Maryland · County property tax · ACS 2024
Anne Arundel County Property Taxes
The median homeowner in Anne Arundel County pays $3,957 a year, an effective rate of 0.85%, far above the U.S. average.
- $3,957
- Median tax / yr · Highest-decile bill
- 0.85%
- Effective rate · Above-median rate
- +99%
- vs U.S. average
- #17 of 24
- rank in MD
The verdict
Homeowners in Anne Arundel County pay a median $3,957 a year in property tax, an effective rate of 0.85%, more affordable than 46% of U.S. counties (Census ACS 2024).
- $3,957
- Median annual tax bill, 2024
- 0.85%
- Effective rate on median home
- #1679 of 3135
- U.S. counties by tax burden
- +99%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($467,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Maryland. Population: 598,166. Owner-occupied homes: 168,852.
The median annual property tax in Anne Arundel County is $3,957, which is 3% lower than the Maryland state average and 99% above the national average. The effective tax rate is 0.85% on a median home value of $467,900. Property taxes represent 3.2% of the median household income in this county.
Why Anne Arundel County's ACS bill runs high vs the U.S.
Primary signal
The bill sits well above the national median
Homeowners in Anne Arundel County pay a median annual property tax of $3,957, far above the national median and modestly below the Maryland state median. On a $467,900 median home, that works out to an effective rate of 0.85% once the local assessment base and millage are combined.
Decision signal 2
Near the middle of Maryland counties by effective rate
Anne Arundel County ranks #17 of 24 counties in Maryland by effective rate (29% of in-state counties pay a lower rate).
Decision signal 3
The effective rate sits near the national middle
Anne Arundel County's 0.85% effective rate sits near the middle of 3,135 tracked counties (more affordable than 46%).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Anne Arundel County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $124,911 median household income.
Informational notice
Figures describe the median homeowner household in Anne Arundel County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
Anne Arundel County sits in the quarter of U.S. counties whose effective rate moved least over this span: 5.5% down, against a median home value that rose 26.4%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 19.4%, from $3,313 to $3,957.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $3,313 to $3,957, a gain of 19%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 115,373 of 168,852 owner-occupied homes (68.3%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 3.2% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Anne Arundel County Homeowners Actually Pay
The single largest group of Anne Arundel County homeowners, 115,373 of 168,852 owner-occupied homes (68.3%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 2.5% (4,155)
- $800 to $1,499 3.7% (6,224)
- $1,500 to $1,999 4.2% (7,065)
- $2,000 to $2,999 18.0% (30,355)
- $3,000 or more 68.3% (115,373)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
5,680 homes here (3.4%) report no real estate tax at all. Exemptions are set by state: how Maryland handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Anne Arundel County pay about the same bill, a 6% gap.
Anne Arundel County's bill vs state & U.S. medians
Median annual bill bars around Anne Arundel County's HEAVY ACS 2024 figure.
Anne Arundel County's median bill is 3% below the Maryland median and 99% above the U.S. median.
Anne Arundel County vs Benchmarks
| Metric | Anne Arundel County | Maryland Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 3.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Is Anne Arundel County's $3,957 median bill appeal-worthy?
At Anne Arundel County's $3,957 ACS median (HEAVY), a 10% assessment cut is worth about $396/yr before exemptions. Appeal Savings Estimator · appeal guide for Maryland.
Anne Arundel County bill trail · HEAVY
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,957 +3.2% | 0.85% |
| 2023 | $3,836 +3.1% | 0.85% |
| 2022 | $3,719 +7.7% | 0.86% |
| 2021 | $3,453 +4.2% | 0.91% |
| 2020 | $3,313 | 0.90% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Anne Arundel County: tax-to-income at 3.2%
Counties near Anne Arundel County's median bill
On effective rate, Anne Arundel County sits nearest Lincoln County (ME), Upson County (GA), Harris County (GA).
On published median-tax change, the nearest matches are Washington County (MO), Clark County (IL), Graham County (KS).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Anne Arundel County: only 20% of returns show Schedule A real-estate tax
Tax year 2022: 60,890 of 303,290 returns from Anne Arundel County reported real estate taxes, averaging $5,568 - 39% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Maryland
Anne Arundel County bill FAQs
- How does Anne Arundel County property tax compare to the national average?
- Property taxes in Anne Arundel County run far above the national median of $1,993, an effective rate of 0.85% versus 0.92% nationally.
- What is the average property tax in Anne Arundel County, Maryland?
- The median annual property tax in Anne Arundel County is $3,957, an effective rate of 0.85% on a $467,900 median home (Census ACS, 2024).
- What is the tax affordability score for Anne Arundel County?
- Anne Arundel County, Maryland scores F (34/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at C (+$241). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Anne Arundel County?
- The ACS median property-tax bill for Anne Arundel County climbed 19.4% between the 2020 and 2024 5-year releases, from $3,313 to $3,957, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Anne Arundel County?
- Property taxes in Anne Arundel County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $124,911 median household income.
What to do with Anne Arundel County's HEAVY bill
Anne Arundel County's $3,957 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Anne Arundel County ranks #17 of 24 Maryland counties by effective rate - on the lower-burden half of the state ACS set. Maryland overview →
Nationwide peers by median bill (then rate)
Bill-first peers for Anne Arundel County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.85%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,957/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Anne Arundel County
Nearest ABS(median_tax) ACS peers for Anne Arundel County (UNDER · HEAVY), replacing the old fixed Keep exploring strip.
UNDER HEAVY
San Joaquin County, CA
ABS(median_tax) peer · $3,960/yr (near-tied bill ABS $3); rate 0.75% vs Anne Arundel County 0.85%.
Ramsey County, MN
ABS(median_tax) peer · $3,966/yr (near-tied bill ABS $9); rate 1.21% vs Anne Arundel County 0.85%.
Douglas County, CO
ABS(median_tax) peer · $3,947/yr (near-tied bill ABS $10); rate 0.55% vs Anne Arundel County 0.85%.
La Crosse County, WI
ABS(median_tax) peer · $3,947/yr (near-tied bill ABS $10); rate 1.54% vs Anne Arundel County 0.85%.
Maryland county set
State ACS overview for every published Maryland county rate and median bill.
Assessment cycle basics
Anne Arundel County stamps UNDER · HEAVY - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Anne Arundel County (UNDER · HEAVY) - ACS medians, not a parcel bill.