Minnesota · County property tax · ACS 2024
Cook County Property Taxes
The median homeowner in Cook County pays $2,304 a year, an effective rate of 0.69%, notably higher than the U.S. average.
- $2,304
- Median tax / yr · Above-median bill
- 0.69%
- Effective rate · Below-median rate
- +16%
- vs U.S. average
- #83 of 87
- rank in MN
The verdict
Homeowners in Cook County pay a median $2,304 a year in property tax, an effective rate of 0.69%, more affordable than 61% of U.S. counties (Census ACS 2024).
- $2,304
- Median annual tax bill, 2024
- 0.69%
- Effective rate on median home
- #1228 of 3135
- U.S. counties by tax burden
- +16%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($336,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Minnesota. Population: 5,635. Owner-occupied homes: 2,105.
The median annual property tax in Cook County is $2,304, which is 31% lower than the Minnesota state average and 16% above the national average. The effective tax rate is 0.69% on a median home value of $336,200. Property taxes represent 3.2% of the median household income in this county.
Cook County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Cook County's 0.69% effective rate sits near the middle of 3,135 tracked counties (more affordable than 61%).
Decision signal 2
High among Minnesota counties by effective rate
Cook County ranks #83 of 87 counties in Minnesota by effective rate (5% of in-state counties pay a lower rate).
Decision signal 3
The bill sits below the Minnesota median
Homeowners in Cook County pay a median annual property tax of $2,304, notably higher than the national median and well below the Minnesota state median. On a $336,200 median home, that works out to an effective rate of 0.69% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Cook County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $72,638 median household income.
Informational notice
Figures describe the median homeowner household in Cook County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Cook County's effective rate fell 13.6% across the 4-year span while its median home value rose 33.5%, leaving the median bill 15.4% higher at $2,304. That rate move is larger than the one in 57% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,997 to $2,304, a gain of 15%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 735 of 2,105 owner-occupied homes (34.9%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Above-median earnings meet a slightly-below-median rate, and the median bill amounts to 3.2% of median household income. That is the comfortable middle of this dataset, and comfortable middles are easy to overlook when only rankings get published.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Cook County Homeowners Actually Pay
The single largest group of Cook County homeowners, 735 of 2,105 owner-occupied homes (34.9%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 7.8% (164)
- $800 to $1,499 21.0% (443)
- $1,500 to $1,999 12.5% (263)
- $2,000 to $2,999 16.3% (344)
- $3,000 or more 34.9% (735)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
156 homes here (7.4%) report no real estate tax at all. Exemptions are set by state: how Minnesota handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Cook County pay about the same bill, within a 5% gap either way.
Cook County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Cook County's effective rate is higher than 5% of the 87 counties in Minnesota - ranking #83 of 87.
Where Cook County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.69% Among the most affordable more affordable than 61% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Below Minnesota on both measures
Cook County's effective rate runs 32% under the Minnesota median and its bill 31% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $2,304 median bill reflects a genuinely lighter charge than the Minnesota norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.
Cook County vs Benchmarks
| Metric | Cook County | Minnesota Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 3.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Cook County is QUIET · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Minnesota counties.
Cook County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,304 -0.8% | 0.69% |
| 2023 | $2,322 -1.4% | 0.79% |
| 2022 | $2,355 +12.0% | 0.81% |
| 2021 | $2,102 +5.3% | 0.80% |
| 2020 | $1,997 | 0.79% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Cook County: tax-to-income at 3.2%
Counties near Cook County's effective rate
On effective rate, Cook County sits nearest Taylor County (KY), Pike County (KY), Marion County (KY).
On published median-tax change, the nearest matches are Edgecombe County (NC), Vermillion County (IN), Alger County (MI).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Cook County: only 5% of returns show Schedule A real-estate tax
Tax year 2022: 160 of 3,160 returns from Cook County reported real estate taxes, averaging $5,269 - 31% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Minnesota
Cook County rate FAQs
- What is the average property tax in Cook County, Minnesota?
- The median annual property tax in Cook County is $2,304, an effective rate of 0.69% on a $336,200 median home (Census ACS, 2024).
- What is the tax affordability score for Cook County?
- Cook County, Minnesota scores D (48/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-126). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Cook County property tax compare to the national average?
- Property taxes in Cook County run notably higher than the national median of $1,993, an effective rate of 0.69% versus 0.92% nationally.
- Are property taxes increasing in Cook County?
- The ACS median property-tax bill for Cook County climbed 15.4% between the 2020 and 2024 5-year releases, from $1,997 to $2,304, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Cook County?
- Property taxes in Cook County run within the commonly cited 2%-4% national benchmark, at about 3.2% of the $72,638 median household income.
What to do with Cook County's QUIET rate
Inside Minnesota, Cook County's $2,304 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Minnesota overview →
Cook County ranks #83 of 87 Minnesota counties by effective rate - on the lower-burden half of the state ACS set. Minnesota overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Cook County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.69%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,304/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Cook County
Nearest ABS(median_tax) ACS peers for Cook County (QUIET · MID), replacing the old fixed Keep exploring strip.
QUIET MID
Camden County, GA
ABS(median_tax) peer · $2,305/yr (near-tied bill ABS $1); rate 0.88% vs Cook County 0.69%.
Columbia County, WA
ABS(median_tax) peer · $2,303/yr (near-tied bill ABS $1); rate 0.85% vs Cook County 0.69%.
North Slope Borough, AK
ABS(median_tax) peer · $2,305/yr (near-tied bill ABS $1); rate 1.06% vs Cook County 0.69%.
Morgan County, IL
ABS(median_tax) peer · $2,306/yr (near-tied bill ABS $2); rate 1.76% vs Cook County 0.69%.
Minnesota county set
State ACS overview for every published Minnesota county rate and median bill.
Assessment cycle basics
Cook County stamps QUIET · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Cook County (QUIET · MID) - ACS medians, not a parcel bill.