Mortgage vs free-and-clear medians
- With mortgage
- $3,470/yr
- Without mortgage
- $3,144/yr
- Gap
- $326
Statewide · Property tax · ACS 2024
Minnesota Property Taxes
The average Minnesota homeowner pays $3,357 a year at an effective rate of 1.02%. That bill is 68% above the U.S. median bill. Compare 87 counties below.
- $3,357
- Avg median tax
- 1.02%
- Effective rate
- #20 of 51
- U.S. rank (burden)
- 87
- Counties
Minnesota homeowners pay a median of $3,357 a year in property tax, an effective rate of 1.02%, the 20th-highest burden of 51 U.S. jurisdictions (50 states and DC).
According to the U.S. Census Bureau's American Community Survey (2024), the median Minnesota homeowner pays $3,357 a year on a home worth $329,300, an effective rate of 1.02%. The bill runs 68% above the $1,993 national median. County medians range $1,126 (Traverse County) to $4,501 (Carver County) across 87 counties.
What the statewide average misses
County medians in Minnesota run from $1,126 in Traverse County to $4,501 (Carver County). That range is why a statewide figure is a starting point, not a parcel-level estimate.
- $1,126–$4,501 (Carver County)
- County median-bill range
- 1.03%
- Home-weighted county rate
- 57%
- Homes in the eight largest counties
County medians come from U.S. Census Bureau ACS 5-Year Estimates · 2024. The statewide effective rate in the hero is median tax divided by median home value.
Collector rank · FY2024
Minnesota is a top-tier collector of U.S. state-and-local property tax
#18 of 51 · 1.6% of U.S. collections
In Census FY2024, Minnesota's state and local governments collected $11.8B in property tax - 1.6% of the U.S. total (#18 of 51).
Spread across 1,666,687 owner-occupied homes, that haul is about $7,101 per home - 2.1× the ACS median homeowner bill of $3,357. The gap is expected: LF0009 covers all taxable property (including commercial and other non-household parcels), while the ACS median is a household figure.
- Wisconsin at 1.57% U.S. share (nearly level)
- Maryland at 1.71% U.S. share (nearly level)
- Connecticut at 1.73% U.S. share (nearly level)
Source: U.S. Census Bureau, Annual Survey of State and Local Government Finances, FY2024, series LF0009 (property tax), government level State and Local (GOVTYPE 001). Amounts are published in thousands of dollars. This is a government-revenue series, not tax, legal, or financial advice, and not a substitute for the ACS homeowner median bill above.
ACS tenure & reporting signals · 2024
Mortgage tenure and zero-tax reporting in Minnesota
These sub-topics sit on dedicated research and guide pages fleet-wide; here they are computed for Minnesota from the same ACS tables that power county medians above.
Owners reporting no tax
- All owner-occupied
- 3.0%
- With mortgage
- 1.7%
- Sample (owned homes)
- 600,284
ACS reports what households paid, not approved exemptions. Exemption guide
County effective-rate spread
Published medians span 0.55% in Aitkin County to 1.26% in Pennington County - a 0.71 percentage-point gap across 87 counties.
Appeal guide for when a parcel sits above its county median.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024), Table B25087 (mortgage status medians) and county tax_distribution aggregates (zero-tax reporting shares). Informational only, not tax or legal advice.
The average median property tax in Minnesota is $3,357/year, which is 68% above the national average of $1,993. The average effective tax rate is 1.02% on a median home value of $329,300. Taxes range from $1,126 in Traverse County to $4,501 (Carver County).
Read the state signal first
What the data changes in Minnesota
A rate compares places with different home values. The annual bill shows a typical dollar amount. County spread shows why neither is a parcel estimate.
The clearest local difference
County bills span a wide range
Across 87 measured counties, the published median runs from $1,126 in Traverse County to $4,501 (Carver County). Local school levies, county bonds, municipal overlays, and assessment practice create this within-state spread.
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe median homeowner households reported to the Census Bureau. Individual bills can differ with assessed value, exemptions, special districts, and local overlays. Confirm current rates with your county assessor or a qualified professional before making a decision.
