 |
| Kentucky Also open Kentucky for county spread | 0.75% | Kentucky runs 0.06 pts below Oregon | $1,544 |
Nationwide states with similar effective rate & median bill
Two PlainPropertyTax-derived comparison paths for Oregon, excluding Oregon itself so the link neighborhoods are not self-referential. Median-bill peers exclude the effective-rate peer set so the two axes stay disjoint.
Similar effective rate
Nearest other states by ACS effective rate. Oregon: 0.81%.
Similar median bill
Nearest other states by ACS median annual tax. Oregon: $3,876/yr. Rate peers are excluded so the two link sets stay distinct.
Where Oregon sits among U.S. jurisdictions
Effective property tax rate (median tax ÷ median home value) across the 50 states and DC, ACS 2024.
Where Oregon sits among U.S. jurisdictions
Effective rate · ACS 2024 · 50 states and DC
0.81% more affordable than 45% of 51 U.S. jurisdictions
Show national distribution
Each bar is a band; taller bars hold more U.S. jurisdictions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Oregon has a higher effective property tax rate than 54% of U.S. jurisdictions (the 50 states and DC), ranking #24 of 51 for property tax burden. Rate neighbors: Washington (0.81%, nearly level); Oklahoma (0.80%, nearly level); Georgia (0.77%, nearly level).
What Oregon's biggest counties actually charge
Effective rate in the eight Oregon counties holding the most owner-occupied homes, ordered largest first (highlighted) and together holding 71% of the state's. ACS 2024.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Counties ordered by owner-occupied housing units (B25003_002E), not by resident population.
Oregon's median county rate is 0.81%, but that figure counts every county equally. Weight each county by how many owner-occupied homes it actually holds and the rate a typical Oregon homeowner faces is 0.80%, close to the plain median, so Oregon's larger counties are not unusual for the state.
Top 5 Lowest Tax Counties
Tax Affordability Score
7.7
Affordable
Based on the average effective tax rate of 0.81% compared to the national average of 0.92%. Oregon has below-average property tax rates, making it a more affordable state for homeowners.
Very Expensive Very Affordable
How this score is calculated: a 1-10 scale from Oregon's 0.81% vs the national 0.92% - read beside Washington and Oklahoma before treating the score as band-typical. A ratio at or below 0.5× scores 10, at or above 2.0× scores 1, linear between. Census figures only, not a recommendation or endorsement.
Counties in Oregon by tax bill
Ranked from highest median annual bill downward across 36 measured counties. Gold/silver/bronze mark the top three list positions; effective rate is the focal comparison when home values differ.
| # | County | Median tax | Eff. rate | Home value |
|---|---|---|---|---|
| 1 | Multnomah County | $5,301 | 0.96% | $552,700 |
| 2 | Clackamas County | $5,171 | 0.85% | $611,000 |
| 3 | Washington County | $4,929 | 0.84% | $588,000 |
| 4 | Benton County | $4,884 | 0.95% | $513,000 |
| 5 | Deschutes County | $3,807 | 0.58% | $650,900 |
| 6 | Polk County | $3,634 | 0.80% | $454,700 |
| 7 | Lane County | $3,536 | 0.82% | $430,600 |
| 8 | Hood River County | $3,515 | 0.53% | $660,000 |
| 9 | Marion County | $3,490 | 0.84% | $416,400 |
| 10 | Yamhill County | $3,425 | 0.73% | $471,700 |
| 11 | Lincoln County | $3,322 | 0.81% | $410,800 |
| 12 | Linn County | $3,261 | 0.87% | $376,400 |
| 13 | Clatsop County | $3,236 | 0.69% | $468,300 |
| 14 | Jackson County | $3,174 | 0.74% | $430,200 |
| 15 | Columbia County | $3,137 | 0.74% | $421,600 |
| 16 | Crook County | $2,972 | 0.64% | $467,000 |
| 17 | Wasco County | $2,828 | 0.77% | $367,400 |
| 18 | Jefferson County | $2,591 | 0.69% | $374,200 |
| 19 | Tillamook County | $2,582 | 0.60% | $430,200 |
| 20 | Umatilla County | $2,557 | 0.90% | $282,600 |
| 21 | Union County | $2,446 | 0.83% | $294,600 |
| 22 | Coos County | $2,284 | 0.68% | $337,800 |
| 23 | Wallowa County | $2,270 | 0.57% | $394,800 |
| 24 | Baker County | $2,239 | 0.78% | $285,600 |
| 25 | Josephine County | $2,086 | 0.52% | $404,300 |
