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New York · County property tax · ACS 2024

Fulton County Property Taxes

The median homeowner in Fulton County pays $3,364 a year, an effective rate of 2.06%, far above the U.S. average.

$3,364
Median tax / yr · High bill
2.06%
Effective rate · Highest-decile rate
+69%
vs U.S. average
#29 of 62
rank in NY

The verdict

Homeowners in Fulton County pay a median $3,364 a year in property tax, an effective rate of 2.06%, more affordable than 2% of U.S. counties (Census ACS 2024).

$3,364
Median annual tax bill, 2024
2.06%
Effective rate on median home
#3069 of 3135
U.S. counties by tax burden
+69%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($163,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for New York. Population: 52,487. Owner-occupied homes: 16,320.

The median annual property tax in Fulton County is $3,364, which is 49% lower than the New York state average and 69% above the national average. The effective tax rate is 2.06% on a median home value of $163,100. Property taxes represent 5.1% of the median household income in this county.

Fulton County's rate standing among U.S. counties

Primary signal

The effective rate is a national headwind

Fulton County's 2.06% effective rate is among the highest of 3,135 tracked counties: only about 98% pay more.

Decision signal 2

The bill sits well above the national median

Homeowners in Fulton County pay a median annual property tax of $3,364, far above the national median and well below the New York state median. On a $163,100 median home, that works out to an effective rate of 2.06% once the local assessment base and millage are combined.

Decision signal 3

Income carries a heavy tax share

Property taxes in Fulton County run a bit above the commonly cited 2%-4% national benchmark, at about 5.1% of the $66,533 median household income.

Decision signal 4

Near the middle of New York counties by effective rate

Fulton County ranks #29 of 62 counties in New York by effective rate (53% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in Fulton County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

A falling rate took the edge off

Fulton County's effective rate fell 14.4% across the 4-year span while its median home value rose 35.8%, leaving the median bill 16.2% higher at $3,364. That rate move is larger than the one in 61% of counties, so a good deal of the market's rise never reached the bill.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$3,364
High bill
-49% vs State +69% vs US
Median Home Value
$163,100
-62% vs State -28% vs US
Effective Tax Rate
2.06%
Highest-decile rate
+33% vs State +124% vs US

How to read this county's bill

Bills rose across 2020-2024, from $2,894 to $3,364, a gain of 16%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The heaviest band is also the fullest one here: 8,695 of 16,320 owner-occupied homes (53.3%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

The rate is in the national top quarter while earnings are only moderately above the midpoint, so the median bill claims 5.1% of median household income. A high rate is affordable only relative to something, and this is what it is relative to here.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Fulton County Homeowners Actually Pay

The single largest group of Fulton County homeowners, 8,695 of 16,320 owner-occupied homes (53.3%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 3.8% (622)
  • $800 to $1,499 11.2% (1,827)
  • $1,500 to $1,999 6.9% (1,134)
  • $2,000 to $2,999 17.2% (2,799)
  • $3,000 or more 53.3% (8,695)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

1,243 homes here (7.6%) report no real estate tax at all. Exemptions are set by state: how New York handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$3,672
$306/mo
Without Mortgage
$2,995
$250/mo

In Fulton County, mortgaged homeowners pay 23% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Fulton County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Fulton County 2.06%
New York average 1.55%
U.S. average 0.92%

Fulton County's effective rate is higher than 53% of the 62 counties in New York - ranking #29 of 62.

Where Fulton County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

2.06% more affordable than 2% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

A high rate, a smaller bill

Fulton County taxes property at 2.06%, about 33% above the New York average, yet its median bill of $3,364 lands roughly 49% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.

Fulton County vs Benchmarks

Metric Fulton County New York Avg U.S. Avg
Median Annual Tax High bill $3,364 $6,582 $1,993
Effective Tax Rate Highest-decile rate 2.06% 1.55% 0.92%
Median Home Value $163,100 $423,800 $227,791
Tax as % of income Highest-decile income burden 5.1% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Fulton County's PEAK · HEAVY lane - is an appeal worth running?

On Fulton County's published figures (PEAK · HEAVY), a $163,100 median home carries a $3,364 median bill, so every 10% off an assessed value is worth about $336 a year at the same rate. Appeal Savings Estimator · appeal guide for New York.

Fulton County rate trail · PEAK

$2,800$3,000$3,200$3,400 20202021202220232024 $3,364
Fulton County ACS median tax 2020–2024: +16% ($2,894 → $3,364).
Year Median Tax (vs prior release) Effective Rate
2024 $3,364 +1.2% 2.06%
2023 $3,325 +3.4% 2.13%
2022 $3,217 +4.4% 2.27%
2021 $3,082 +6.5% 2.48%
2020 $2,894 2.41%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Fulton County: tax takes 5.1% of income

Tax-to-Income Ratio
5.1%
of median household income
Median Income
$66,533
per year
Monthly Tax
$280
per month

Counties near Fulton County's effective rate

On effective rate, Fulton County sits nearest Ogle County (IL), Champaign County (IL), Livingston County (IL).

On published median-tax change, the nearest matches are Bourbon County (KS), Moore County (TN), Greene County (IL).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Fulton County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 710 of 24,770 returns from Fulton County reported real estate taxes, averaging $6,921 - 35% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in New York

View all counties in New York →

Fulton County rate FAQs

How does Fulton County property tax compare to the national average?
Property taxes in Fulton County run far above the national median of $1,993, an effective rate of 2.06% versus 0.92% nationally.
What is the tax affordability score for Fulton County?
Fulton County, New York scores F (14/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at B (2.45×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Fulton County, New York?
The median annual property tax in Fulton County is $3,364, an effective rate of 2.06% on a $163,100 median home (Census ACS, 2024).
What percentage of income goes to property taxes in Fulton County?
Property taxes in Fulton County run a bit above the commonly cited 2%-4% national benchmark, at about 5.1% of the $66,533 median household income.
Are property taxes increasing in Fulton County?
The ACS median property-tax bill for Fulton County climbed 16.2% between the 2020 and 2024 5-year releases, from $2,894 to $3,364, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Fulton County's PEAK rate

Fulton County's $3,364 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Income burden is elevated here: about 5.1% of Fulton County's $66,533 median household income goes to the property-tax bill.

Nationwide peers by effective rate (then bill)

Rate-first peers for Fulton County's PEAK effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 2.06%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $3,364/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Fulton County

Nearest ABS(median_tax) ACS peers for Fulton County (PEAK · HEAVY), replacing the old fixed Keep exploring strip.

PEAK HEAVY

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Fulton County (PEAK · HEAVY) - ACS medians, not a parcel bill.