State Average vs National Average
Median Annual Tax
$3,357
+68% vs US avg
Median Home Value
$329,300
+45% vs US avg
Effective Tax Rate
1.02%
+11% vs US avg
Rate-band peers near Minnesota
Nearest ACS 2024 jurisdictions by effective rate (not geography). Each row names another state so Minnesota's 1.02% rate is read against real neighbors such as Maine and North Dakota.
| Peer state | Effective rate | Vs Minnesota | Median bill |
|---|---|---|---|
| Maine Also open Maine for county spread | 1.02% | Maine nearly matches Minnesota | $3,036 |
| North Dakota Also open North Dakota for county spread | 0.99% | North Dakota nearly matches Minnesota | $2,468 |
| South Dakota Also open South Dakota for county spread | 1.06% | South Dakota nearly matches Minnesota | $2,724 |
| Massachusetts Also open Massachusetts for county spread | 1.07% | Massachusetts nearly matches Minnesota | $5,992 |
| Maryland Also open Maryland for county spread | 0.97% | Maryland runs 0.05 pts below Minnesota | $4,093 |
| Alaska Also open Alaska for county spread | 1.11% | Alaska runs 0.09 pts above Minnesota | $3,901 |
Nationwide states with similar effective rate & median bill
Two PlainPropertyTax-derived comparison paths for Minnesota, excluding Minnesota itself so the link neighborhoods are not self-referential. Median-bill peers exclude the effective-rate peer set so the two axes stay disjoint.
Similar effective rate
Nearest other states by ACS effective rate. Minnesota: 1.02%.
Similar median bill
Nearest other states by ACS median annual tax. Minnesota: $3,357/yr. Rate peers are excluded so the two link sets stay distinct.
Where Minnesota sits among U.S. jurisdictions
Effective property tax rate (median tax ÷ median home value) across the 50 states and DC, ACS 2024.
Where Minnesota sits among U.S. jurisdictions
Effective rate · ACS 2024 · 50 states and DC
1.02% more affordable than 35% of 51 U.S. jurisdictions
Show national distribution
Each bar is a band; taller bars hold more U.S. jurisdictions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Minnesota has a higher effective property tax rate than 62% of U.S. jurisdictions (the 50 states and DC), ranking #20 of 51 for property tax burden. Rate neighbors: Maine (1.02%, nearly level); North Dakota (0.99%, nearly level); South Dakota (1.06%, nearly level).
What Minnesota's biggest counties actually charge
Effective rate in the eight Minnesota counties holding the most owner-occupied homes, ordered largest first (highlighted) and together holding 57% of the state's. ACS 2024.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Counties ordered by owner-occupied housing units (B25003_002E), not by resident population.
Minnesota's median county rate is 1.02%, but that figure counts every county equally. Weight each county by how many owner-occupied homes it actually holds and the rate a typical Minnesota homeowner faces is 1.03%, close to the plain median, so Minnesota's larger counties are not unusual for the state.
Top 5 Lowest Tax Counties
Top 5 Highest Tax Counties
Tax Affordability Score
6.3
Affordable
Based on the average effective tax rate of 1.02% compared to the national average of 0.92%. Minnesota has below-average property tax rates, making it a more affordable state for homeowners.
Very Expensive Very Affordable
How this score is calculated: a 1-10 scale from Minnesota's 1.02% vs the national 0.92% - read beside Maine and North Dakota before treating the score as band-typical. A ratio at or below 0.5× scores 10, at or above 2.0× scores 1, linear between. Census figures only, not a recommendation or endorsement.
Counties in Minnesota by tax bill
Ranked from highest median annual bill downward , showing the top 80 of 87 measured counties so the page stays crawlable. Gold/silver/bronze mark the top three list positions; effective rate is the focal comparison when home values differ.
