Schenectady County, New York Property Taxes
Census Bureau ACS property tax data for New York. Population: 42,327.
The median annual property tax in Schenectady County is $5,486, which is 17% higher than the New York state average and 185% above the national average. The effective tax rate is 2.46% on a median home value of $223,100. Property taxes represent 7.1% of the median household income in this county.
Median Annual Tax
$5,486
+17% vs State
+185% vs US
Median Home Value
$223,100
-16% vs State
+5% vs US
Effective Tax Rate
2.46%
+20% vs State
+159% vs US
With vs Without Mortgage
With Mortgage
$5,888
$491/mo
Without Mortgage
$4,690
$391/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $5,486 +4.7% | 2.46% |
| 2022 | $5,241 +6.2% | 2.56% |
| 2021 | $4,934 +3.2% | 2.77% |
| 2020 | $4,779 +0.6% | 2.77% |
| 2019 | $4,749 | 2.80% |
Tax Burden
Tax-to-Income Ratio
7.1%
of median household income
Median Income
$76,989
per year
Monthly Tax
$457
per month
Other Counties in New York
Essex County
Tax: $3,111/yr Rate: 1.56%
Steuben County
Tax: $3,245/yr Rate: 2.52%
Genesee County
Tax: $3,958/yr Rate: 2.51%
Warren County
Tax: $3,789/yr Rate: 1.53%
Greene County
Tax: $4,116/yr Rate: 1.66%
Otsego County
Tax: $2,911/yr Rate: 1.65%
Frequently Asked Questions
What is the average property tax in Schenectady County, New York? ▼
The median annual property tax in Schenectady County is $5,486 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 2.46% on a median home value of $223,100.
How does Schenectady County property tax compare to the national average? ▼
Property taxes in Schenectady County are 185% above the national average of $1,923. The effective rate of 2.46% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Schenectady County? ▼
In Schenectady County, homeowners with a mortgage pay a median of $5,888 in annual property taxes, while homeowners without a mortgage pay $4,690. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Schenectady County? ▼
Property taxes in Schenectady County represent approximately 7.1% of the median household income of $76,989. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.