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Oregon · County property tax · ACS 2024

Deschutes County Property Taxes

The median homeowner in Deschutes County pays $3,807 a year, an effective rate of 0.58%, far above the U.S. average.

$3,807
Median tax / yr · Highest-decile bill
0.58%
Effective rate · Below-median rate
+91%
vs U.S. average
#32 of 36
rank in OR

The verdict

Homeowners in Deschutes County pay a median $3,807 a year in property tax, an effective rate of 0.58%, more affordable than 74% of U.S. counties (Census ACS 2024).

$3,807
Median annual tax bill, 2024
0.58%
Effective rate on median home
#816 of 3135
U.S. counties by tax burden
+91%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($650,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Oregon. Population: 206,334. Owner-occupied homes: 59,437.

The median annual property tax in Deschutes County is $3,807, which is 2% lower than the Oregon state average and 91% above the national average. The effective tax rate is 0.58% on a median home value of $650,900. Property taxes represent 4.1% of the median household income in this county.

Why Deschutes County's ACS bill runs high vs the U.S.

Primary signal

The bill sits well above the national median

Homeowners in Deschutes County pay a median annual property tax of $3,807, far above the national median and roughly in line with the Oregon state median. On a $650,900 median home, that works out to an effective rate of 0.58% once the local assessment base and millage are combined.

Decision signal 2

High among Oregon counties by effective rate

Deschutes County ranks #32 of 36 counties in Oregon by effective rate (11% of in-state counties pay a lower rate).

Decision signal 3

The effective rate sits near the national middle

Deschutes County's 0.58% effective rate sits near the middle of 3,135 tracked counties (more affordable than 74%).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Deschutes County run a bit above the commonly cited 2%-4% national benchmark, at about 4.1% of the $92,758 median household income.

Informational notice

Figures describe the median homeowner household in Deschutes County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in Deschutes County rose 67.2%, from $389,300 to $650,900. The effective rate fell 23.8% over the same span, a steeper move than in 92% of U.S. counties.

The median bill still rose 27.3%, to $3,807. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$3,807
Highest-decile bill
-2% vs State +91% vs US
Median Home Value
$650,900
+36% vs State +186% vs US
Effective Tax Rate
0.58%
Below-median rate
-28% vs State -37% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 27% from $2,990 to $3,807. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 39,826 of 59,437 owner-occupied homes (67.0%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

The most forgiving PAIRING in the data, top-quartile household income with a bottom-quartile effective rate, puts the median bill at 4.1% of median household income. Home values still drive the dollar figure, which is why the ratio above varies widely among counties that share this position.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Deschutes County Homeowners Actually Pay

The single largest group of Deschutes County homeowners, 39,826 of 59,437 owner-occupied homes (67.0%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 2.9% (1,728)
  • $800 to $1,499 4.7% (2,781)
  • $1,500 to $1,999 5.8% (3,465)
  • $2,000 to $2,999 17.5% (10,384)
  • $3,000 or more 67.0% (39,826)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

1,253 homes here (2.1%) report no real estate tax at all. Exemptions are set by state: how Oregon handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$3,736
$311/mo
Without Mortgage
$3,965
$330/mo

Mortgaged and non-mortgaged homeowners in Deschutes County pay about the same bill, within a 6% gap either way.

Deschutes County's bill vs state & U.S. medians

Median annual bill bars around Deschutes County's HEAVY ACS 2024 figure.

Deschutes County $3,807
Oregon median $3,876
U.S. median $1,993

Deschutes County's median bill is 2% below the Oregon median and 91% above the U.S. median.

What changed since 2020

The median bill in Deschutes County moved from $2,990 in the 2020 release to $3,807 in 2024, a change of about 27%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Deschutes County vs Benchmarks

Metric Deschutes County Oregon Avg U.S. Avg
Median Annual Tax Highest-decile bill $3,807 $3,876 $1,993
Effective Tax Rate Below-median rate 0.58% 0.81% 0.92%
Median Home Value $650,900 $477,600 $227,791
Tax as % of income Heavy income burden 4.1% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Is Deschutes County's $3,807 median bill appeal-worthy?

At Deschutes County's $3,807 ACS median (HEAVY), a 10% assessment cut is worth about $381/yr before exemptions. Appeal Savings Estimator · appeal guide for Oregon.

Deschutes County bill trail · HEAVY

$2,800$3,000$3,200$3,400$3,600$3,800$4,000 20202021202220232024 $3,807
Deschutes County ACS median tax 2020–2024: +27% ($2,990 → $3,807).
Year Median Tax (vs prior release) Effective Rate
2024 $3,807 +3.7% 0.58%
2023 $3,670 +3.9% 0.62%
2022 $3,533 +9.3% 0.67%
2021 $3,231 +8.1% 0.74%
2020 $2,990 0.77%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Deschutes County: tax takes 4.1% of income

Tax-to-Income Ratio
4.1%
of median household income
Median Income
$92,758
per year
Monthly Tax
$317
per month

Counties near Deschutes County's median bill

On effective rate, Deschutes County sits nearest Woodward County (OK), Woods County (OK), Kiowa County (OK).

On published median-tax change, the nearest matches are Clarke County (AL), Napa County (CA), Brazoria County (TX).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Deschutes County: only 14% of returns show Schedule A real-estate tax

Tax year 2022: 15,210 of 106,700 returns from Deschutes County reported real estate taxes, averaging $6,048 - 33% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Oregon

View all counties in Oregon →

Deschutes County bill FAQs

How does Deschutes County property tax compare to the national average?
Property taxes in Deschutes County run far above the national median of $1,993, an effective rate of 0.58% versus 0.92% nationally.
What is the average property tax in Deschutes County, Oregon?
The median annual property tax in Deschutes County is $3,807, an effective rate of 0.58% on a $650,900 median home (Census ACS, 2024).
Are property taxes increasing in Deschutes County?
The ACS median property-tax bill for Deschutes County jumped 27.3% between the 2020 and 2024 5-year releases, from $2,990 to $3,807, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Deschutes County?
Property taxes in Deschutes County run a bit above the commonly cited 2%-4% national benchmark, at about 4.1% of the $92,758 median household income.
What is the tax affordability score for Deschutes County?
Deschutes County, Oregon scores D (43/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-229). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.

What to do with Deschutes County's HEAVY bill

Deschutes County's $3,807 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Deschutes County ranks #32 of 36 Oregon counties by effective rate - on the lower-burden half of the state ACS set. Oregon overview →

Nationwide peers by median bill (then rate)

Bill-first peers for Deschutes County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.58%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $3,807/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Deschutes County

Nearest ABS(median_tax) ACS peers for Deschutes County (QUIET · HEAVY), replacing the old fixed Keep exploring strip.

QUIET HEAVY

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Deschutes County (QUIET · HEAVY) - ACS medians, not a parcel bill.