| 26 | Morrow County | $1,946 | 0.81% | $240,400 |
| 27 | Harney County | $1,943 | 0.80% | $242,100 |
| 28 | Gilliam County | $1,904 | 1.01% | $189,300 |
| 29 | Douglas County | $1,895 | 0.61% | $310,300 |
| 30 | Wheeler County | $1,893 | 0.69% | $272,400 |
| 31 | Malheur County | $1,860 | 0.75% | $248,900 |
| 32 | Curry County | $1,841 | 0.48% | $381,300 |
| 33 | Klamath County | $1,752 | 0.62% | $280,400 |
| 34 | Grant County | $1,674 | 0.73% | $229,700 |
| 35 | Sherman County | $1,588 | 0.75% | $211,800 |
| 36 | Lake County | $1,563 | 0.71% | $219,500 |
Frequently Asked Questions
What is the median home value in Oregon? ▼
The median home value across Oregon is $477,600, compared to $227,791 nationally. Home values directly impact property tax bills since taxes are assessed as a percentage of property value.
How does Oregon compare to the national average? ▼
Oregon property taxes are 94% above the national average. Homeowners here pay a median of $3,876 per year compared to $1,993 nationally.
What is the average property tax in Oregon? ▼
The average median property tax paid in Oregon is $3,876 per year, based on ACS 2024 data. The average effective tax rate is 0.81%.
Which county in Oregon has the lowest property taxes? ▼
Lake County has the lowest median property tax in Oregon at $1,563 per year with an effective rate of 0.71%. The highest is Multnomah County at $5,301.
Where does Oregon sit in U.S. property-tax collections? ▼
In Census FY2024, Oregon's state and local governments collected $9.0B in property tax - 1.2% of the U.S. total (#23 of 51). Spread across 1,087,983 owner-occupied homes, that haul is about $8,262 per home - 2.1× the ACS median homeowner bill of $3,876. The gap is expected: LF0009 covers all taxable property (including commercial and other non-household parcels), while the ACS median is a household figure.
What share of Oregon owners report paying no property tax? ▼
6.5% of owner-occupied homes in Oregon report zero property tax on the ACS survey (1.7% among mortgaged owners). That is a reporting signal, exemptions, caps, or non-levying jurisdictions, not an exemption headcount.
Do homeowners with a mortgage pay more property tax in Oregon? ▼
ACS 2024 medians show mortgaged owners pay $4,008/yr versus $3,586 for owners without a mortgage, a $422 gap. Our mortgage-gap research page ranks this spread against all states.
How are property taxes calculated? ▼
Property taxes are calculated by multiplying the assessed value of a property by the local tax rate (mill rate). Rates vary by county, city, and school district. The effective tax rate shown here is the median tax paid divided by the median home value, which provides a standardized comparison across counties.
Can I appeal my property taxes in Oregon? ▼
Yes. Every Oregon homeowner has the right to appeal their property tax assessment. The process typically starts at your county assessor's office within 30-90 days of receiving your assessment notice. You can challenge the assessed value by providing comparable sales data, evidence of property condition, or errors in the assessment. See our guide on how to appeal property taxes for detailed steps.
What to do with Oregon's numbers
Turn the ACS 2024 statewide medians into a county check, an estimate, or an appeal path.
- Oregon's ACS 2024 median bill is $3,876/yr at 0.81% (94% above the U.S. median). Open any county below to see how far local bills sit from that statewide figure. County list
- Inside Oregon, Lake County posts the lowest median bill at $1,563/yr; Multnomah County is highest at $5,301/yr. Open Lake County
- Estimate a parcel bill at Oregon's published effective rate, or read the state's assessment and appeal path before treating the statewide median as your budget. State estimator
Statewide medians average across 36 counties; your parcel's assessed value, exemptions, and local levies set the real bill. U.S. Census Bureau ACS · 2024.
Editorial standards and provenance
PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS state-level record for Oregon. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.