Minnesota · County property tax · ACS 2024
Ramsey County Property Taxes
The median homeowner in Ramsey County pays $3,966 a year, an effective rate of 1.21%, far above the U.S. average.
- $3,966
- Median tax / yr · Highest-decile bill
- 1.21%
- Effective rate · High rate
- +99%
- vs U.S. average
- #3 of 87
- rank in MN
The verdict
Homeowners in Ramsey County pay a median $3,966 a year in property tax, an effective rate of 1.21%, more affordable than 23% of U.S. counties (Census ACS 2024).
- $3,966
- Median annual tax bill, 2024
- 1.21%
- Effective rate on median home
- #2418 of 3135
- U.S. counties by tax burden
- +99%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($326,600). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Minnesota. Population: 542,945. Owner-occupied homes: 134,142.
The median annual property tax in Ramsey County is $3,966, which is 18% higher than the Minnesota state average and 99% above the national average. The effective tax rate is 1.21% on a median home value of $326,600. Property taxes represent 4.9% of the median household income in this county.
Why Ramsey County's ACS bill runs high vs the U.S.
Primary signal
The bill sits well above the national median
Homeowners in Ramsey County pay a median annual property tax of $3,966, far above the national median and notably higher than the Minnesota state median. On a $326,600 median home, that works out to an effective rate of 1.21% once the local assessment base and millage are combined.
Decision signal 2
Low among Minnesota counties by effective rate
Ramsey County ranks #3 of 87 counties in Minnesota by effective rate (97% of in-state counties pay a lower rate).
Decision signal 3
Income and the tax bill sit in the middle band
Property taxes in Ramsey County run a bit above the commonly cited 2%-4% national benchmark, at about 4.9% of the $81,568 median household income.
Decision signal 4
The effective rate sits near the national middle
Ramsey County's 1.21% effective rate sits near the middle of 3,135 tracked counties (more affordable than 23%).
Informational notice
Figures describe the median homeowner household in Ramsey County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
Ramsey County sits in the quarter of U.S. counties whose effective rate moved least over this span: 4.5% down, against a median home value that rose 36.7%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 30.5%, from $3,039 to $3,966.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 31% from $3,039 to $3,966. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 94,411 of 134,142 owner-occupied homes (70.4%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Both figures are in the national top quarter, and the median bill still equals only 4.9% of median household income. A high rate on high earnings produces a large dollar figure, and only the dollar figure tends to get quoted; the ratio above is the other half.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Ramsey County Homeowners Actually Pay
The single largest group of Ramsey County homeowners, 94,411 of 134,142 owner-occupied homes (70.4%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 3.3% (4,472)
- $800 to $1,499 3.9% (5,280)
- $1,500 to $1,999 4.9% (6,640)
- $2,000 to $2,999 15.2% (20,417)
- $3,000 or more 70.4% (94,411)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
2,922 homes here (2.2%) report no real estate tax at all. Exemptions are set by state: how Minnesota handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Ramsey County pay about the same bill, a 0% gap.
Ramsey County's bill vs state & U.S. medians
Median annual bill bars around Ramsey County's HEAVY ACS 2024 figure.
Ramsey County's median bill is 18% above the Minnesota median and 99% above the U.S. median.
What changed since 2020
The median bill in Ramsey County moved from $3,039 in the 2020 release to $3,966 in 2024, a change of about 31%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Ramsey County vs Benchmarks
| Metric | Ramsey County | Minnesota Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 4.9% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Is Ramsey County's $3,966 median bill appeal-worthy?
At Ramsey County's $3,966 ACS median (HEAVY), a 10% assessment cut is worth about $397/yr before exemptions. Appeal Savings Estimator · appeal guide for Minnesota.
Ramsey County bill trail · HEAVY
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,966 +5.3% | 1.21% |
| 2023 | $3,767 +5.3% | 1.24% |
| 2022 | $3,578 +8.4% | 1.24% |
| 2021 | $3,302 +8.7% | 1.30% |
| 2020 | $3,039 | 1.27% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Ramsey County: tax takes 4.9% of income
Counties near Ramsey County's median bill
On effective rate, Ramsey County sits nearest Tuscola County (MI), Sedgwick County (KS), Leavenworth County (KS).
On published median-tax change, the nearest matches are Weston County (WY), Harrison County (OH), Duchesne County (UT).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Ramsey County: only 8% of returns show Schedule A real-estate tax
Tax year 2022: 21,050 of 269,710 returns from Ramsey County reported real estate taxes, averaging $6,331 - 32% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Minnesota
Ramsey County bill FAQs
- How does Ramsey County property tax compare to the national average?
- Property taxes in Ramsey County run far above the national median of $1,993, an effective rate of 1.21% versus 0.92% nationally.
- What percentage of income goes to property taxes in Ramsey County?
- Property taxes in Ramsey County run a bit above the commonly cited 2%-4% national benchmark, at about 4.9% of the $81,568 median household income.
- What is the average property tax in Ramsey County, Minnesota?
- The median annual property tax in Ramsey County is $3,966, an effective rate of 1.21% on a $326,600 median home (Census ACS, 2024).
- Are property taxes increasing in Ramsey County?
- The ACS median property-tax bill for Ramsey County jumped 30.5% between the 2020 and 2024 5-year releases, from $3,039 to $3,966, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What is the tax affordability score for Ramsey County?
- Ramsey County, Minnesota scores F (25/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-9). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What to do with Ramsey County's HEAVY bill
Ramsey County's $3,966 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Ramsey County ranks #3 of 87 Minnesota counties by effective rate - on the higher-burden half of the state ACS set. Minnesota overview →
Nationwide peers by median bill (then rate)
Bill-first peers for Ramsey County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.21%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,966/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Ramsey County
Nearest ABS(median_tax) ACS peers for Ramsey County (PAR · HEAVY), replacing the old fixed Keep exploring strip.
PAR HEAVY
San Joaquin County, CA
ABS(median_tax) peer · $3,960/yr (near-tied bill ABS $6); rate 0.75% vs Ramsey County 1.21%.
Nantucket County, MA
ABS(median_tax) peer · $3,974/yr (near-tied bill ABS $8); rate 0.25% vs Ramsey County 1.21%.
Anne Arundel County, MD
ABS(median_tax) peer · $3,957/yr (near-tied bill ABS $9); rate 0.85% vs Ramsey County 1.21%.
Lancaster County, PA
ABS(median_tax) peer · $3,975/yr (near-tied bill ABS $9); rate 1.32% vs Ramsey County 1.21%.
Minnesota county set
State ACS overview for every published Minnesota county rate and median bill.
Assessment cycle basics
Ramsey County stamps PAR · HEAVY - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Ramsey County (PAR · HEAVY) - ACS medians, not a parcel bill.