Clay County, Alabama Property Taxes
Census Bureau ACS property tax data for Alabama. Population: 4,479.
The median annual property tax in Clay County is $326, which is 36% lower than the Alabama state average and 83% below the national average. The effective tax rate is 0.23% on a median home value of $144,700. Property taxes represent 0.6% of the median household income in this county.
Median Annual Tax
$326
-36% vs State
-83% vs US
Median Home Value
$144,700
-3% vs State
-32% vs US
Effective Tax Rate
0.23%
-32% vs State
-76% vs US
With vs Without Mortgage
With Mortgage
$377
$31/mo
Without Mortgage
$285
$24/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $326 -5.0% | 0.23% |
| 2022 | $343 +11.7% | 0.24% |
| 2021 | $307 +10.0% | 0.25% |
| 2020 | $279 +11.2% | 0.24% |
| 2019 | $251 | 0.23% |
Tax Burden
Tax-to-Income Ratio
0.6%
of median household income
Median Income
$51,852
per year
Monthly Tax
$27
per month
Other Counties in Alabama
Colbert County
Tax: $604/yr Rate: 0.37%
St. Clair County
Tax: $666/yr Rate: 0.30%
Macon County
Tax: $468/yr Rate: 0.49%
Winston County
Tax: $363/yr Rate: 0.33%
Tallapoosa County
Tax: $450/yr Rate: 0.31%
Morgan County
Tax: $674/yr Rate: 0.35%
Frequently Asked Questions
What is the average property tax in Clay County, Alabama? ▼
The median annual property tax in Clay County is $326 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.23% on a median home value of $144,700.
How does Clay County property tax compare to the national average? ▼
Property taxes in Clay County are 83% below the national average of $1,923. The effective rate of 0.23% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Clay County? ▼
In Clay County, homeowners with a mortgage pay a median of $377 in annual property taxes, while homeowners without a mortgage pay $285. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Clay County? ▼
Property taxes in Clay County represent approximately 0.6% of the median household income of $51,852. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.