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New York · County property tax · ACS 2024

Richmond County Property Taxes

The median homeowner in Richmond County pays $6,247 a year, an effective rate of 0.92%, far above the U.S. average.

$6,247
Median tax / yr · Highest-decile bill
0.92%
Effective rate · Above-median rate
+213%
vs U.S. average
#60 of 62
rank in NY

The verdict

Homeowners in Richmond County pay a median $6,247 a year in property tax, an effective rate of 0.92%, more affordable than 41% of U.S. counties (Census ACS 2024).

$6,247
Median annual tax bill, 2024
0.92%
Effective rate on median home
#1839 of 3135
U.S. counties by tax burden
+213%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($675,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for New York. Population: 494,956. Owner-occupied homes: 115,688.

The median annual property tax in Richmond County is $6,247, which is 5% lower than the New York state average and 213% above the national average. The effective tax rate is 0.92% on a median home value of $675,500. Property taxes represent 6.4% of the median household income in this county.

Why Richmond County's ACS bill runs high vs the U.S.

Primary signal

The bill sits well above the national median

Homeowners in Richmond County pay a median annual property tax of $6,247, far above the national median and modestly below the New York state median. On a $675,500 median home, that works out to an effective rate of 0.92% once the local assessment base and millage are combined.

Decision signal 2

Income carries a heavy tax share

Property taxes in Richmond County run well above the commonly cited 2%-4% national benchmark, at about 6.4% of the $98,333 median household income.

Decision signal 3

High among New York counties by effective rate

Richmond County ranks #60 of 62 counties in New York by effective rate (3% of in-state counties pay a lower rate).

Decision signal 4

The effective rate sits near the national middle

Richmond County's 0.92% effective rate sits near the middle of 3,135 tracked counties (more affordable than 41%).

Informational notice

Figures describe the median homeowner household in Richmond County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate held while the market moved

Richmond County sits in the quarter of U.S. counties whose effective rate moved least over this span: 1.0% up, against a median home value that rose 23.7%.

A near-steady rate on a moving market passes that movement straight through: the median bill rose 25.0%, from $4,998 to $6,247.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$6,247
Highest-decile bill
-5% vs State +213% vs US
Median Home Value
$675,500
+59% vs State +197% vs US
Effective Tax Rate
0.92%
Above-median rate
-41% vs State +0% vs US

How to read this county's bill

Bills rose across 2020-2024, from $4,998 to $6,247, a gain of 25%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The heaviest band is also the fullest one here: 97,773 of 115,688 owner-occupied homes (84.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 6.4% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

Richmond County is an outlier inside New York

Across the 62 New York counties with a published rate, the average effective rate is 1.96%. Richmond County is at 0.92%, which sits 2.1 standard deviations below that average. Fewer than one county in twenty nationally is this far from its own state's centre, so a state-level average is a poor guide to what is owed here.

Standard deviations are computed across every county in the state with a published effective rate for 2024; states with fewer than five such counties are not assessed.

What Richmond County Homeowners Actually Pay

The single largest group of Richmond County homeowners, 97,773 of 115,688 owner-occupied homes (84.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 1.3% (1,471)
  • $800 to $1,499 2.3% (2,667)
  • $1,500 to $1,999 2.3% (2,705)
  • $2,000 to $2,999 6.3% (7,289)
  • $3,000 or more 84.5% (97,773)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

3,783 homes here (3.3%) report no real estate tax at all. Exemptions are set by state: how New York handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$6,301
$525/mo
Without Mortgage
$6,145
$512/mo

Mortgaged and non-mortgaged homeowners in Richmond County pay about the same bill, a 3% gap.

Richmond County's bill vs state & U.S. medians

Median annual bill bars around Richmond County's SPIKE ACS 2024 figure.

Richmond County $6,247
New York median $6,582
U.S. median $1,993

Richmond County's median bill is 5% below the New York median and 213% above the U.S. median.

What changed since 2020

The median bill in Richmond County moved from $4,998 in the 2020 release to $6,247 in 2024, a change of about 25%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Richmond County vs Benchmarks

Metric Richmond County New York Avg U.S. Avg
Median Annual Tax Highest-decile bill $6,247 $6,582 $1,993
Effective Tax Rate Above-median rate 0.92% 1.55% 0.92%
Median Home Value $675,500 $423,800 $227,791
Tax as % of income Highest-decile income burden 6.4% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Is Richmond County's $6,247 median bill appeal-worthy?

At Richmond County's $6,247 ACS median (SPIKE), a 10% assessment cut is worth about $625/yr before exemptions. Appeal Savings Estimator · appeal guide for New York.

Richmond County bill trail · SPIKE

$4,500$5,000$5,500$6,000$6,500 20202021202220232024 $6,247
Richmond County ACS median tax 2020–2024: +25% ($4,998 → $6,247).
Year Median Tax (vs prior release) Effective Rate
2024 $6,247 +2.8% 0.92%
2023 $6,074 +3.9% 0.92%
2022 $5,844 +7.6% 0.92%
2021 $5,429 +8.6% 0.94%
2020 $4,998 0.92%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Richmond County: tax takes 6.4% of income

Tax-to-Income Ratio
6.4%
of median household income
Median Income
$98,333
per year
Monthly Tax
$521
per month

Counties near Richmond County's median bill

On effective rate, Richmond County sits nearest Lauderdale County (MS), Kittson County (MN), Lapeer County (MI).

On published median-tax change, the nearest matches are Winona County (MN), Buffalo County (NE), Scotts Bluff County (NE).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Richmond County: only 13% of returns show Schedule A real-estate tax

Tax year 2022: 29,910 of 234,640 returns from Richmond County reported real estate taxes, averaging $6,820 - 40% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in New York

View all counties in New York →

Richmond County bill FAQs

How does Richmond County property tax compare to the national average?
Property taxes in Richmond County run far above the national median of $1,993, an effective rate of 0.92% versus 0.92% nationally.
What is the average property tax in Richmond County, New York?
The median annual property tax in Richmond County is $6,247, an effective rate of 0.92% on a $675,500 median home (Census ACS, 2024).
What percentage of income goes to property taxes in Richmond County?
Property taxes in Richmond County run well above the commonly cited 2%-4% national benchmark, at about 6.4% of the $98,333 median household income.
What is the tax affordability score for Richmond County?
Richmond County, New York scores F (23/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B (+$156). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Richmond County?
The ACS median property-tax bill for Richmond County jumped 25.0% between the 2020 and 2024 5-year releases, from $4,998 to $6,247, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Richmond County's SPIKE bill

Richmond County's $6,247 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Income burden is elevated here: about 6.4% of Richmond County's $98,333 median household income goes to the property-tax bill.

Nationwide peers by median bill (then rate)

Bill-first peers for Richmond County's SPIKE median, then a disjoint out-of-state rate set, not the same-state geography lattice.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.92%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $6,247/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Richmond County

Nearest ABS(median_tax) ACS peers for Richmond County (UNDER · SPIKE), replacing the old fixed Keep exploring strip.

UNDER SPIKE

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Richmond County (UNDER · SPIKE) - ACS medians, not a parcel bill.