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Michigan · County property tax · ACS 2024

Genesee County Property Taxes

The median homeowner in Genesee County pays $2,487 a year, an effective rate of 1.36%, well above the U.S. average.

$2,487
Median tax / yr · High bill
1.36%
Effective rate · High rate
+25%
vs U.S. average
#12 of 83
rank in MI

The verdict

Homeowners in Genesee County pay a median $2,487 a year in property tax, an effective rate of 1.36%, more affordable than 16% of U.S. counties (Census ACS 2024).

$2,487
Median annual tax bill, 2024
1.36%
Effective rate on median home
#2627 of 3135
U.S. counties by tax burden
+25%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($182,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Michigan. Population: 403,305. Owner-occupied homes: 118,363.

The median annual property tax in Genesee County is $2,487, which is 14% lower than the Michigan state average and 25% above the national average. The effective tax rate is 1.36% on a median home value of $182,400. Property taxes represent 4.0% of the median household income in this county.

Genesee County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Genesee County's 1.36% effective rate sits near the middle of 3,135 tracked counties (more affordable than 16%).

Decision signal 2

Low among Michigan counties by effective rate

Genesee County ranks #12 of 83 counties in Michigan by effective rate (86% of in-state counties pay a lower rate).

Decision signal 3

The bill sits well above the national median

Homeowners in Genesee County pay a median annual property tax of $2,487, well above the national median and notably lower than the Michigan state median. On a $182,400 median home, that works out to an effective rate of 1.36% once the local assessment base and millage are combined.

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Genesee County run within the commonly cited 2%-4% national benchmark, at about 4.0% of the $62,281 median household income.

Informational notice

Figures describe the median homeowner household in Genesee County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in Genesee County rose 52.6%, from $119,500 to $182,400. The effective rate fell 18.1% over the same span, a steeper move than in 77% of U.S. counties.

The median bill still rose 25.0%, to $2,487. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$2,487
High bill
-14% vs State +25% vs US
Median Home Value
$182,400
-21% vs State -20% vs US
Effective Tax Rate
1.36%
High rate
+9% vs State +48% vs US

How to read this county's bill

Bills rose across 2020-2024, from $1,990 to $2,487, a gain of 25%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The heaviest band is also the fullest one here: 41,484 of 118,363 owner-occupied homes (35.0%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

A top-quartile rate meets below-median earnings here, and the median bill reaches 4.0% of median household income. A rate ranking places this county by the rate alone; the ratio above is the figure that accounts for what is earned here.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Genesee County Homeowners Actually Pay

The single largest group of Genesee County homeowners, 41,484 of 118,363 owner-occupied homes (35.0%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 8.7% (10,346)
  • $800 to $1,499 15.2% (18,044)
  • $1,500 to $1,999 11.7% (13,791)
  • $2,000 to $2,999 23.2% (27,453)
  • $3,000 or more 35.0% (41,484)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

7,245 homes here (6.1%) report no real estate tax at all. Exemptions are set by state: how Michigan handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,776
$231/mo
Without Mortgage
$2,048
$171/mo

Mortgaged homeowners in Genesee County pay a substantially higher bill, 36% more, pointing to a wide home-value gap between the two groups.

Genesee County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Genesee County 1.36%
Michigan average 1.25%
U.S. average 0.92%

Genesee County's effective rate is higher than 86% of the 83 counties in Michigan - ranking #12 of 83.

Where Genesee County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.36% more affordable than 16% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Genesee County moved from $1,990 in the 2020 release to $2,487 in 2024, a change of about 25%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Genesee County vs Benchmarks

Metric Genesee County Michigan Avg U.S. Avg
Median Annual Tax High bill $2,487 $2,904 $1,993
Effective Tax Rate High rate 1.36% 1.25% 0.92%
Median Home Value $182,400 $231,600 $227,791
Tax as % of income Heavy income burden 4.0% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Genesee County's STEEP · MID lane - is an appeal worth running?

On Genesee County's published figures (STEEP · MID), a $182,400 median home carries a $2,487 median bill, so every 10% off an assessed value is worth about $249 a year at the same rate. Appeal Savings Estimator · appeal guide for Michigan.

Genesee County rate trail · STEEP

$1,800$2,000$2,200$2,400$2,600 20202021202220232024 $2,487
Genesee County ACS median tax 2020–2024: +25% ($1,990 → $2,487).
Year Median Tax (vs prior release) Effective Rate
2024 $2,487 +2.9% 1.36%
2023 $2,417 +4.0% 1.40%
2022 $2,323 +7.7% 1.47%
2021 $2,156 +8.3% 1.61%
2020 $1,990 1.67%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Genesee County: tax-to-income at 4.0%

Tax-to-Income Ratio
4.0%
of median household income
Median Income
$62,281
per year
Monthly Tax
$207
per month

Counties near Genesee County's effective rate

On effective rate, Genesee County sits nearest Wayne County (IA), Iowa County (IA), Buchanan County (IA).

On published median-tax change, the nearest matches are Taney County (MO), Ventura County (CA), Adair County (KY).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Genesee County: only 4% of returns show Schedule A real-estate tax

Tax year 2022: 7,120 of 194,820 returns from Genesee County reported real estate taxes, averaging $5,504 - 34% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Michigan

View all counties in Michigan →

Genesee County rate FAQs

What is the tax affordability score for Genesee County?
Genesee County, Michigan scores F (22/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at C- (2.93×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Genesee County, Michigan?
The median annual property tax in Genesee County is $2,487, an effective rate of 1.36% on a $182,400 median home (Census ACS, 2024).
How does Genesee County property tax compare to the national average?
Property taxes in Genesee County run well above the national median of $1,993, an effective rate of 1.36% versus 0.92% nationally.
Are property taxes increasing in Genesee County?
The ACS median property-tax bill for Genesee County jumped 25.0% between the 2020 and 2024 5-year releases, from $1,990 to $2,487, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Genesee County?
Property taxes in Genesee County run within the commonly cited 2%-4% national benchmark, at about 4.0% of the $62,281 median household income.

What to do with Genesee County's STEEP rate

Genesee County's $2,487 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Genesee County ranks #12 of 83 Michigan counties by effective rate - on the higher-burden half of the state ACS set. Michigan overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Genesee County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.36%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,487/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Genesee County

Nearest ABS(median_tax) ACS peers for Genesee County (STEEP · MID), replacing the old fixed Keep exploring strip.

STEEP MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Genesee County (STEEP · MID) - ACS medians, not a parcel bill.