Maryland · County property tax · ACS 2024
Washington County Property Taxes
The median homeowner in Washington County pays $2,481 a year, an effective rate of 0.84%, notably higher than the U.S. average.
- $2,481
- Median tax / yr · High bill
- 0.84%
- Effective rate · Above-median rate
- +24%
- vs U.S. average
- #20 of 24
- rank in MD
The verdict
Homeowners in Washington County pay a median $2,481 a year in property tax, an effective rate of 0.84%, more affordable than 47% of U.S. counties (Census ACS 2024).
- $2,481
- Median annual tax bill, 2024
- 0.84%
- Effective rate on median home
- #1663 of 3135
- U.S. counties by tax burden
- +24%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($296,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Maryland. Population: 155,709. Owner-occupied homes: 39,936.
The median annual property tax in Washington County is $2,481, which is 39% lower than the Maryland state average and 24% above the national average. The effective tax rate is 0.84% on a median home value of $296,100. Property taxes represent 3.2% of the median household income in this county.
Washington County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Washington County's 0.84% effective rate sits near the middle of 3,135 tracked counties (more affordable than 47%).
Decision signal 2
The bill sits below the Maryland median
Homeowners in Washington County pay a median annual property tax of $2,481, notably higher than the national median and well below the Maryland state median. On a $296,100 median home, that works out to an effective rate of 0.84% once the local assessment base and millage are combined.
Decision signal 3
High among Maryland counties by effective rate
Washington County ranks #20 of 24 counties in Maryland by effective rate (17% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Washington County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $77,747 median household income.
Informational notice
Figures describe the median homeowner household in Washington County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Washington County's effective rate fell 15.8% across the 4-year span while its median home value rose 33.6%, leaving the median bill 12.5% higher at $2,481. That rate move is larger than the one in 67% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $2,205 to $2,481, a gain of 13%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 12,975 of 39,936 owner-occupied homes (32.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 3.2% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Washington County Homeowners Actually Pay
The single largest group of Washington County homeowners, 12,975 of 39,936 owner-occupied homes (32.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 3.0% (1,197)
- $800 to $1,499 14.0% (5,599)
- $1,500 to $1,999 16.6% (6,635)
- $2,000 to $2,999 30.5% (12,189)
- $3,000 or more 32.5% (12,975)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,341 homes here (3.4%) report no real estate tax at all. Exemptions are set by state: how Maryland handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Washington County pay about the same bill, a 2% gap.
Washington County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Washington County's effective rate is higher than 17% of the 24 counties in Maryland - ranking #20 of 24.
Where Washington County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.84% more affordable than 47% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Washington County vs Benchmarks
| Metric | Washington County | Maryland Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 3.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Washington County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Maryland counties.
Washington County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,481 +1.5% | 0.84% |
| 2023 | $2,444 +1.6% | 0.89% |
| 2022 | $2,406 +4.7% | 0.92% |
| 2021 | $2,298 +4.2% | 1.00% |
| 2020 | $2,205 | 0.99% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Washington County: tax-to-income at 3.2%
Counties near Washington County's effective rate
On effective rate, Washington County sits nearest Lee County (KY), Daviess County (KY), Richmond County (GA).
On published median-tax change, the nearest matches are Cumberland County (NJ), Rockbridge County (VA), Danville city (VA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Washington County: only 8% of returns show Schedule A real-estate tax
Tax year 2022: 6,090 of 74,860 returns from Washington County reported real estate taxes, averaging $3,722 - 37% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Maryland
Washington County rate FAQs
- What is the average property tax in Washington County, Maryland?
- The median annual property tax in Washington County is $2,481, an effective rate of 0.84% on a $296,100 median home (Census ACS, 2024).
- How does Washington County property tax compare to the national average?
- Property taxes in Washington County run notably higher than the national median of $1,993, an effective rate of 0.84% versus 0.92% nationally.
- What is the tax affordability score for Washington County?
- Washington County, Maryland scores D (41/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A- (+$55). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Washington County?
- The ACS median property-tax bill for Washington County climbed 12.5% between the 2020 and 2024 5-year releases, from $2,205 to $2,481, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Washington County?
- Property taxes in Washington County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $77,747 median household income.
What to do with Washington County's UNDER rate
Inside Maryland, Washington County's $2,481 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Maryland overview →
Washington County ranks #20 of 24 Maryland counties by effective rate - on the lower-burden half of the state ACS set. Maryland overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Washington County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.84%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,481/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Washington County
Nearest ABS(median_tax) ACS peers for Washington County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Penobscot County, ME
ABS(median_tax) peer · tied with Washington County at $2,481/yr; rate 1.16% vs Washington County 0.84%.
Hendricks County, IN
ABS(median_tax) peer · $2,482/yr (near-tied bill ABS $1); rate 0.81% vs Washington County 0.84%.
Washington County, PA
ABS(median_tax) peer · $2,485/yr (near-tied bill ABS $4); rate 1.09% vs Washington County 0.84%.
Wayne County, NE
ABS(median_tax) peer · $2,486/yr (near-tied bill ABS $5); rate 1.12% vs Washington County 0.84%.
Maryland county set
State ACS overview for every published Maryland county rate and median bill.
Assessment cycle basics
Washington County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Washington County (UNDER · MID) - ACS medians, not a parcel bill.