Michigan · County property tax · ACS 2024
Lapeer County Property Taxes
The median homeowner in Lapeer County pays $2,202 a year, an effective rate of 0.92%, notably higher than the U.S. average.
- $2,202
- Median tax / yr · Above-median bill
- 0.92%
- Effective rate · Above-median rate
- +10%
- vs U.S. average
- #71 of 83
- rank in MI
The verdict
Homeowners in Lapeer County pay a median $2,202 a year in property tax, an effective rate of 0.92%, more affordable than 41% of U.S. counties (Census ACS 2024).
- $2,202
- Median annual tax bill, 2024
- 0.92%
- Effective rate on median home
- #1839 of 3135
- U.S. counties by tax burden
- +10%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($239,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Michigan. Population: 88,837. Owner-occupied homes: 29,974.
The median annual property tax in Lapeer County is $2,202, which is 24% lower than the Michigan state average and 10% above the national average. The effective tax rate is 0.92% on a median home value of $239,000. Property taxes represent 2.8% of the median household income in this county.
Lapeer County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Lapeer County's 0.92% effective rate sits near the middle of 3,135 tracked counties (more affordable than 41%).
Decision signal 2
High among Michigan counties by effective rate
Lapeer County ranks #71 of 83 counties in Michigan by effective rate (14% of in-state counties pay a lower rate).
Decision signal 3
The bill sits below the Michigan median
Homeowners in Lapeer County pay a median annual property tax of $2,202, notably higher than the national median and notably lower than the Michigan state median. On a $239,000 median home, that works out to an effective rate of 0.92% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Lapeer County run within the commonly cited 2%-4% national benchmark, at about 2.8% of the $77,306 median household income.
Informational notice
Figures describe the median homeowner household in Lapeer County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 10.7% down between 2020 and 2024, a smaller shift than in 57% of U.S. counties. With the median home value rose 32.9%, the median bill rose 18.6% to $2,202: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,856 to $2,202, a gain of 19%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 7,913 of 29,974 owner-occupied homes (26.4%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 2.8% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Lapeer County Homeowners Actually Pay
The single largest group of Lapeer County homeowners, 7,913 of 29,974 owner-occupied homes (26.4%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 4.3% (1,275)
- $800 to $1,499 21.5% (6,459)
- $1,500 to $1,999 14.7% (4,410)
- $2,000 to $2,999 23.7% (7,105)
- $3,000 or more 26.4% (7,913)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
2,812 homes here (9.4%) report no real estate tax at all. Exemptions are set by state: how Michigan handles assessments and appeals.
With vs Without Mortgage
In Lapeer County, mortgaged homeowners pay 17% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Lapeer County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Lapeer County's effective rate is higher than 14% of the 83 counties in Michigan - ranking #71 of 83.
Where Lapeer County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.92% more affordable than 41% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Below Michigan on both measures
Lapeer County's effective rate runs 26% under the Michigan median and its bill 24% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $2,202 median bill reflects a genuinely lighter charge than the Michigan norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.
Lapeer County vs Benchmarks
| Metric | Lapeer County | Michigan Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.8% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Lapeer County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Michigan counties.
Lapeer County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,202 +0.8% | 0.92% |
| 2023 | $2,185 +3.2% | 0.95% |
| 2022 | $2,118 +9.3% | 0.97% |
| 2021 | $1,937 +4.4% | 1.04% |
| 2020 | $1,856 | 1.03% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Lapeer County: tax-to-income at 2.8%
Counties near Lapeer County's effective rate
On effective rate, Lapeer County sits nearest Somerset County (MD), Bracken County (KY), Dickinson County (IA).
On published median-tax change, the nearest matches are Clay County (AL), Newport News city (VA), Allen County (OH).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Lapeer County: only 4% of returns show Schedule A real-estate tax
Tax year 2022: 1,720 of 44,050 returns from Lapeer County reported real estate taxes, averaging $4,567 - 38% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Michigan
Lapeer County rate FAQs
- What is the tax affordability score for Lapeer County?
- Lapeer County, Michigan scores D (40/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at D (+$344). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Lapeer County, Michigan?
- The median annual property tax in Lapeer County is $2,202, an effective rate of 0.92% on a $239,000 median home (Census ACS, 2024).
- How does Lapeer County property tax compare to the national average?
- Property taxes in Lapeer County run notably higher than the national median of $1,993, an effective rate of 0.92% versus 0.92% nationally.
- Are property taxes increasing in Lapeer County?
- The ACS median property-tax bill for Lapeer County climbed 18.6% between the 2020 and 2024 5-year releases, from $1,856 to $2,202, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Lapeer County?
- Property taxes in Lapeer County run within the commonly cited 2%-4% national benchmark, at about 2.8% of the $77,306 median household income.
What to do with Lapeer County's UNDER rate
Inside Michigan, Lapeer County's $2,202 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Michigan overview →
Lapeer County ranks #71 of 83 Michigan counties by effective rate - on the lower-burden half of the state ACS set. Michigan overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Lapeer County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.92%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,202/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Lapeer County
Nearest ABS(median_tax) ACS peers for Lapeer County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Garfield County, CO
ABS(median_tax) peer · $2,201/yr (near-tied bill ABS $1); rate 0.42% vs Lapeer County 0.92%.
Colorado County, TX
ABS(median_tax) peer · $2,204/yr (near-tied bill ABS $2); rate 1.05% vs Lapeer County 0.92%.
Palo Pinto County, TX
ABS(median_tax) peer · $2,204/yr (near-tied bill ABS $2); rate 1.11% vs Lapeer County 0.92%.
Guthrie County, IA
ABS(median_tax) peer · $2,199/yr (near-tied bill ABS $3); rate 1.22% vs Lapeer County 0.92%.
Michigan county set
State ACS overview for every published Michigan county rate and median bill.
Assessment cycle basics
Lapeer County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Lapeer County (UNDER · MID) - ACS medians, not a parcel bill.