Michigan · County property tax · ACS 2024
Midland County Property Taxes
The median homeowner in Midland County pays $2,875 a year, an effective rate of 1.47%, well above the U.S. average.
- $2,875
- Median tax / yr · High bill
- 1.47%
- Effective rate · High rate
- +44%
- vs U.S. average
- #6 of 83
- rank in MI
The verdict
Homeowners in Midland County pay a median $2,875 a year in property tax, an effective rate of 1.47%, more affordable than 12% of U.S. counties (Census ACS 2024).
- $2,875
- Median annual tax bill, 2024
- 1.47%
- Effective rate on median home
- #2767 of 3135
- U.S. counties by tax burden
- +44%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($195,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Michigan. Population: 83,757. Owner-occupied homes: 27,322.
The median annual property tax in Midland County is $2,875, which is 1% lower than the Michigan state average and 44% above the national average. The effective tax rate is 1.47% on a median home value of $195,400. Property taxes represent 3.7% of the median household income in this county.
Midland County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Midland County's 1.47% effective rate sits near the middle of 3,135 tracked counties (more affordable than 12%).
Decision signal 2
The bill sits well above the national median
Homeowners in Midland County pay a median annual property tax of $2,875, well above the national median and roughly in line with the Michigan state median. On a $195,400 median home, that works out to an effective rate of 1.47% once the local assessment base and millage are combined.
Decision signal 3
Low among Michigan counties by effective rate
Midland County ranks #6 of 83 counties in Michigan by effective rate (93% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Midland County run within the commonly cited 2%-4% national benchmark, at about 3.7% of the $77,705 median household income.
Informational notice
Figures describe the median homeowner household in Midland County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Midland County's effective rate fell 14.8% across the 4-year span while its median home value rose 33.9%, leaving the median bill 14.1% higher at $2,875. That rate move is larger than the one in 63% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $2,520 to $2,875, a gain of 14%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 12,139 of 27,322 owner-occupied homes (44.4%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Both figures are in the national top quarter, and the median bill still equals only 3.7% of median household income. A high rate on high earnings produces a large dollar figure, and only the dollar figure tends to get quoted; the ratio above is the other half.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Midland County Homeowners Actually Pay
The single largest group of Midland County homeowners, 12,139 of 27,322 owner-occupied homes (44.4%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 4.0% (1,100)
- $800 to $1,499 10.0% (2,722)
- $1,500 to $1,999 12.1% (3,297)
- $2,000 to $2,999 24.5% (6,702)
- $3,000 or more 44.4% (12,139)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,362 homes here (5.0%) report no real estate tax at all. Exemptions are set by state: how Michigan handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Midland County pay about the same bill, a 5% gap.
Midland County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Midland County's effective rate is higher than 93% of the 83 counties in Michigan - ranking #6 of 83.
Where Midland County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.47% more affordable than 12% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Same bill as Michigan, a higher rate
The median bill lands within 1% of the Michigan median while the effective rate runs 18% above it. The two offset each other: a steeper rate applied to less valuable housing arrives at roughly the state's own $2,875. A rate ranking would place this county far from the middle; the bill does not.
Midland County vs Benchmarks
| Metric | Midland County | Michigan Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Heavy income burden | 3.7% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Midland County's STEEP · MID lane - is an appeal worth running?
On Midland County's published figures (STEEP · MID), a $195,400 median home carries a $2,875 median bill, so every 10% off an assessed value is worth about $288 a year at the same rate. Appeal Savings Estimator · appeal guide for Michigan.
Midland County rate trail · STEEP
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,875 +3.8% | 1.47% |
| 2023 | $2,771 +1.2% | 1.50% |
| 2022 | $2,737 +4.4% | 1.59% |
| 2021 | $2,621 +4.0% | 1.71% |
| 2020 | $2,520 | 1.73% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Midland County: tax-to-income at 3.7%
Counties near Midland County's effective rate
On effective rate, Midland County sits nearest Neosho County (KS), Ellsworth County (KS), Dickinson County (KS).
On published median-tax change, the nearest matches are Clay County (MS), Stephens County (OK), Burlington County (NJ).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Midland County: only 5% of returns show Schedule A real-estate tax
Tax year 2022: 1,880 of 41,230 returns from Midland County reported real estate taxes, averaging $6,268 - 39% of those reporters sat in the $200k+ AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Michigan
Midland County rate FAQs
- What is the tax affordability score for Midland County?
- Midland County, Michigan scores F (30/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B (+$150). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Midland County property tax compare to the national average?
- Property taxes in Midland County run well above the national median of $1,993, an effective rate of 1.47% versus 0.92% nationally.
- What is the average property tax in Midland County, Michigan?
- The median annual property tax in Midland County is $2,875, an effective rate of 1.47% on a $195,400 median home (Census ACS, 2024).
- What percentage of income goes to property taxes in Midland County?
- Property taxes in Midland County run within the commonly cited 2%-4% national benchmark, at about 3.7% of the $77,705 median household income.
- Are property taxes increasing in Midland County?
- The ACS median property-tax bill for Midland County climbed 14.1% between the 2020 and 2024 5-year releases, from $2,520 to $2,875, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Midland County's STEEP rate
Midland County's $2,875 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Midland County ranks #6 of 83 Michigan counties by effective rate - on the higher-burden half of the state ACS set. Michigan overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Midland County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.47%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,875/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Midland County
Nearest ABS(median_tax) ACS peers for Midland County (STEEP · MID), replacing the old fixed Keep exploring strip.
STEEP MID
Portage County, OH
ABS(median_tax) peer · $2,877/yr (near-tied bill ABS $2); rate 1.27% vs Midland County 1.47%.
Mercer County, IL
ABS(median_tax) peer · $2,878/yr (near-tied bill ABS $3); rate 1.96% vs Midland County 1.47%.
Custer County, SD
ABS(median_tax) peer · $2,879/yr (near-tied bill ABS $4); rate 0.77% vs Midland County 1.47%.
Wharton County, TX
ABS(median_tax) peer · $2,881/yr (near-tied bill ABS $6); rate 1.52% vs Midland County 1.47%.
Michigan county set
State ACS overview for every published Michigan county rate and median bill.
Appeal filing windows
Midland County stamps STEEP · MID - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Midland County (STEEP · MID) - ACS medians, not a parcel bill.