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Colorado · County property tax · ACS 2024

Garfield County Property Taxes

The median homeowner in Garfield County pays $2,201 a year, an effective rate of 0.42%, 10% above the U.S. median.

$2,201
Median tax / yr
0.42%
Effective rate
+10%
vs U.S. median
#26 of 64
rank in CO

The verdict

Homeowners in Garfield County pay a median $2,201 a year in property tax, an effective rate of 0.42%, more affordable than 92% of U.S. counties.

$2,201
Median annual tax bill, 2024
0.42%
Effective rate on median home
#265 of 3135
U.S. counties by tax burden
+10%
vs the national median bill

Effective rate is the median property tax bill divided by the median home value ($527,800). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for Colorado. Owner-occupied homes: 16,292.

The median annual property tax in Garfield County is $2,201, which is 32% higher than the Colorado state average and 10% above the national average. The effective tax rate is 0.42% on a median home value of $527,800. Property taxes represent 2.4% of the median household income in this county. All property tax data shown below is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, which aggregates self-reported tax payments from homeowner households across the county. This page includes tax trends over multiple years, comparisons with neighboring counties, and a rent-versus-own cost analysis.

What This Data Tells Us About Garfield County

Homeowners in Garfield County pay a median annual property tax of $2,201, which is 10% higher than the national median and 32% above the Colorado state average. The effective tax rate of 0.42% on a median home value of $527,800 reflects how the local assessment base and millage combine into an actual bill.

Property taxes in Garfield County represent about 2.4% of the median household income of $91,131, compared with a common national benchmark of 2% to 4%. Homeowners with a mortgage report a median of $2,335 in annual property tax while those without a mortgage report $1,925 - a gap that usually reflects differences in home value rather than differences in tax rate. Compared with 2023, the median tax bill changed by 5.1%, which tracks reassessment cycles and changes in the underlying home value distribution.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Garfield County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$2,201
+32% vs State +10% vs US
Median Home Value
$527,800
+23% vs State +132% vs US
Effective Tax Rate
0.42%
+8% vs State -54% vs US

With vs Without Mortgage

With Mortgage
$2,335
$195/mo
Without Mortgage
$1,925
$160/mo

Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.

How Garfield County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Garfield County 0.42%
Colorado average 0.39%
U.S. average 0.92%

Garfield County's effective rate is higher than 59% of the 64 counties in Colorado - ranking #26 of 64 for property tax burden.

Where Garfield County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.42% Among the most affordable more affordable than 92% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). Below this entry. 0.25%–0.50%: 467 U.S. counties (15%). This entry sits in this band. 0.50%–0.75%: 904 U.S. counties (29%). Above this entry. 0.75%–1.00%: 614 U.S. counties (20%). Above this entry. 1.00%–1.25%: 452 U.S. counties (14%). Above this entry. 1.25%–1.50%: 331 U.S. counties (11%). Above this entry. 1.50%–1.75%: 181 U.S. counties (6%). Above this entry. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Garfield County vs Benchmarks

Metric Garfield County Colorado Avg U.S. Avg
Median Annual Tax $2,201 $1,669 $1,993
Effective Tax Rate 0.42% 0.39% 0.92%
Median Home Value $527,800 $427,513 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Garfield County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Colorado.

Property Tax History

Median annual property tax in Garfield County, 2020–2024 (ACS). Up +35% over the period.

$1,600$1,800$2,000$2,200$2,400 20202021202220232024 $2,201
Median annual property tax in Garfield County, 2020–2024 (ACS). Up +35% over the period.
Year Median Tax Effective Rate
2024 $2,201 +5.1% 0.42%
2023 $2,095 +6.8% 0.43%
2022 $1,961 +11.5% 0.44%
2021 $1,759 +7.8% 0.46%
2020 $1,631 0.43%

Tax Burden

Tax-to-Income Ratio
2.4%
of median household income
Median Income
$91,131
per year
Monthly Tax
$183
per month

Tax Affordability Score

10
Very Affordable

Based on the effective tax rate of 0.42% compared to the national average of 0.92%. Property taxes in Garfield County are below average, making it a more affordable area for homeowners.

Very Expensive Very Affordable

Other Counties in Colorado

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Frequently Asked Questions

What is the average property tax in Garfield County, Colorado?
The median annual property tax in Garfield County is $2,201 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.42% on a median home value of $527,800.
How does Garfield County property tax compare to the national average?
Property taxes in Garfield County are 10% above the national average of $1,993. The effective rate of 0.42% compares to 0.92% nationally.
Does having a mortgage affect property taxes in Garfield County?
In Garfield County, homeowners with a mortgage pay a median of $2,335 in annual property taxes, while homeowners without a mortgage pay $1,925. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Garfield County?
Property taxes in Garfield County represent approximately 2.4% of the median household income of $91,131. The national benchmark is generally 2-4% of household income.
Are property taxes increasing in Garfield County?
Property taxes in Garfield County changed by +5.1% year-over-year, from $2,095 to $2,201. Check the historical table above for multi-year trends.
How can I appeal my property tax assessment in Garfield County?
Property tax appeals in Garfield County typically start at the county assessor's office. You can challenge the assessed value of your property by providing evidence of comparable sales, property condition, or assessment errors. Most counties have a 30-90 day window after the assessment notice to file an appeal. See our guide on how to appeal property taxes for step-by-step instructions.

What this means in Garfield County

How to use Garfield County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Garfield County's 0.42% effective rate, a $527,800 home implies about $2,201/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Garfield County ranks #26 of 64 counties in Colorado by effective rate, compare it against the rest of the state before you judge your bill. Colorado overview
  • If your assessed value looks high relative to Garfield County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($527,800); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

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Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Related

Data sourced from the U.S. Census Bureau (American Community Survey). See our methodology for details. Retrieved and formatted by PlainPropertyTax Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey. Consult a qualified professional before making decisions based on this data.