Maryland · County property tax · ACS 2024
Garrett County Property Taxes
The median homeowner in Garrett County pays $1,836 a year, an effective rate of 0.78%, modestly below the U.S. average.
- $1,836
- Median tax / yr · Above-median bill
- 0.78%
- Effective rate · Below-median rate
- -8%
- vs U.S. average
- #22 of 24
- rank in MD
The verdict
Homeowners in Garrett County pay a median $1,836 a year in property tax, an effective rate of 0.78%, more affordable than 52% of U.S. counties (Census ACS 2024).
- $1,836
- Median annual tax bill, 2024
- 0.78%
- Effective rate on median home
- #1507 of 3135
- U.S. counties by tax burden
- -8%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($235,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Maryland. Population: 28,615. Owner-occupied homes: 10,027.
The median annual property tax in Garrett County is $1,836, which is 55% lower than the Maryland state average and 8% below the national average. The effective tax rate is 0.78% on a median home value of $235,300. Property taxes represent 2.7% of the median household income in this county.
Garrett County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Garrett County's 0.78% effective rate sits near the middle of 3,135 tracked counties (more affordable than 52%).
Decision signal 2
The bill sits below the Maryland median
Homeowners in Garrett County pay a median annual property tax of $1,836, modestly below the national median and far below the Maryland state median. On a $235,300 median home, that works out to an effective rate of 0.78% once the local assessment base and millage are combined.
Decision signal 3
High among Maryland counties by effective rate
Garrett County ranks #22 of 24 counties in Maryland by effective rate (8% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Garrett County run within the commonly cited 2%-4% national benchmark, at about 2.7% of the $67,688 median household income.
Informational notice
Figures describe the median homeowner household in Garrett County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 9.3% down between 2020 and 2024, a smaller shift than in 63% of U.S. counties. With the median home value rose 20.9%, the median bill rose 9.7% to $1,836: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Very little moved here between 2020 and 2024: the typical bill went from $1,674 to $1,836, a change of 10%. The comparison describes county-level medians only; individual assessments and bills can differ.
The fullest band here is the $800 to $1,499 range, holding 2,514 of 10,027 owner-occupied homes (25.1%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Above-median earnings meet a slightly-below-median rate, and the median bill amounts to 2.7% of median household income. That is the comfortable middle of this dataset, and comfortable middles are easy to overlook when only rankings get published.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Garrett County Homeowners Actually Pay
The single largest group of Garrett County homeowners, 2,514 of 10,027 owner-occupied homes (25.1%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 11.7% (1,172)
- $800 to $1,499 25.1% (2,514)
- $1,500 to $1,999 16.1% (1,612)
- $2,000 to $2,999 18.3% (1,836)
- $3,000 or more 24.0% (2,405)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
488 homes here (4.9%) report no real estate tax at all. Exemptions are set by state: how Maryland handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Garrett County pay a substantially higher bill, 30% more, pointing to a wide home-value gap between the two groups.
Garrett County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Garrett County's effective rate is higher than 8% of the 24 counties in Maryland - ranking #22 of 24.
Where Garrett County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.78% more affordable than 52% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Below Maryland on both measures
Garrett County's effective rate runs 20% under the Maryland median and its bill 55% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $1,836 median bill reflects a genuinely lighter charge than the Maryland norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.
Garrett County vs Benchmarks
| Metric | Garrett County | Maryland Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.7% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Garrett County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Maryland counties.
Garrett County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,836 +2.5% | 0.78% |
| 2023 | $1,792 -1.2% | 0.83% |
| 2022 | $1,813 +3.8% | 0.82% |
| 2021 | $1,747 +4.4% | 0.88% |
| 2020 | $1,674 | 0.86% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Garrett County: tax-to-income at 2.7%
Counties near Garrett County's effective rate
On effective rate, Garrett County sits nearest Magoffin County (KY), Carlisle County (KY), Pike County (IN).
On published median-tax change, the nearest matches are Jackson County (IL), Lincoln County (KS), Mitchell County (GA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Garrett County: only 5% of returns show Schedule A real-estate tax
Tax year 2022: 760 of 13,830 returns from Garrett County reported real estate taxes, averaging $4,909 - 33% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Maryland
Garrett County rate FAQs
- How does Garrett County property tax compare to the national average?
- Property taxes in Garrett County run modestly below the national median of $1,993, an effective rate of 0.78% versus 0.92% nationally.
- What is the average property tax in Garrett County, Maryland?
- The median annual property tax in Garrett County is $1,836, an effective rate of 0.78% on a $235,300 median home (Census ACS, 2024).
- What is the tax affordability score for Garrett County?
- Garrett County, Maryland scores D (43/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at C- (0.78%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Garrett County?
- Property taxes in Garrett County run within the commonly cited 2%-4% national benchmark, at about 2.7% of the $67,688 median household income.
- Are property taxes increasing in Garrett County?
- The ACS median property-tax bill for Garrett County climbed 9.7% between the 2020 and 2024 5-year releases, from $1,674 to $1,836, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Garrett County's UNDER rate
Inside Maryland, Garrett County's $1,836 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Maryland overview →
Garrett County ranks #22 of 24 Maryland counties by effective rate - on the lower-burden half of the state ACS set. Maryland overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Garrett County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.78%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,836/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Garrett County
Nearest ABS(median_tax) ACS peers for Garrett County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Houston County, GA
ABS(median_tax) peer · $1,835/yr (near-tied bill ABS $1); rate 0.83% vs Garrett County 0.78%.
Custer County, NE
ABS(median_tax) peer · $1,838/yr (near-tied bill ABS $2); rate 1.16% vs Garrett County 0.78%.
Franklin County, NC
ABS(median_tax) peer · $1,834/yr (near-tied bill ABS $2); rate 0.65% vs Garrett County 0.78%.
Rusk County, WI
ABS(median_tax) peer · $1,834/yr (near-tied bill ABS $2); rate 1.12% vs Garrett County 0.78%.
Maryland county set
State ACS overview for every published Maryland county rate and median bill.
Assessment cycle basics
Garrett County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Garrett County (UNDER · MID) - ACS medians, not a parcel bill.