New York · County property tax · ACS 2024
Delaware County Property Taxes
The median homeowner in Delaware County pays $3,145 a year, an effective rate of 1.72%, far above the U.S. average.
- $3,145
- Median tax / yr · High bill
- 1.72%
- Effective rate · Highest-decile rate
- +58%
- vs U.S. average
- #44 of 62
- rank in NY
The verdict
Homeowners in Delaware County pay a median $3,145 a year in property tax, an effective rate of 1.72%, more affordable than 6% of U.S. counties (Census ACS 2024).
- $3,145
- Median annual tax bill, 2024
- 1.72%
- Effective rate on median home
- #2959 of 3135
- U.S. counties by tax burden
- +58%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($183,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for New York. Population: 44,487. Owner-occupied homes: 14,835.
The median annual property tax in Delaware County is $3,145, which is 52% lower than the New York state average and 58% above the national average. The effective tax rate is 1.72% on a median home value of $183,100. Property taxes represent 5.0% of the median household income in this county.
Delaware County's rate standing among U.S. counties
Primary signal
The effective rate is a national headwind
Delaware County's 1.72% effective rate is among the highest of 3,135 tracked counties: only about 94% pay more.
Decision signal 2
The bill sits well above the national median
Homeowners in Delaware County pay a median annual property tax of $3,145, far above the national median and far below the New York state median. On a $183,100 median home, that works out to an effective rate of 1.72% once the local assessment base and millage are combined.
Decision signal 3
Income and the tax bill sit in the middle band
Property taxes in Delaware County run a bit above the commonly cited 2%-4% national benchmark, at about 5.0% of the $63,337 median household income.
Decision signal 4
Near the middle of New York counties by effective rate
Delaware County ranks #44 of 62 counties in New York by effective rate (29% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Delaware County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 11.1% down between 2020 and 2024, a smaller shift than in 55% of U.S. counties. With the median home value rose 27.2%, the median bill rose 13.1% to $3,145: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $2,781 to $3,145, a gain of 13%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 7,223 of 14,835 owner-occupied homes (48.7%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
A top-quartile rate meets below-median earnings here, and the median bill reaches 5.0% of median household income. A rate ranking places this county by the rate alone; the ratio above is the figure that accounts for what is earned here.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Delaware County Homeowners Actually Pay
The single largest group of Delaware County homeowners, 7,223 of 14,835 owner-occupied homes (48.7%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 4.5% (668)
- $800 to $1,499 12.4% (1,845)
- $1,500 to $1,999 10.1% (1,504)
- $2,000 to $2,999 16.9% (2,508)
- $3,000 or more 48.7% (7,223)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,087 homes here (7.3%) report no real estate tax at all. Exemptions are set by state: how New York handles assessments and appeals.
With vs Without Mortgage
In Delaware County, mortgaged homeowners pay 10% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Delaware County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Delaware County's effective rate is higher than 29% of the 62 counties in New York - ranking #44 of 62.
Where Delaware County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.72% more affordable than 6% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Among the highest-taxed counties in the country
At 1.72%, Delaware County sits in the top 6% of all U.S. counties by effective property-tax rate. That is the rate, not the bill: a high rate on a modest home can still produce a smaller cheque than a low rate on an expensive one, which is why the $3,145 median bill is the number to compare against another county.
Delaware County vs Benchmarks
| Metric | Delaware County | New York Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate Highest-decile rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 5.0% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Delaware County's STEEP · HEAVY lane - is an appeal worth running?
On Delaware County's published figures (STEEP · HEAVY), a $183,100 median home carries a $3,145 median bill, so every 10% off an assessed value is worth about $315 a year at the same rate. Appeal Savings Estimator · appeal guide for New York.
Delaware County rate trail · STEEP
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,145 +2.8% | 1.72% |
| 2023 | $3,059 +4.1% | 1.74% |
| 2022 | $2,938 +4.5% | 1.83% |
| 2021 | $2,812 +1.1% | 1.91% |
| 2020 | $2,781 | 1.93% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Delaware County: tax takes 5.0% of income
Counties near Delaware County's effective rate
On effective rate, Delaware County sits nearest Morris County (NJ), Grafton County (NH), Montgomery County (KS).
On published median-tax change, the nearest matches are Windham County (VT), Pierce County (WI), Wheatland County (MT).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Delaware County: only 4% of returns show Schedule A real-estate tax
Tax year 2022: 760 of 20,020 returns from Delaware County reported real estate taxes, averaging $6,867 - 34% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in New York
Delaware County rate FAQs
- How does Delaware County property tax compare to the national average?
- Property taxes in Delaware County run far above the national median of $1,993, an effective rate of 1.72% versus 0.92% nationally.
- What is the tax affordability score for Delaware County?
- Delaware County, New York scores F (19/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at C- (2.89×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Delaware County, New York?
- The median annual property tax in Delaware County is $3,145, an effective rate of 1.72% on a $183,100 median home (Census ACS, 2024).
- What percentage of income goes to property taxes in Delaware County?
- Property taxes in Delaware County run a bit above the commonly cited 2%-4% national benchmark, at about 5.0% of the $63,337 median household income.
- Are property taxes increasing in Delaware County?
- The ACS median property-tax bill for Delaware County climbed 13.1% between the 2020 and 2024 5-year releases, from $2,781 to $3,145, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Delaware County's STEEP rate
Delaware County's $3,145 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Delaware County ranks #44 of 62 New York counties by effective rate - on the lower-burden half of the state ACS set. New York overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Delaware County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.72%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,145/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Delaware County
Nearest ABS(median_tax) ACS peers for Delaware County (STEEP · HEAVY), replacing the old fixed Keep exploring strip.
STEEP HEAVY
Grayson County, TX
ABS(median_tax) peer · $3,146/yr (near-tied bill ABS $1); rate 1.27% vs Delaware County 1.72%.
Washington County, TX
ABS(median_tax) peer · $3,143/yr (near-tied bill ABS $2); rate 1.09% vs Delaware County 1.72%.
Gaines County, TX
ABS(median_tax) peer · $3,142/yr (near-tied bill ABS $3); rate 1.57% vs Delaware County 1.72%.
Butler County, OH
ABS(median_tax) peer · $3,141/yr (near-tied bill ABS $4); rate 1.22% vs Delaware County 1.72%.
New York county set
State ACS overview for every published New York county rate and median bill.
Appeal filing windows
Delaware County stamps STEEP · HEAVY - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Delaware County (STEEP · HEAVY) - ACS medians, not a parcel bill.