New York · County property tax · ACS 2024
Oneida County Property Taxes
The median homeowner in Oneida County pays $3,690 a year, an effective rate of 2.02%, far above the U.S. average.
- $3,690
- Median tax / yr · Highest-decile bill
- 2.02%
- Effective rate · Highest-decile rate
- +85%
- vs U.S. average
- #33 of 62
- rank in NY
The verdict
Homeowners in Oneida County pay a median $3,690 a year in property tax, an effective rate of 2.02%, more affordable than 3% of U.S. counties (Census ACS 2024).
- $3,690
- Median annual tax bill, 2024
- 2.02%
- Effective rate on median home
- #3056 of 3135
- U.S. counties by tax burden
- +85%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($182,600). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for New York. Population: 229,124. Owner-occupied homes: 64,435.
The median annual property tax in Oneida County is $3,690, which is 44% lower than the New York state average and 85% above the national average. The effective tax rate is 2.02% on a median home value of $182,600. Property taxes represent 5.3% of the median household income in this county.
Oneida County's rate standing among U.S. counties
Primary signal
The effective rate is a national headwind
Oneida County's 2.02% effective rate is among the highest of 3,135 tracked counties: only about 97% pay more.
Decision signal 2
The bill sits well above the national median
Homeowners in Oneida County pay a median annual property tax of $3,690, far above the national median and well below the New York state median. On a $182,600 median home, that works out to an effective rate of 2.02% once the local assessment base and millage are combined.
Decision signal 3
Income carries a heavy tax share
Property taxes in Oneida County run a bit above the commonly cited 2%-4% national benchmark, at about 5.3% of the $70,154 median household income.
Decision signal 4
Near the middle of New York counties by effective rate
Oneida County ranks #33 of 62 counties in New York by effective rate (47% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Oneida County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Oneida County rose 37.2%, from $133,100 to $182,600. The effective rate fell 17.7% over the same span, a steeper move than in 75% of U.S. counties.
The median bill still rose 12.9%, to $3,690. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $3,269 to $3,690, a gain of 13%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 37,952 of 64,435 owner-occupied homes (58.9%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
The rate is in the national top quarter while earnings are only moderately above the midpoint, so the median bill claims 5.3% of median household income. A high rate is affordable only relative to something, and this is what it is relative to here.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Oneida County Homeowners Actually Pay
The single largest group of Oneida County homeowners, 37,952 of 64,435 owner-occupied homes (58.9%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 5.1% (3,268)
- $800 to $1,499 8.4% (5,440)
- $1,500 to $1,999 5.7% (3,654)
- $2,000 to $2,999 14.9% (9,604)
- $3,000 or more 58.9% (37,952)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
4,517 homes here (7.0%) report no real estate tax at all. Exemptions are set by state: how New York handles assessments and appeals.
With vs Without Mortgage
In Oneida County, mortgaged homeowners pay 19% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Oneida County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Oneida County's effective rate is higher than 47% of the 62 counties in New York - ranking #33 of 62.
Where Oneida County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
2.02% more affordable than 3% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
A high rate, a smaller bill
Oneida County taxes property at 2.02%, about 30% above the New York average, yet its median bill of $3,690 lands roughly 44% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.
Oneida County vs Benchmarks
| Metric | Oneida County | New York Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate Highest-decile rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 5.3% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Oneida County's PEAK · HEAVY lane - is an appeal worth running?
On Oneida County's published figures (PEAK · HEAVY), a $182,600 median home carries a $3,690 median bill, so every 10% off an assessed value is worth about $369 a year at the same rate. Appeal Savings Estimator · appeal guide for New York.
Oneida County rate trail · PEAK
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,690 +1.2% | 2.02% |
| 2023 | $3,646 +2.3% | 2.13% |
| 2022 | $3,565 +6.3% | 2.26% |
| 2021 | $3,353 +2.6% | 2.42% |
| 2020 | $3,269 | 2.46% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Oneida County: tax takes 5.3% of income
Counties near Oneida County's effective rate
On effective rate, Oneida County sits nearest Cass County (IL), Greater Bridgeport Planning Region (CT), St. Clair County (IL).
On published median-tax change, the nearest matches are Hodgeman County (KS), Vernon County (WI), Wilson County (NC).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Oneida County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 3,080 of 105,090 returns from Oneida County reported real estate taxes, averaging $7,401 - 36% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in New York
Oneida County rate FAQs
- How does Oneida County property tax compare to the national average?
- Property taxes in Oneida County run far above the national median of $1,993, an effective rate of 2.02% versus 0.92% nationally.
- What is the average property tax in Oneida County, New York?
- The median annual property tax in Oneida County is $3,690, an effective rate of 2.02% on a $182,600 median home (Census ACS, 2024).
- What is the tax affordability score for Oneida County?
- Oneida County, New York scores F (12/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at B- (2.60×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Oneida County?
- Property taxes in Oneida County run a bit above the commonly cited 2%-4% national benchmark, at about 5.3% of the $70,154 median household income.
- Are property taxes increasing in Oneida County?
- The ACS median property-tax bill for Oneida County climbed 12.9% between the 2020 and 2024 5-year releases, from $3,269 to $3,690, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Oneida County's PEAK rate
Oneida County's $3,690 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Income burden is elevated here: about 5.3% of Oneida County's $70,154 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Oneida County's PEAK effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 2.02%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,690/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Oneida County
Nearest ABS(median_tax) ACS peers for Oneida County (PEAK · HEAVY), replacing the old fixed Keep exploring strip.
PEAK HEAVY
Poquoson city, VA
ABS(median_tax) peer · tied with Oneida County at $3,690/yr; rate 0.92% vs Oneida County 2.02%.
Orleans County, VT
ABS(median_tax) peer · $3,692/yr (near-tied bill ABS $2); rate 1.65% vs Oneida County 2.02%.
Matanuska-Susitna Borough, AK
ABS(median_tax) peer · $3,685/yr (near-tied bill ABS $5); rate 1.06% vs Oneida County 2.02%.
Summit County, UT
ABS(median_tax) peer · $3,701/yr (near-tied bill ABS $11); rate 0.35% vs Oneida County 2.02%.
New York county set
State ACS overview for every published New York county rate and median bill.
Appeal filing windows
Oneida County stamps PEAK · HEAVY - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Oneida County (PEAK · HEAVY) - ACS medians, not a parcel bill.