| # | County | Median tax | Eff. rate | Home value |
|---|---|---|---|---|
| 1 | Carver County | $4,501 | 0.99% | $453,600 |
| 2 | Hennepin County | $4,480 | 1.14% | $392,900 |
| 3 | Scott County | $4,230 | 1.01% | $419,400 |
| 4 | Washington County | $4,164 | 0.99% | $422,000 |
| 5 | Ramsey County | $3,966 | 1.21% | $326,600 |
| 6 | Chisago County | $3,780 | 1.07% | $351,900 |
| 7 | Dakota County | $3,749 | 0.98% | $381,000 |
| 8 | Sherburne County | $3,560 | 0.99% | $361,400 |
| 9 | Olmsted County | $3,525 | 1.06% | $331,700 |
| 10 | Wright County | $3,523 | 0.98% | $358,900 |
| 11 | Le Sueur County | $3,366 | 1.06% | $316,500 |
| 12 | Anoka County | $3,271 | 0.94% | $346,500 |
| 13 | Dodge County | $3,191 | 1.11% | $287,700 |
| 14 | Rice County | $3,115 | 0.97% | $320,200 |
| 15 | Isanti County | $3,081 | 1.01% | $306,200 |
| 16 | Nicollet County | $3,046 | 1.13% | $270,300 |
| 17 | Clay County | $3,013 | 1.13% | $265,500 |
| 18 | Goodhue County | $2,998 | 1.05% | $285,100 |
| 19 | Steele County | $2,964 | 1.21% | $245,400 |
| 20 | Carlton County | $2,862 | 1.17% | $245,100 |
| 21 | McLeod County | $2,840 | 1.15% | $246,100 |
| 22 | Wabasha County | $2,785 | 1.05% | $264,400 |
| 23 | Houston County | $2,756 | 1.15% | $239,000 |
| 24 | Stearns County | $2,742 | 1.00% | $273,400 |
| 25 | Mille Lacs County | $2,698 | 1.04% | $258,300 |
| 26 | Douglas County | $2,674 | 0.83% | $321,400 |
| 27 | Benton County | $2,651 | 0.98% | $271,000 |
| 28 | Waseca County | $2,603 | 1.18% | $220,800 |
| 29 | Blue Earth County | $2,601 | 0.98% | $266,700 |
| 30 | Kanabec County | $2,582 | 1.13% | $228,100 |
| 31 | Sibley County | $2,544 | 1.10% | $231,900 |
| 32 | Kandiyohi County | $2,492 | 1.02% | $243,200 |
| 33 | Pennington County | $2,458 | 1.26% | $195,500 |
| 34 | Beltrami County | $2,309 | 0.97% | $237,500 |
| 35 | Cook County | $2,304 | 0.69% | $336,200 |
| 36 | Crow Wing County | $2,283 | 0.74% | $306,800 |
| 37 | St. Louis County | $2,271 | 1.03% | $221,400 |
| 38 | Polk County | $2,245 | 1.01% | $222,800 |
| 39 | Meeker County | $2,243 | 0.90% | $249,000 |
| 40 | Hubbard County | $2,217 | 0.78% | $282,600 |
| 41 | Morrison County | $2,190 | 0.88% | $248,500 |
| 42 | Winona County | $2,180 | 0.93% | $235,400 |
| 43 | Lyon County | $2,126 | 1.06% | $200,700 |
| 44 | Otter Tail County | $2,093 | 0.77% | $273,000 |
| 45 | Fillmore County | $2,076 | 0.94% | $221,100 |
| 46 | Pine County | $2,068 | 0.86% | $239,300 |
| 47 | Becker County | $2,014 | 0.69% | $291,000 |
| 48 | Todd County | $1,982 | 0.95% | $207,700 |
| 49 | Brown County | $1,976 | 1.03% | $191,200 |
| 50 | Pope County | $1,967 | 0.77% | $255,100 |
| 51 | Nobles County | $1,956 | 0.99% | $197,200 |
| 52 | Itasca County | $1,945 | 0.86% | $225,200 |
| 53 | Freeborn County | $1,907 | 1.11% | $171,100 |
| 54 | Mower County | $1,907 | 1.03% | $185,200 |
| 55 | Wadena County | $1,806 | 1.04% | $173,000 |
| 56 | Grant County | $1,783 | 0.93% | $191,000 |
| 57 | Cottonwood County | $1,781 | 1.05% | $169,300 |
| 58 | Roseau County | $1,779 | 0.97% | $183,700 |
| 59 | Lake County | $1,765 | 0.73% | $241,300 |
| 60 | Chippewa County | $1,711 | 1.10% | $156,100 |
| 61 | Watonwan County | $1,700 | 1.05% | $162,400 |
| 62 | Renville County | $1,691 | 1.04% | $163,200 |
| 63 | Martin County | $1,671 | 1.02% | $163,500 |
| 64 | Stevens County | $1,634 | 0.81% | $202,800 |
| 65 | Red Lake County | $1,622 | 1.00% | $162,000 |
| 66 | Cass County | $1,615 | 0.56% | $288,300 |
| 67 | Yellow Medicine County | $1,606 | 1.04% | $154,700 |
| 68 | Rock County | $1,590 | 0.71% | $224,300 |
| 69 | Redwood County | $1,581 | 1.00% | $158,200 |
| 70 | Lincoln County | $1,574 | 0.96% | $164,400 |
| 71 | Mahnomen County | $1,509 | 0.93% | $161,900 |
| 72 | Big Stone County | $1,473 | 0.87% | $169,100 |
| 73 | Murray County | $1,471 | 0.79% | $185,400 |
| 74 | Jackson County | $1,460 | 0.93% | $157,100 |
| 75 | Wilkin County | $1,435 | 0.79% | $182,200 |
| 76 | Lac qui Parle County | $1,422 | 0.90% | $157,600 |
| 77 | Lake of the Woods County | $1,419 | 0.66% | $216,100 |
| 78 | Aitkin County | $1,407 | 0.55% | $255,800 |
| 79 | Swift County | $1,386 | 0.86% | $161,400 |
| 80 | Norman County | $1,378 | 0.94% | $147,100 |
7 additional Minnesota counties rank below this top-80 list in the same bill order. Open any county from the county directory or the Minnesota calculator.
