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Minnesota · County property tax · ACS 2024

Chippewa County Property Taxes

The median homeowner in Chippewa County pays $1,711 a year, an effective rate of 1.10%, notably lower than the U.S. average.

$1,711
Median tax / yr · Above-median bill
1.10%
Effective rate · Above-median rate
-14%
vs U.S. average
#15 of 87
rank in MN

The verdict

Homeowners in Chippewa County pay a median $1,711 a year in property tax, an effective rate of 1.10%, more affordable than 28% of U.S. counties (Census ACS 2024).

$1,711
Median annual tax bill, 2024
1.10%
Effective rate on median home
#2246 of 3135
U.S. counties by tax burden
-14%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($156,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Minnesota. Population: 12,377. Owner-occupied homes: 3,706.

The median annual property tax in Chippewa County is $1,711, which is 49% lower than the Minnesota state average and 14% below the national average. The effective tax rate is 1.10% on a median home value of $156,100. Property taxes represent 2.4% of the median household income in this county.

Chippewa County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Chippewa County's 1.10% effective rate sits near the middle of 3,135 tracked counties (more affordable than 28%).

Decision signal 2

The bill sits below the Minnesota median

Homeowners in Chippewa County pay a median annual property tax of $1,711, notably lower than the national median and well below the Minnesota state median. On a $156,100 median home, that works out to an effective rate of 1.10% once the local assessment base and millage are combined.

Decision signal 3

Low among Minnesota counties by effective rate

Chippewa County ranks #15 of 87 counties in Minnesota by effective rate (83% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Chippewa County run within the commonly cited 2%-4% national benchmark, at about 2.4% of the $71,458 median household income.

Decision signal 5

The latest release moved the bill up

Since 2023, the published ACS median estimate has climbed 10.3%, from $1,551 to $1,711. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

Informational notice

Figures describe the median homeowner household in Chippewa County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Median Annual Tax
$1,711
Above-median bill
-49% vs State -14% vs US
Median Home Value
$156,100
-53% vs State -31% vs US
Effective Tax Rate
1.10%
Above-median rate
+8% vs State +20% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 39% from $1,231 to $1,711. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The fullest band here is the $800 to $1,499 range, holding 1,068 of 3,706 owner-occupied homes (28.8%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Both the income and the rate here sit in the third quarter nationally, and the median bill is 2.4% of median household income. Two above-average figures pulling in opposite directions is why the rate on its own is a poor guide.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Chippewa County Homeowners Actually Pay

The single largest group of Chippewa County homeowners, 1,068 of 3,706 owner-occupied homes (28.8%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 13.7% (509)
  • $800 to $1,499 28.8% (1,068)
  • $1,500 to $1,999 14.6% (541)
  • $2,000 to $2,999 19.1% (709)
  • $3,000 or more 21.1% (783)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

96 homes here (2.6%) report no real estate tax at all. Exemptions are set by state: how Minnesota handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,884
$157/mo
Without Mortgage
$1,482
$124/mo

In Chippewa County, mortgaged homeowners pay 27% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Chippewa County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Chippewa County 1.10%
Minnesota average 1.02%
U.S. average 0.92%

Chippewa County's effective rate is higher than 83% of the 87 counties in Minnesota - ranking #15 of 87.

Where Chippewa County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.10% more affordable than 28% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Chippewa County moved from $1,231 in the 2020 release to $1,711 in 2024, a change of about 39%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Chippewa County vs Benchmarks

Metric Chippewa County Minnesota Avg U.S. Avg
Median Annual Tax Above-median bill $1,711 $3,357 $1,993
Effective Tax Rate Above-median rate 1.10% 1.02% 0.92%
Median Home Value $156,100 $329,300 $227,791
Tax as % of income Below-median income burden 2.4% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Chippewa County is PAR · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Minnesota counties.

Chippewa County rate trail · PAR

$1,200$1,400$1,600$1,800 20202021202220232024 $1,711
Chippewa County ACS median tax 2020–2024: +39% ($1,231 → $1,711).
Year Median Tax (vs prior release) Effective Rate
2024 $1,711 +10.3% 1.10%
2023 $1,551 +10.5% 1.04%
2022 $1,403 +4.3% 1.01%
2021 $1,345 +9.3% 1.10%
2020 $1,231 1.04%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Chippewa County: tax-to-income at 2.4%

Tax-to-Income Ratio
2.4%
of median household income
Median Income
$71,458
per year
Monthly Tax
$143
per month

Counties near Chippewa County's effective rate

On effective rate, Chippewa County sits nearest St. Joseph County (MI), Newaygo County (MI), Worth County (IA).

On published median-tax change, the nearest matches are Transylvania County (NC), Madera County (CA), Tulare County (CA).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Chippewa County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 190 of 5,950 returns from Chippewa County reported real estate taxes, averaging $3,463 - 37% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Minnesota

View all counties in Minnesota →

Chippewa County rate FAQs

How does Chippewa County property tax compare to the national average?
Property taxes in Chippewa County run notably lower than the national median of $1,993, an effective rate of 1.10% versus 0.92% nationally.
What is the average property tax in Chippewa County, Minnesota?
The median annual property tax in Chippewa County is $1,711, an effective rate of 1.10% on a $156,100 median home (Census ACS, 2024).
What is the tax affordability score for Chippewa County?
Chippewa County, Minnesota scores D (45/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A- (2.18×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Chippewa County?
The ACS median property-tax bill for Chippewa County is recorded at $1,711 in the 2024 5-year release against $1,231 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 3,706 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
What percentage of income goes to property taxes in Chippewa County?
Property taxes in Chippewa County run within the commonly cited 2%-4% national benchmark, at about 2.4% of the $71,458 median household income.

What to do with Chippewa County's PAR rate

Inside Minnesota, Chippewa County's $1,711 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Minnesota overview →

Chippewa County ranks #15 of 87 Minnesota counties by effective rate - on the higher-burden half of the state ACS set. Minnesota overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Chippewa County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.10%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,711/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Chippewa County

Nearest ABS(median_tax) ACS peers for Chippewa County (PAR · MID), replacing the old fixed Keep exploring strip.

PAR MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Chippewa County (PAR · MID) - ACS medians, not a parcel bill.