Albany County, New York Property Taxes
Census Bureau ACS property tax data for New York. Population: 75,285.
The median annual property tax in Albany County is $5,253, which is 12% higher than the New York state average and 173% above the national average. The effective tax rate is 1.89% on a median home value of $277,400. Property taxes represent 6.3% of the median household income in this county.
Median Annual Tax
$5,253
+12% vs State
+173% vs US
Median Home Value
$277,400
+4% vs State
+31% vs US
Effective Tax Rate
1.89%
-8% vs State
+99% vs US
With vs Without Mortgage
With Mortgage
$5,608
$467/mo
Without Mortgage
$4,604
$384/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $5,253 +2.7% | 1.89% |
| 2022 | $5,114 +5.8% | 1.94% |
| 2021 | $4,835 +2.3% | 2.06% |
| 2020 | $4,726 +1.3% | 2.05% |
| 2019 | $4,666 | 2.10% |
Tax Burden
Tax-to-Income Ratio
6.3%
of median household income
Median Income
$83,149
per year
Monthly Tax
$438
per month
Other Counties in New York
Westchester County
Tax: $10,001/yr Rate: 1.57%
Orleans County
Tax: $3,781/yr Rate: 3.00%
Tompkins County
Tax: $6,374/yr Rate: 2.35%
Niagara County
Tax: $4,052/yr Rate: 2.28%
Richmond County
Tax: $6,074/yr Rate: 0.92%
Fulton County
Tax: $3,325/yr Rate: 2.13%
Frequently Asked Questions
What is the average property tax in Albany County, New York? ▼
The median annual property tax in Albany County is $5,253 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.89% on a median home value of $277,400.
How does Albany County property tax compare to the national average? ▼
Property taxes in Albany County are 173% above the national average of $1,923. The effective rate of 1.89% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Albany County? ▼
In Albany County, homeowners with a mortgage pay a median of $5,608 in annual property taxes, while homeowners without a mortgage pay $4,604. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Albany County? ▼
Property taxes in Albany County represent approximately 6.3% of the median household income of $83,149. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.