Michigan · County property tax · ACS 2024
Macomb County Property Taxes
The median homeowner in Macomb County pays $3,404 a year, an effective rate of 1.40%, far above the U.S. average.
- $3,404
- Median tax / yr · High bill
- 1.40%
- Effective rate · High rate
- +71%
- vs U.S. average
- #11 of 83
- rank in MI
The verdict
Homeowners in Macomb County pay a median $3,404 a year in property tax, an effective rate of 1.40%, more affordable than 15% of U.S. counties (Census ACS 2024).
- $3,404
- Median annual tax bill, 2024
- 1.40%
- Effective rate on median home
- #2672 of 3135
- U.S. counties by tax burden
- +71%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($243,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Michigan. Population: 879,853. Owner-occupied homes: 269,056.
The median annual property tax in Macomb County is $3,404, which is 17% higher than the Michigan state average and 71% above the national average. The effective tax rate is 1.40% on a median home value of $243,900. Property taxes represent 4.4% of the median household income in this county.
Macomb County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Macomb County's 1.40% effective rate sits near the middle of 3,135 tracked counties (more affordable than 15%).
Decision signal 2
The bill sits well above the national median
Homeowners in Macomb County pay a median annual property tax of $3,404, far above the national median and notably higher than the Michigan state median. On a $243,900 median home, that works out to an effective rate of 1.40% once the local assessment base and millage are combined.
Decision signal 3
Low among Michigan counties by effective rate
Macomb County ranks #11 of 83 counties in Michigan by effective rate (87% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Macomb County run a bit above the commonly cited 2%-4% national benchmark, at about 4.4% of the $77,837 median household income.
Informational notice
Figures describe the median homeowner household in Macomb County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Macomb County's effective rate fell 13.9% across the 4-year span while its median home value rose 40.2%, leaving the median bill 20.7% higher at $3,404. That rate move is larger than the one in 58% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $2,820 to $3,404, a gain of 21%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 150,480 of 269,056 owner-occupied homes (55.9%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Both figures are in the national top quarter, and the median bill still equals only 4.4% of median household income. A high rate on high earnings produces a large dollar figure, and only the dollar figure tends to get quoted; the ratio above is the other half.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Macomb County Homeowners Actually Pay
The single largest group of Macomb County homeowners, 150,480 of 269,056 owner-occupied homes (55.9%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 2.7% (7,324)
- $800 to $1,499 6.1% (16,391)
- $1,500 to $1,999 6.7% (18,104)
- $2,000 to $2,999 22.1% (59,390)
- $3,000 or more 55.9% (150,480)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
17,367 homes here (6.5%) report no real estate tax at all. Exemptions are set by state: how Michigan handles assessments and appeals.
With vs Without Mortgage
In Macomb County, mortgaged homeowners pay 14% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Macomb County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Macomb County's effective rate is higher than 87% of the 83 counties in Michigan - ranking #11 of 83.
Where Macomb County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.40% more affordable than 15% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Macomb County vs Benchmarks
| Metric | Macomb County | Michigan Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Heavy income burden | 4.4% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Macomb County's STEEP · HEAVY lane - is an appeal worth running?
On Macomb County's published figures (STEEP · HEAVY), a $243,900 median home carries a $3,404 median bill, so every 10% off an assessed value is worth about $340 a year at the same rate. Appeal Savings Estimator · appeal guide for Michigan.
Macomb County rate trail · STEEP
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,404 +3.4% | 1.40% |
| 2023 | $3,293 +3.4% | 1.42% |
| 2022 | $3,186 +8.1% | 1.47% |
| 2021 | $2,947 +4.5% | 1.60% |
| 2020 | $2,820 | 1.62% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Macomb County: tax takes 4.4% of income
Counties near Macomb County's effective rate
On effective rate, Macomb County sits nearest Story County (IA), Davis County (IA), Massac County (IL).
On published median-tax change, the nearest matches are Cuyahoga County (OH), Jackson County (OH), Campbell County (WY).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Macomb County: only 5% of returns show Schedule A real-estate tax
Tax year 2022: 23,570 of 459,020 returns from Macomb County reported real estate taxes, averaging $5,390 - 36% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Michigan
Macomb County rate FAQs
- How does Macomb County property tax compare to the national average?
- Property taxes in Macomb County run far above the national median of $1,993, an effective rate of 1.40% versus 0.92% nationally.
- What is the tax affordability score for Macomb County?
- Macomb County, Michigan scores F (20/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at D (3.13×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Macomb County, Michigan?
- The median annual property tax in Macomb County is $3,404, an effective rate of 1.40% on a $243,900 median home (Census ACS, 2024).
- What percentage of income goes to property taxes in Macomb County?
- Property taxes in Macomb County run a bit above the commonly cited 2%-4% national benchmark, at about 4.4% of the $77,837 median household income.
- Are property taxes increasing in Macomb County?
- The ACS median property-tax bill for Macomb County jumped 20.7% between the 2020 and 2024 5-year releases, from $2,820 to $3,404, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Macomb County's STEEP rate
Macomb County's $3,404 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Macomb County ranks #11 of 83 Michigan counties by effective rate - on the higher-burden half of the state ACS set. Michigan overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Macomb County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.40%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,404/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Macomb County
Nearest ABS(median_tax) ACS peers for Macomb County (STEEP · HEAVY), replacing the old fixed Keep exploring strip.
STEEP HEAVY
Seneca County, NY
ABS(median_tax) peer · $3,403/yr (near-tied bill ABS $1); rate 2.19% vs Macomb County 1.40%.
Stafford County, VA
ABS(median_tax) peer · $3,410/yr (near-tied bill ABS $6); rate 0.70% vs Macomb County 1.40%.
Morgan County, UT
ABS(median_tax) peer · $3,411/yr (near-tied bill ABS $7); rate 0.52% vs Macomb County 1.40%.
LaSalle County, IL
ABS(median_tax) peer · $3,418/yr (near-tied bill ABS $14); rate 2.11% vs Macomb County 1.40%.
Michigan county set
State ACS overview for every published Michigan county rate and median bill.
Appeal filing windows
Macomb County stamps STEEP · HEAVY - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Macomb County (STEEP · HEAVY) - ACS medians, not a parcel bill.