New Jersey Property Tax Data

By Kiznis Studio Editorial · May 2026

ACS 2024 property tax data for 21 counties in NJ.

The average median property tax in New Jersey is $8,560/year, which is 330% above the national average of $1,993. The average effective tax rate is 2.08% on a median home value of $430,014. Taxes range from $5,052 in Cumberland County to $10,001 in Union County.

What This Data Tells Us About New Jersey

Across 21 counties in New Jersey, the average median property tax is $8,560 per year, 330% above the national median of $1,993. The statewide effective rate of 2.08% on a median home value of $430,014 reflects how New Jersey's assessment rules and local millage combine at the household level.

Within New Jersey, median annual tax ranges from $5,052 in Cumberland County (effective rate 2.28%) to $10,001 in Union County (effective rate 1.89%). Median home values in New Jersey ($430,014) compared with $227,791 nationally help explain why the same effective rate produces different dollar bills in different states. Within-state variation often tracks local school levies, county bonds, and municipal overlays rather than a single statewide rate.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe median homeowner households reported to the Census Bureau — individual bills can differ based on assessed value, exemptions, special districts, and local overlays. Always confirm current rates with your county assessor or a qualified professional before making decisions that rely on these numbers.

State Average vs National Average

Median Annual Tax

$8,560

+330% vs US avg

Median Home Value

$430,014

+89% vs US avg

Effective Tax Rate

2.08%

+126% vs US avg

Lowest Property Taxes in New Jersey

Counties with the cheapest tax bills →

Highest Property Taxes in New Jersey

Counties with the most expensive tax bills →

Top 5 Lowest Tax Counties

Top 5 Highest Tax Counties

Tax Affordability Score

Very Expensive

Based on the average effective tax rate of 2.08% compared to the national average of 0.92%. New Jersey has above-average property tax rates, contributing to higher housing costs.

Very Expensive Very Affordable

All Counties in New Jersey (21)

County	Median Tax	Effective Rate	Home Value	Population
Atlantic County	$6,776	2.30%	$295,000	75,281
Bergen County	$10,001	1.61%	$623,000	232,025
Burlington County	$7,983	2.26%	$354,000	134,924
Camden County	$8,134	2.83%	$287,100	131,032
Cape May County	$5,306	1.22%	$434,600	36,053
Cumberland County	$5,052	2.28%	$221,400	35,782
Essex County	$10,001	1.91%	$524,100	143,579
Gloucester County	$8,055	2.60%	$310,400	90,175
Hudson County	$9,555	1.77%	$539,700	92,074
Hunterdon County	$10,001	1.93%	$517,200	43,302
Mercer County	$8,909	2.36%	$377,700	89,569
Middlesex County	$9,712	2.10%	$462,900	195,888
Monmouth County	$10,001	1.65%	$606,100	190,173
Morris County	$10,001	1.72%	$582,500	143,562
Ocean County	$6,562	1.65%	$398,400	196,874
Passaic County	$10,001	2.18%	$459,500	94,970
Salem County	$7,018	2.93%	$239,500	17,635
Somerset County	$10,001	1.81%	$552,100	97,187
Sussex County	$8,568	2.32%	$369,400	48,366
Union County	$10,001	1.89%	$529,200	116,605
Warren County	$8,119	2.34%	$346,500	34,072

Frequently Asked Questions

What is the average property tax in New Jersey? ▼

The average median property tax paid in New Jersey is $8,560 per year, based on ACS 2024 data. The average effective tax rate is 2.08%.

How does New Jersey compare to the national average? ▼

New Jersey property taxes are 330% above the national average. Homeowners here pay a median of $8,560 per year compared to $1,993 nationally.

Which county in New Jersey has the lowest property taxes? ▼

Cumberland County has the lowest median property tax in New Jersey at $5,052 per year with an effective rate of 2.28%. The highest is Union County at $10,001.

How are property taxes calculated? ▼

Property taxes are calculated by multiplying the assessed value of a property by the local tax rate (mill rate). Rates vary by county, city, and school district. The effective tax rate shown here is the median tax paid divided by the median home value, which provides a standardized comparison across counties.

What is the median home value in New Jersey? ▼

The median home value across New Jersey is $430,014, compared to $227,791 nationally. Home values directly impact property tax bills since taxes are assessed as a percentage of property value.

Can I appeal my property taxes in New Jersey? ▼

Yes. Every New Jersey homeowner has the right to appeal their property tax assessment. The process typically starts at your county assessor's office within 30-90 days of receiving your assessment notice. You can challenge the assessed value by providing comparable sales data, evidence of property condition, or errors in the assessment. See our guide on how to appeal property taxes for detailed steps.