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Minnesota · County property tax · ACS 2024

Olmsted County Property Taxes

The median homeowner in Olmsted County pays $3,525 a year, an effective rate of 1.06%, far above the U.S. average.

$3,525
Median tax / yr · High bill
1.06%
Effective rate · Above-median rate
+77%
vs U.S. average
#19 of 87
rank in MN

The verdict

Homeowners in Olmsted County pay a median $3,525 a year in property tax, an effective rate of 1.06%, more affordable than 31% of U.S. counties (Census ACS 2024).

$3,525
Median annual tax bill, 2024
1.06%
Effective rate on median home
#2165 of 3135
U.S. counties by tax burden
+77%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($331,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Minnesota. Population: 164,498. Owner-occupied homes: 47,223.

The median annual property tax in Olmsted County is $3,525, which is 5% higher than the Minnesota state average and 77% above the national average. The effective tax rate is 1.06% on a median home value of $331,700. Property taxes represent 3.7% of the median household income in this county.

Why Olmsted County's ACS bill runs high vs the U.S.

Primary signal

The bill sits well above the national median

Homeowners in Olmsted County pay a median annual property tax of $3,525, far above the national median and modestly above the Minnesota state median. On a $331,700 median home, that works out to an effective rate of 1.06% once the local assessment base and millage are combined.

Decision signal 2

Low among Minnesota counties by effective rate

Olmsted County ranks #19 of 87 counties in Minnesota by effective rate (78% of in-state counties pay a lower rate).

Decision signal 3

The effective rate sits near the national middle

Olmsted County's 1.06% effective rate sits near the middle of 3,135 tracked counties (more affordable than 31%).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Olmsted County run within the commonly cited 2%-4% national benchmark, at about 3.7% of the $95,406 median household income.

Informational notice

Figures describe the median homeowner household in Olmsted County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Most of the market's rise reached the bill

The effective rate here moved 8.7% down between 2020 and 2024, a smaller shift than in 65% of U.S. counties. With the median home value rose 42.3%, the median bill rose 30.0% to $3,525: the rate did comparatively little to offset the market.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$3,525
High bill
+5% vs State +77% vs US
Median Home Value
$331,700
+1% vs State +46% vs US
Effective Tax Rate
1.06%
Above-median rate
+4% vs State +15% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 30% from $2,712 to $3,525. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 27,432 of 47,223 owner-occupied homes (58.1%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 3.7% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Olmsted County Homeowners Actually Pay

The single largest group of Olmsted County homeowners, 27,432 of 47,223 owner-occupied homes (58.1%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 4.6% (2,182)
  • $800 to $1,499 5.4% (2,551)
  • $1,500 to $1,999 6.1% (2,895)
  • $2,000 to $2,999 23.0% (10,883)
  • $3,000 or more 58.1% (27,432)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

1,280 homes here (2.7%) report no real estate tax at all. Exemptions are set by state: how Minnesota handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$3,558
$297/mo
Without Mortgage
$3,477
$290/mo

Mortgaged and non-mortgaged homeowners in Olmsted County pay about the same bill, a 2% gap.

Olmsted County's bill vs state & U.S. medians

Median annual bill bars around Olmsted County's HEAVY ACS 2024 figure.

Olmsted County $3,525
Minnesota median $3,357
U.S. median $1,993

Olmsted County's median bill is 5% above the Minnesota median and 77% above the U.S. median.

What changed since 2020

The median bill in Olmsted County moved from $2,712 in the 2020 release to $3,525 in 2024, a change of about 30%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Olmsted County vs Benchmarks

Metric Olmsted County Minnesota Avg U.S. Avg
Median Annual Tax High bill $3,525 $3,357 $1,993
Effective Tax Rate Above-median rate 1.06% 1.02% 0.92%
Median Home Value $331,700 $329,300 $227,791
Tax as % of income Heavy income burden 3.7% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Is Olmsted County's $3,525 median bill appeal-worthy?

At Olmsted County's $3,525 ACS median (HEAVY), a 10% assessment cut is worth about $353/yr before exemptions. Appeal Savings Estimator · appeal guide for Minnesota.

Olmsted County bill trail · HEAVY

$2,600$2,800$3,000$3,200$3,400$3,600 20202021202220232024 $3,525
Olmsted County ACS median tax 2020–2024: +30% ($2,712 → $3,525).
Year Median Tax (vs prior release) Effective Rate
2024 $3,525 +6.4% 1.06%
2023 $3,314 +6.6% 1.09%
2022 $3,110 +7.4% 1.09%
2021 $2,897 +6.8% 1.16%
2020 $2,712 1.16%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Olmsted County: tax-to-income at 3.7%

Tax-to-Income Ratio
3.7%
of median household income
Median Income
$95,406
per year
Monthly Tax
$294
per month

Counties near Olmsted County's median bill

On effective rate, Olmsted County sits nearest Mason County (MI), Crawford County (MI), Alpena County (MI).

On published median-tax change, the nearest matches are Elkhart County (IN), Gibson County (IN), Orange County (FL).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Olmsted County: only 7% of returns show Schedule A real-estate tax

Tax year 2022: 6,120 of 83,860 returns from Olmsted County reported real estate taxes, averaging $5,612 - 33% of those reporters sat in the $200k+ AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Minnesota

View all counties in Minnesota →

Olmsted County bill FAQs

How does Olmsted County property tax compare to the national average?
Property taxes in Olmsted County run far above the national median of $1,993, an effective rate of 1.06% versus 0.92% nationally.
Are property taxes increasing in Olmsted County?
The ACS median property-tax bill for Olmsted County jumped 30.0% between the 2020 and 2024 5-year releases, from $2,712 to $3,525, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What is the average property tax in Olmsted County, Minnesota?
The median annual property tax in Olmsted County is $3,525, an effective rate of 1.06% on a $331,700 median home (Census ACS, 2024).
What is the tax affordability score for Olmsted County?
Olmsted County, Minnesota scores F (32/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A- (+$81). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What percentage of income goes to property taxes in Olmsted County?
Property taxes in Olmsted County run within the commonly cited 2%-4% national benchmark, at about 3.7% of the $95,406 median household income.

What to do with Olmsted County's HEAVY bill

Olmsted County's $3,525 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Olmsted County ranks #19 of 87 Minnesota counties by effective rate - on the higher-burden half of the state ACS set. Minnesota overview →

Nationwide peers by median bill (then rate)

Bill-first peers for Olmsted County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.06%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $3,525/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Olmsted County

Nearest ABS(median_tax) ACS peers for Olmsted County (PAR · HEAVY), replacing the old fixed Keep exploring strip.

PAR HEAVY

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Olmsted County (PAR · HEAVY) - ACS medians, not a parcel bill.