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Minnesota · County property tax · ACS 2024

Carlton County Property Taxes

The median homeowner in Carlton County pays $2,862 a year, an effective rate of 1.17%, well above the U.S. average.

$2,862
Median tax / yr · High bill
1.17%
Effective rate · High rate
+44%
vs U.S. average
#5 of 87
rank in MN

The verdict

Homeowners in Carlton County pay a median $2,862 a year in property tax, an effective rate of 1.17%, more affordable than 25% of U.S. counties (Census ACS 2024).

$2,862
Median annual tax bill, 2024
1.17%
Effective rate on median home
#2366 of 3135
U.S. counties by tax burden
+44%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($245,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Minnesota. Population: 36,518. Owner-occupied homes: 11,273.

The median annual property tax in Carlton County is $2,862, which is 15% lower than the Minnesota state average and 44% above the national average. The effective tax rate is 1.17% on a median home value of $245,100. Property taxes represent 3.6% of the median household income in this county.

Carlton County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Carlton County's 1.17% effective rate sits near the middle of 3,135 tracked counties (more affordable than 25%).

Decision signal 2

Low among Minnesota counties by effective rate

Carlton County ranks #5 of 87 counties in Minnesota by effective rate (94% of in-state counties pay a lower rate).

Decision signal 3

The bill sits well above the national median

Homeowners in Carlton County pay a median annual property tax of $2,862, well above the national median and notably lower than the Minnesota state median. On a $245,100 median home, that works out to an effective rate of 1.17% once the local assessment base and millage are combined.

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Carlton County run within the commonly cited 2%-4% national benchmark, at about 3.6% of the $80,573 median household income.

Informational notice

Figures describe the median homeowner household in Carlton County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Most of the market's rise reached the bill

The effective rate here moved 6.6% down between 2020 and 2024, a smaller shift than in 73% of U.S. counties. With the median home value rose 36.6%, the median bill rose 27.7% to $2,862: the rate did comparatively little to offset the market.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$2,862
High bill
-15% vs State +44% vs US
Median Home Value
$245,100
-26% vs State +8% vs US
Effective Tax Rate
1.17%
High rate
+15% vs State +27% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 28% from $2,242 to $2,862. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 5,116 of 11,273 owner-occupied homes (45.4%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 3.6% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Carlton County Homeowners Actually Pay

The single largest group of Carlton County homeowners, 5,116 of 11,273 owner-occupied homes (45.4%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 6.3% (710)
  • $800 to $1,499 11.2% (1,258)
  • $1,500 to $1,999 10.1% (1,133)
  • $2,000 to $2,999 24.7% (2,785)
  • $3,000 or more 45.4% (5,116)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

271 homes here (2.4%) report no real estate tax at all. Exemptions are set by state: how Minnesota handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,963
$247/mo
Without Mortgage
$2,662
$222/mo

In Carlton County, mortgaged homeowners pay 11% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Carlton County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Carlton County 1.17%
Minnesota average 1.02%
U.S. average 0.92%

Carlton County's effective rate is higher than 94% of the 87 counties in Minnesota - ranking #5 of 87.

Where Carlton County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.17% more affordable than 25% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

A high rate, a smaller bill

Carlton County taxes property at 1.17%, about 15% above the Minnesota average, yet its median bill of $2,862 lands roughly 15% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.

Carlton County vs Benchmarks

Metric Carlton County Minnesota Avg U.S. Avg
Median Annual Tax High bill $2,862 $3,357 $1,993
Effective Tax Rate High rate 1.17% 1.02% 0.92%
Median Home Value $245,100 $329,300 $227,791
Tax as % of income Heavy income burden 3.6% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Carlton County is PAR · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Minnesota counties.

Carlton County rate trail · PAR

$2,200$2,400$2,600$2,800$3,000 20202021202220232024 $2,862
Carlton County ACS median tax 2020–2024: +28% ($2,242 → $2,862).
Year Median Tax (vs prior release) Effective Rate
2024 $2,862 +5.5% 1.17%
2023 $2,712 +4.5% 1.17%
2022 $2,595 +10.2% 1.19%
2021 $2,355 +5.0% 1.26%
2020 $2,242 1.25%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Carlton County: tax-to-income at 3.6%

Tax-to-Income Ratio
3.6%
of median household income
Median Income
$80,573
per year
Monthly Tax
$239
per month

Counties near Carlton County's effective rate

On effective rate, Carlton County sits nearest Plymouth County (MA), Howard County (MD), Knox County (ME).

On published median-tax change, the nearest matches are Randolph County (IN), Lafayette Parish (LA), Lyon County (KS).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Carlton County: only 4% of returns show Schedule A real-estate tax

Tax year 2022: 750 of 17,500 returns from Carlton County reported real estate taxes, averaging $4,404 - 36% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Minnesota

View all counties in Minnesota →

Carlton County rate FAQs

What is the tax affordability score for Carlton County?
Carlton County, Minnesota scores F (29/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at D (+$301). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
How does Carlton County property tax compare to the national average?
Property taxes in Carlton County run well above the national median of $1,993, an effective rate of 1.17% versus 0.92% nationally.
What is the average property tax in Carlton County, Minnesota?
The median annual property tax in Carlton County is $2,862, an effective rate of 1.17% on a $245,100 median home (Census ACS, 2024).
Are property taxes increasing in Carlton County?
The ACS median property-tax bill for Carlton County jumped 27.7% between the 2020 and 2024 5-year releases, from $2,242 to $2,862, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Carlton County?
Property taxes in Carlton County run within the commonly cited 2%-4% national benchmark, at about 3.6% of the $80,573 median household income.

What to do with Carlton County's PAR rate

Carlton County's $2,862 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Carlton County ranks #5 of 87 Minnesota counties by effective rate - on the higher-burden half of the state ACS set. Minnesota overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Carlton County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.17%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,862/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Carlton County

Nearest ABS(median_tax) ACS peers for Carlton County (PAR · MID), replacing the old fixed Keep exploring strip.

PAR MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Carlton County (PAR · MID) - ACS medians, not a parcel bill.