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Colorado · County property tax · ACS 2024

Montezuma County Property Taxes

The median homeowner in Montezuma County pays $958 a year, an effective rate of 0.29%, far below the U.S. average.

$958
Median tax / yr · Low bill
0.29%
Effective rate · Very low rate
-52%
vs U.S. average
#56 of 64
rank in CO

The verdict

Homeowners in Montezuma County pay a median $958 a year in property tax, an effective rate of 0.29%, more affordable than 98% of U.S. counties (Census ACS 2024).

$958
Median annual tax bill, 2024
0.29%
Effective rate on median home
#54 of 3135
U.S. counties by tax burden
-52%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($331,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Colorado. Population: 26,412. Owner-occupied homes: 8,591.

The median annual property tax in Montezuma County is $958, which is 63% lower than the Colorado state average and 52% below the national average. The effective tax rate is 0.29% on a median home value of $331,400. Property taxes represent 1.5% of the median household income in this county.

Montezuma County's rate standing among U.S. counties

Primary signal

The effective rate is a national tailwind

Montezuma County's 0.29% effective rate is among the lowest of 3,135 tracked counties: roughly 98% pay a higher rate.

Decision signal 2

The bill sits well below the national median

Homeowners in Montezuma County pay a median annual property tax of $958, far below the national median and far below the Colorado state median. On a $331,400 median home, that works out to an effective rate of 0.29% once the local assessment base and millage are combined.

Decision signal 3

High among Colorado counties by effective rate

Montezuma County ranks #56 of 64 counties in Colorado by effective rate (13% of in-state counties pay a lower rate).

Decision signal 4

Income carries a light tax share

Property taxes in Montezuma County run well below the commonly cited 2%-4% national benchmark, at about 1.5% of the $65,244 median household income.

Informational notice

Figures describe the median homeowner household in Montezuma County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in Montezuma County rose 39.1%, from $238,200 to $331,400. The effective rate fell 21.8% over the same span, a steeper move than in 88% of U.S. counties.

The median bill still rose 8.7%, to $958. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$958
Low bill
-63% vs State -52% vs US
Median Home Value
$331,400
-39% vs State +45% vs US
Effective Tax Rate
0.29%
Very low rate
-40% vs State -68% vs US

How to read this county's bill

Very little moved here between 2020 and 2024: the typical bill went from $881 to $958, a change of 9%. The comparison describes county-level medians only; individual assessments and bills can differ.

The largest reported group here falls at the bottom of the national range: 3,363 of 8,591 owner-occupied homes (39.1%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.

Household income sits in the second quarter nationally and the effective rate in the lowest, so the median bill takes 1.5% of median household income. Both figures point the same way, which is unusual enough that the ratio above is worth reading rather than assumed.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Montezuma County Homeowners Actually Pay

The single largest group of Montezuma County homeowners, 3,363 of 8,591 owner-occupied homes (39.1%), pays less than $800 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 39.1% (3,363)
  • $800 to $1,499 31.9% (2,739)
  • $1,500 to $1,999 12.2% (1,044)
  • $2,000 to $2,999 8.4% (718)
  • $3,000 or more 3.9% (335)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

392 homes here (4.6%) report no real estate tax at all. Exemptions are set by state: how Colorado handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,077
$90/mo
Without Mortgage
$770
$64/mo

Mortgaged homeowners in Montezuma County pay a substantially higher bill, 40% more, pointing to a wide home-value gap between the two groups.

Montezuma County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Montezuma County 0.29%
Colorado average 0.48%
U.S. average 0.92%

Montezuma County's effective rate is higher than 13% of the 64 counties in Colorado - ranking #56 of 64.

Where Montezuma County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.29% Among the most affordable more affordable than 98% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Among the lowest-taxed counties in the country

At 0.29%, Montezuma County sits in the lowest 2% of all U.S. counties by effective property-tax rate. A low rate does not by itself mean a low bill: the median here is $958, and what a homeowner actually pays depends as much on local home values as on the rate.

Montezuma County vs Benchmarks

Metric Montezuma County Colorado Avg U.S. Avg
Median Annual Tax Low bill $958 $2,602 $1,993
Effective Tax Rate Very low rate 0.29% 0.48% 0.92%
Median Home Value $331,400 $539,400 $227,791
Tax as % of income Light income burden 1.5% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Montezuma County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Colorado counties.

Montezuma County rate trail · QUIET

$860$880$900$920$940$960$980 20202021202220232024 $958
Montezuma County ACS median tax 2020–2024: +9% ($881 → $958).
Year Median Tax (vs prior release) Effective Rate
2024 $958 +4.7% 0.29%
2023 $915 -1.8% 0.30%
2022 $932 +2.9% 0.33%
2021 $906 +2.8% 0.37%
2020 $881 0.37%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Montezuma County: tax takes only 1.5% of income

Tax-to-Income Ratio
1.5%
of median household income
Median Income
$65,244
per year
Monthly Tax
$80
per month

Counties near Montezuma County's effective rate

On effective rate, Montezuma County sits nearest Pickens County (AL), Lawrence County (AL), Cleburne County (AL).

On published median-tax change, the nearest matches are Tioga County (PA), Breathitt County (KY), Bayfield County (WI).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Montezuma County: only 4% of returns show Schedule A real-estate tax

Tax year 2022: 490 of 12,830 returns from Montezuma County reported real estate taxes, averaging $2,392 - 35% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Colorado

View all counties in Colorado →

Montezuma County rate FAQs

How does Montezuma County property tax compare to the national average?
Property taxes in Montezuma County run far below the national median of $1,993, an effective rate of 0.29% versus 0.92% nationally.
What is the tax affordability score for Montezuma County?
Montezuma County, Colorado scores B+ (75/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at A+ (0.29%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Montezuma County, Colorado?
The median annual property tax in Montezuma County is $958, an effective rate of 0.29% on a $331,400 median home (Census ACS, 2024).
What percentage of income goes to property taxes in Montezuma County?
Property taxes in Montezuma County run well below the commonly cited 2%-4% national benchmark, at about 1.5% of the $65,244 median household income.
Are property taxes increasing in Montezuma County?
The ACS median property-tax bill for Montezuma County climbed 8.7% between the 2020 and 2024 5-year releases, from $881 to $958, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Montezuma County's QUIET rate

Montezuma County's $958 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Income burden is light here: about 1.5% of Montezuma County's $65,244 median household income goes to the property-tax bill.

Nationwide peers by effective rate (then bill)

Rate-first peers for Montezuma County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.29%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $958/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Montezuma County

Nearest ABS(median_tax) ACS peers for Montezuma County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.

QUIET LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Montezuma County (QUIET · LIGHT) - ACS medians, not a parcel bill.