Statewide · Property tax · ACS 2024
New Jersey Property Taxes
The average New Jersey homeowner pays $9,590 a year at an effective rate of 2.11%, 381% above the U.S. average. Compare 21 counties below.
- $9,590
- Avg median tax
- 2.11%
- Effective rate
- #1 of 51
- U.S. rank (burden)
- 21
- Counties
The verdict
The average New Jersey homeowner pays $9,590 a year in property tax, an effective rate of 2.11%, the #1 highest burden of 51 U.S. states.
- $9,590
- Average median tax, 2024
- 2.11%
- Statewide effective rate
- #1 of 51
- U.S. states by tax burden
- 21
- counties measured
Effective rate is the median property tax bill divided by the median home value ($454,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
The average median property tax in New Jersey is $9,590/year, which is 381% above the national average of $1,993. The average effective tax rate is 2.11% on a median home value of $454,400. Taxes range from $5,052 in Cumberland County to $10,001 in Union County.
What This Data Tells Us About New Jersey
The statewide average property tax in New Jersey is $9,590 per year, 381% above the national average of $1,993, based on Census ACS state-level estimates. The statewide effective rate of 2.11% on a median home value of $454,400 reflects how New Jersey's assessment rules and local millage combine at the household level; the 21 counties below show how that varies locally.
Within New Jersey, median annual tax ranges from $5,052 in Cumberland County (effective rate 2.28%) to $10,001 in Union County (effective rate 1.89%). Median home values in New Jersey ($454,400) compared with $227,791 nationally help explain why the same effective rate produces different dollar bills in different states. Within-state variation often tracks local school levies, county bonds, and municipal overlays rather than a single statewide rate.
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe median homeowner households reported to the Census Bureau, individual bills can differ based on assessed value, exemptions, special districts, and local overlays. Always confirm current rates with your county assessor or a qualified professional before making decisions that rely on these numbers.
State Average vs National Average
How New Jersey compares
Average effective property tax rate vs the national average, ACS 2024.
New Jersey has a higher effective property tax rate than 100% of U.S. states, ranking #1 of 51 for property tax burden.
Top 5 Lowest Tax Counties
Top 5 Highest Tax Counties
Tax Affordability Score
Based on the average effective tax rate of 2.11% compared to the national average of 0.92%. New Jersey has above-average property tax rates, contributing to higher housing costs.
How this score is calculated: a 1-10 scale derived mechanically from the ratio of this state's average effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of New Jersey or any other state.
All Counties in New Jersey (21)
| County (by tax bill) | Median tax | Eff. rate | Home value |
|---|---|---|---|
| Bergen County | $10,001 | 1.61% | $623,000 |
| Essex County | $10,001 | 1.91% | $524,100 |
| Hunterdon County | $10,001 | 1.93% | $517,200 |
| Monmouth County | $10,001 | 1.65% | $606,100 |
| Morris County | $10,001 | 1.72% | $582,500 |
| Passaic County | $10,001 | 2.18% | $459,500 |
| Somerset County | $10,001 | 1.81% | $552,100 |
| Union County | $10,001 | 1.89% | $529,200 |
| Middlesex County | $9,712 | 2.10% | $462,900 |
| Hudson County | $9,555 | 1.77% | $539,700 |
| Mercer County | $8,909 | 2.36% | $377,700 |
| Sussex County | $8,568 | 2.32% | $369,400 |
| Camden County | $8,134 | 2.83% | $287,100 |
| Warren County | $8,119 | 2.34% | $346,500 |
| Gloucester County | $8,055 | 2.60% | $310,400 |
| Burlington County | $7,983 | 2.26% | $354,000 |
| Salem County | $7,018 | 2.93% | $239,500 |
| Atlantic County | $6,776 | 2.30% | $295,000 |
| Ocean County | $6,562 | 1.65% | $398,400 |
| Cape May County | $5,306 | 1.22% | $434,600 |
| Cumberland County | $5,052 | 2.28% | $221,400 |
Frequently Asked Questions
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PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS state-level record for New Jersey. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-06-09.