$ PlainPropertyTax

Property tax guide

States With the Highest Property Taxes (2024)

New Jersey tops both the effective-rate and the median-bill ranking, and it is the only state that does. For everywhere else the answer changes with the measure: only 6 of the top ten states appear on both lists.

Two rankings, not one

New Jersey has the highest property taxes in the 2024 Census ACS on both measures, but only 6 of the top 10 states appear in both the effective-rate and median-bill rankings.

2.11%
New Jersey, highest rate
$9,590
New Jersey, highest median bill
6/10
states shared by both top tens
28 places
California, widest rank split

Source: U.S. Census Bureau ACS 2024. Effective rate and annual bill answer different questions; neither is an individual tax quote.

Where the Two Rankings Disagree

4 states appear in the top ten by rate but not by bill, and 4 appear in the top ten by bill but not by rate. These are the states a single-measure list silently drops.

States appearing in only one of the two top-ten rankings
State Appears in Rank by rate Rank by bill Median home value
Nebraska Rate top 10 only 7th 17th $238,600
Texas Rate top 10 only 8th 12th $283,800
Wisconsin Rate top 10 only 9th 16th $266,500
Iowa Rate top 10 only 10th 22nd $208,000
Massachusetts Bill top 10 only 17th 5th $562,100
California Bill top 10 only 35th 7th $734,700
Rhode Island Bill top 10 only 15th 9th $404,200
Washington Bill top 10 only 25th 10th $564,600

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024) Both ranks are computed from the same state records: effective rate = median annual taxes paid ÷ median home value.

Why the two lists disagree

The top eight states on either measure, plotted against the national median rate and median bill (Census ACS 2024). The upper-left corner is the group a rate-only ranking drops: a big bill produced by expensive homes rather than a steep rate. 2×2 strategic matrix plotting 10 entities by Effective rate (% of home value) (X) and Median annual bill ($) (Y), with a crosshair dividing the plot into four quadrants. Steep rate, big billBig bill, modest rateSteep rate, smaller billBelow both medians 0.511.522.5 2,0004,0006,0008,00010,000 Effective rate (% of home value) Median annual bill ($) NJILCTNHVTNYNETXMACA
The top eight states on either measure, plotted against the national median rate and median bill (Census ACS 2024). The upper-left corner is the group a rate-only ranking drops: a big bill produced by expensive homes rather than a steep rate.

Highest Property Taxes by Effective Rate

The share of a home's value paid in property tax each year. This is the measure that compares tax burden independently of local house prices.

Rank State Effective rate Median annual bill
1 New Jersey 2.11% $9,590
2 Illinois 2.01% $5,298
3 Connecticut 1.81% $6,643
4 New Hampshire 1.66% $6,667
5 Vermont 1.59% $5,039
6 New York 1.55% $6,582
7 Nebraska 1.49% $3,549
8 Texas 1.49% $4,232
9 Wisconsin 1.42% $3,792
10 Iowa 1.39% $2,897

Highest Property Taxes by Annual Bill

The dollars a typical owner actually pays. This is the measure most people mean when they ask which state has the highest property taxes, and it rewards expensive housing markets even where the rate is modest.

Rank State Median annual bill Effective rate
1 New Jersey $9,590 2.11%
2 New Hampshire $6,667 1.66%
3 Connecticut $6,643 1.81%
4 New York $6,582 1.55%
5 Massachusetts $5,992 1.07%
6 Illinois $5,298 2.01%
7 California $5,124 0.70%
8 Vermont $5,039 1.59%
9 Rhode Island $4,900 1.21%
10 Washington $4,556 0.81%

The Highest-Taxed Counties in the Country

State figures are averages over every county in the state, so they hide the places that actually pay the most. These are the highest county-level effective rates in the same 2024 release.

They are ranked by rate rather than by bill for a reason worth stating. 17 counties report a median property-tax bill of $10,001, which is not a coincidence: it is the ceiling the American Community Survey publishes, so every county at or above it is recorded at the same capped figure. Those counties are tied, not ordered, and any "highest bill" county ranking is really a list of ties sorted by something else. Effective rate carries no such ceiling.

Rank County State Effective rate Median annual bill
1 Menominee County Wisconsin 3.56% $3,926
2 Salem County New Jersey 2.93% $7,018
3 Allegany County New York 2.92% $2,968
4 Camden County New Jersey 2.83% $8,134
5 Orleans County New York 2.72% $3,823
6 Cattaraugus County New York 2.64% $2,991
7 Monroe County New York 2.63% $5,616
8 Gloucester County New Jersey 2.60% $8,055
9 Lake County Illinois 2.58% $8,923
10 Cortland County New York 2.56% $4,149

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024) County medians are published separately from state medians and are not a subdivision of them. Ranked by effective rate because ACS top-codes the median tax amount, leaving the highest-billed counties tied at a ceiling rather than ordered.

Common Questions

What state charges the highest property taxes?

New Jersey, on both measures, and the only state that tops both lists. Its effective rate is 2.11% of median home value and its median annual bill is $9,590 in the 2024 Census ACS. For every other state the answer depends on which measure you mean.

What are the top 3 most heavily taxed states by property tax rate?

By effective rate in the 2024 Census ACS: 1. New Jersey at 2.11%, 2. Illinois at 2.01%, 3. Connecticut at 1.81%. Ranked by median annual bill instead, the top three are 1. New Jersey at $9,590, 2. New Hampshire at $6,667, 3. Connecticut at $6,643.

Why do the highest-rate and highest-bill lists disagree?

Because the effective rate is the median bill divided by the median home value. A state with expensive homes can produce a large bill from a modest rate, and a state with inexpensive homes can produce a small bill from a steep rate. California is the clearest case in this data: 7th by median bill at $5,124, but only 35th by rate at 0.70%, because its median home value is $734,700. Neither ranking is wrong; they answer different questions.

Is a high state rate the rate I will actually pay?

No. Property taxes are levied locally, so the state figure is a benchmark built from every county in the state, not a rate applied to your home. Counties inside a single state routinely differ by more than the gap between two neighbouring states, which is why the county table below and the individual county profiles exist.

Choose the ranking that matches the decision

Rate measures burden relative to home value; bill measures the dollars a median owner pays.

  • Use effective rate for cross-state burden comparisons that are less distorted by home prices. Compare every state
  • Use the annual-bill ranking when the dollar outlay is the question, while respecting the ACS top-code caveat. See county bills
  • Check the county profile before applying either statewide median to a specific property. Browse counties

These are Census medians, not statutory rates or tax advice. Local assessments, levies, and exemptions determine a real bill.

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. Both rankings on this page are computed from the same Census ACS state records the rest of the site uses, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.