$ PlainPropertyTax

Statewide · Property tax · ACS 2024

Maryland Property Taxes

The average Maryland homeowner pays $4,093 a year at an effective rate of 0.97%, 105% above the U.S. average. Compare 24 counties below.

$4,093
Avg median tax
0.97%
Effective rate
#22 of 51
U.S. rank (burden)
24
Counties

The verdict

The average Maryland homeowner pays $4,093 a year in property tax, an effective rate of 0.97%, the #22 highest burden of 51 U.S. states.

$4,093
Average median tax, 2024
0.97%
Statewide effective rate
#22 of 51
U.S. states by tax burden
24
counties measured

Effective rate is the median property tax bill divided by the median home value ($419,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

The average median property tax in Maryland is $4,093/year, which is 105% above the national average of $1,993. The average effective tax rate is 0.97% on a median home value of $419,900. Taxes range from $1,591 in Somerset County to $6,987 in Howard County.

What This Data Tells Us About Maryland

The statewide average property tax in Maryland is $4,093 per year, 105% above the national average of $1,993, based on Census ACS state-level estimates. The statewide effective rate of 0.97% on a median home value of $419,900 reflects how Maryland's assessment rules and local millage combine at the household level; the 24 counties below show how that varies locally.

Within Maryland, median annual tax ranges from $1,591 in Somerset County (effective rate 0.92%) to $6,987 in Howard County (effective rate 1.17%). Median home values in Maryland ($419,900) compared with $227,791 nationally help explain why the same effective rate produces different dollar bills in different states. Within-state variation often tracks local school levies, county bonds, and municipal overlays rather than a single statewide rate.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe median homeowner households reported to the Census Bureau, individual bills can differ based on assessed value, exemptions, special districts, and local overlays. Always confirm current rates with your county assessor or a qualified professional before making decisions that rely on these numbers.

State Average vs National Average

Median Annual Tax
$4,093
+105% vs US avg
Median Home Value
$419,900
+84% vs US avg
Effective Tax Rate
0.97%
+5% vs US avg

How Maryland compares

Average effective property tax rate vs the national average, ACS 2024.

Maryland 0.97%
U.S. average 0.92%

Maryland has a higher effective property tax rate than 58% of U.S. states, ranking #22 of 51 for property tax burden.

Tax Affordability Score

6.7
Affordable

Based on the average effective tax rate of 0.97% compared to the national average of 0.92%. Maryland has below-average property tax rates, making it a more affordable state for homeowners.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this state's average effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Maryland or any other state.

All Counties in Maryland (24)

County (by tax bill) Median taxEff. rateHome value
Howard County $6,987 1.17% $597,900
Montgomery County $5,539 0.87% $640,300
Prince George's County $4,771 1.12% $426,000
Frederick County $4,584 0.99% $464,600
Charles County $4,339 1.01% $428,500
Anne Arundel County $3,957 0.85% $467,900
Carroll County $3,934 0.91% $434,000
Calvert County $3,885 0.84% $460,200
Baltimore County $3,736 1.07% $349,300
Queen Anne's County $3,623 0.78% $462,700
Harford County $3,448 0.89% $386,400
St. Mary's County $3,424 0.84% $407,600
Baltimore city $3,354 1.46% $229,600
Cecil County $3,068 0.89% $343,400
Kent County $3,025 0.91% $330,900
Worcester County $2,738 0.73% $374,700
Talbot County $2,647 0.65% $409,700
Caroline County $2,619 0.90% $290,100
Washington County $2,481 0.84% $296,100
Dorchester County $2,456 0.94% $262,400
Wicomico County $2,171 0.85% $254,700
Garrett County $1,836 0.78% $235,300
Allegany County $1,636 1.06% $154,900
Somerset County $1,591 0.92% $173,200

Frequently Asked Questions

What is the average property tax in Maryland?
The average median property tax paid in Maryland is $4,093 per year, based on ACS 2024 data. The average effective tax rate is 0.97%.
How does Maryland compare to the national average?
Maryland property taxes are 105% above the national average. Homeowners here pay a median of $4,093 per year compared to $1,993 nationally.
Which county in Maryland has the lowest property taxes?
Somerset County has the lowest median property tax in Maryland at $1,591 per year with an effective rate of 0.92%. The highest is Howard County at $6,987.
How are property taxes calculated?
Property taxes are calculated by multiplying the assessed value of a property by the local tax rate (mill rate). Rates vary by county, city, and school district. The effective tax rate shown here is the median tax paid divided by the median home value, which provides a standardized comparison across counties.
What is the median home value in Maryland?
The median home value across Maryland is $419,900, compared to $227,791 nationally. Home values directly impact property tax bills since taxes are assessed as a percentage of property value.
Can I appeal my property taxes in Maryland?
Yes. Every Maryland homeowner has the right to appeal their property tax assessment. The process typically starts at your county assessor's office within 30-90 days of receiving your assessment notice. You can challenge the assessed value by providing comparable sales data, evidence of property condition, or errors in the assessment. See our guide on how to appeal property taxes for detailed steps.

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PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS state-level record for Maryland. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-06-09.