New York Property Tax Data

By Kiznis Studio Editorial · May 2026

ACS 2024 property tax data for 62 counties in NY.

The average median property tax in New York is $4,784/year, which is 140% above the national average of $1,993. The average effective tax rate is 1.96% on a median home value of $281,200. Taxes range from $2,440 in Franklin County to $10,001 in Westchester County.

What This Data Tells Us About New York

Across 62 counties in New York, the average median property tax is $4,784 per year, 140% above the national median of $1,993. The statewide effective rate of 1.96% on a median home value of $281,200 reflects how New York's assessment rules and local millage combine at the household level.

Within New York, median annual tax ranges from $2,440 in Franklin County (effective rate 1.68%) to $10,001 in Westchester County (effective rate 1.51%). Median home values in New York ($281,200) compared with $227,791 nationally help explain why the same effective rate produces different dollar bills in different states. Within-state variation often tracks local school levies, county bonds, and municipal overlays rather than a single statewide rate.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe median homeowner households reported to the Census Bureau — individual bills can differ based on assessed value, exemptions, special districts, and local overlays. Always confirm current rates with your county assessor or a qualified professional before making decisions that rely on these numbers.

State Average vs National Average

Median Annual Tax

$4,784

+140% vs US avg

Median Home Value

$281,200

+23% vs US avg

Effective Tax Rate

1.96%

+113% vs US avg

Lowest Property Taxes in New York

Counties with the cheapest tax bills →

Highest Property Taxes in New York

Counties with the most expensive tax bills →

Top 5 Lowest Tax Counties

4. St. Lawrence County

$2,844

5. Jefferson County

$2,899

Top 5 Highest Tax Counties

Tax Affordability Score

Very Expensive

Based on the average effective tax rate of 1.96% compared to the national average of 0.92%. New York has above-average property tax rates, contributing to higher housing costs.

Very Expensive Very Affordable

All Counties in New York (62)

County	Median Tax	Effective Rate	Home Value	Population
Albany County	$5,200	1.77%	$294,600	76,213
Allegany County	$2,968	2.92%	$101,700	14,038
Bronx County	$5,447	1.03%	$529,500	107,175
Broome County	$3,902	2.52%	$154,900	52,920
Cattaraugus County	$2,991	2.64%	$113,100	23,996
Cayuga County	$3,740	2.19%	$171,000	22,518
Chautauqua County	$2,901	2.27%	$127,900	36,762
Chemung County	$3,451	2.45%	$141,100	24,132
Chenango County	$3,120	2.26%	$137,900	14,993
Clinton County	$3,606	2.00%	$180,600	23,273
Columbia County	$4,852	1.40%	$347,100	20,315
Cortland County	$4,149	2.56%	$162,100	12,597
Delaware County	$3,145	1.72%	$183,100	14,835
Dutchess County	$7,562	1.89%	$400,600	80,447
Erie County	$4,622	1.98%	$233,800	269,652
Essex County	$3,119	1.47%	$211,900	12,625
Franklin County	$2,440	1.68%	$145,400	14,151
Fulton County	$3,364	2.06%	$163,100	16,320
Genesee County	$4,113	2.41%	$170,500	18,351
Greene County	$4,056	1.49%	$271,600	14,422
Hamilton County	$2,597	1.00%	$260,200	1,997
Herkimer County	$3,107	2.10%	$147,700	19,723
Jefferson County	$2,899	1.54%	$188,200	26,018
Kings County	$6,382	0.71%	$905,000	297,916
Lewis County	$2,688	1.62%	$166,100	8,912
Livingston County	$4,286	2.45%	$174,600	18,684
Madison County	$4,181	2.26%	$184,600	20,545
Monroe County	$5,616	2.63%	$213,700	202,708
Montgomery County	$3,872	2.46%	$157,500	13,798
Nassau County	$10,001	1.46%	$684,700	375,466
New York County	$10,001	0.92%	$1,090,500	194,982
Niagara County	$4,155	2.19%	$189,800	65,383
Oneida County	$3,690	2.02%	$182,600	64,435
Onondaga County	$4,880	2.44%	$200,200	130,389
Ontario County	$4,565	2.05%	$222,900	35,598
Orange County	$8,494	2.19%	$387,900	94,002
Orleans County	$3,823	2.72%	$140,800	12,515
Oswego County	$3,646	2.40%	$151,700	34,680
Otsego County	$3,041	1.70%	$179,100	17,129
Putnam County	$10,001	2.12%	$471,300	29,778
Queens County	$6,297	0.87%	$723,800	377,295
Rensselaer County	$5,301	2.05%	$258,400	43,190
Richmond County	$6,247	0.92%	$675,500	115,688
Rockland County	$10,001	1.68%	$596,900	70,564
Saratoga County	$4,875	1.40%	$348,600	73,682
Schenectady County	$5,568	2.36%	$235,700	42,844
Schoharie County	$3,914	2.03%	$192,500	9,824
Schuyler County	$3,390	1.97%	$171,800	5,823
Seneca County	$3,403	2.19%	$155,400	9,654
St. Lawrence County	$2,844	2.33%	$121,900	29,945
Steuben County	$3,386	2.46%	$137,900	28,738
Suffolk County	$10,001	1.73%	$578,400	421,146
Sullivan County	$4,969	2.00%	$249,000	21,178
Tioga County	$3,751	2.33%	$160,800	16,091
Tompkins County	$6,515	2.24%	$290,900	23,422
Ulster County	$6,238	1.77%	$352,500	51,924
Warren County	$3,936	1.47%	$267,400	21,731
Washington County	$3,946	2.01%	$196,200	18,755
Wayne County	$4,250	2.50%	$170,000	30,676
Westchester County	$10,001	1.51%	$663,200	230,602
Wyoming County	$3,650	2.25%	$162,300	12,494
Yates County	$3,477	1.88%	$184,700	7,326

Frequently Asked Questions

What is the average property tax in New York? ▼

The average median property tax paid in New York is $4,784 per year, based on ACS 2024 data. The average effective tax rate is 1.96%.

How does New York compare to the national average? ▼

New York property taxes are 140% above the national average. Homeowners here pay a median of $4,784 per year compared to $1,993 nationally.

Which county in New York has the lowest property taxes? ▼

Franklin County has the lowest median property tax in New York at $2,440 per year with an effective rate of 1.68%. The highest is Westchester County at $10,001.

How are property taxes calculated? ▼

Property taxes are calculated by multiplying the assessed value of a property by the local tax rate (mill rate). Rates vary by county, city, and school district. The effective tax rate shown here is the median tax paid divided by the median home value, which provides a standardized comparison across counties.

What is the median home value in New York? ▼

The median home value across New York is $281,200, compared to $227,791 nationally. Home values directly impact property tax bills since taxes are assessed as a percentage of property value.

Can I appeal my property taxes in New York? ▼

Yes. Every New York homeowner has the right to appeal their property tax assessment. The process typically starts at your county assessor's office within 30-90 days of receiving your assessment notice. You can challenge the assessed value by providing comparable sales data, evidence of property condition, or errors in the assessment. See our guide on how to appeal property taxes for detailed steps.