Frequently Asked Questions
Which county in Minnesota has the lowest property taxes? ▼
Traverse County has the lowest median property tax in Minnesota at $1,126 per year with an effective rate of 0.99%. The highest is Carver County at $4,501.
How does Minnesota compare to the national average? ▼
Minnesota property taxes are 68% above the national average. Homeowners here pay a median of $3,357 per year compared to $1,993 nationally.
What is the average property tax in Minnesota? ▼
The average median property tax paid in Minnesota is $3,357 per year, based on ACS 2024 data. The average effective tax rate is 1.02%.
What is the median home value in Minnesota? ▼
The median home value across Minnesota is $329,300, compared to $227,791 nationally. Home values directly impact property tax bills since taxes are assessed as a percentage of property value.
How large is Minnesota's share of U.S. property-tax collections? ▼
In Census FY2024, Minnesota's state and local governments collected $11.8B in property tax - 1.6% of the U.S. total (#18 of 51). Spread across 1,666,687 owner-occupied homes, that haul is about $7,101 per home - 2.1× the ACS median homeowner bill of $3,357. The gap is expected: LF0009 covers all taxable property (including commercial and other non-household parcels), while the ACS median is a household figure.
Do homeowners with a mortgage pay more property tax in Minnesota? ▼
ACS 2024 medians show mortgaged owners pay $3,470/yr versus $3,144 for owners without a mortgage, a $326 gap. Our mortgage-gap research page ranks this spread against all states.
What share of Minnesota owners report paying no property tax? ▼
3.0% of owner-occupied homes in Minnesota report zero property tax on the ACS survey (1.7% among mortgaged owners). That is a reporting signal, exemptions, caps, or non-levying jurisdictions, not an exemption headcount.
How are property taxes calculated? ▼
Property taxes are calculated by multiplying the assessed value of a property by the local tax rate (mill rate). Rates vary by county, city, and school district. The effective tax rate shown here is the median tax paid divided by the median home value, which provides a standardized comparison across counties.
Can I appeal my property taxes in Minnesota? ▼
Yes. Every Minnesota homeowner has the right to appeal their property tax assessment. The process typically starts at your county assessor's office within 30-90 days of receiving your assessment notice. You can challenge the assessed value by providing comparable sales data, evidence of property condition, or errors in the assessment. See our guide on how to appeal property taxes for detailed steps.
What to do with Minnesota's numbers
Turn the ACS 2024 statewide medians into a county check, an estimate, or an appeal path.
- Minnesota's ACS 2024 median bill is $3,357/yr at 1.02% (68% above the U.S. median). Open any county below to see how far local bills sit from that statewide figure. County list
- Inside Minnesota, Traverse County posts the lowest median bill at $1,126/yr; Carver County is highest at $4,501/yr. Open Traverse County
- Estimate a parcel bill at Minnesota's published effective rate, or read the state's assessment and appeal path before treating the statewide median as your budget. State estimator
Statewide medians average across 87 counties; your parcel's assessed value, exemptions, and local levies set the real bill. U.S. Census Bureau ACS · 2024.
Editorial standards and provenance
PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS state-level record for Minnesota. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.