Minnesota · County property tax · ACS 2024
Chisago County Property Taxes
The median homeowner in Chisago County pays $3,780 a year, an effective rate of 1.07%, far above the U.S. average.
- $3,780
- Median tax / yr · Highest-decile bill
- 1.07%
- Effective rate · Above-median rate
- +90%
- vs U.S. average
- #16 of 87
- rank in MN
The verdict
Homeowners in Chisago County pay a median $3,780 a year in property tax, an effective rate of 1.07%, more affordable than 30% of U.S. counties (Census ACS 2024).
- $3,780
- Median annual tax bill, 2024
- 1.07%
- Effective rate on median home
- #2185 of 3135
- U.S. counties by tax burden
- +90%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($351,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Minnesota. Population: 57,991. Owner-occupied homes: 18,356.
The median annual property tax in Chisago County is $3,780, which is 13% higher than the Minnesota state average and 90% above the national average. The effective tax rate is 1.07% on a median home value of $351,900. Property taxes represent 3.8% of the median household income in this county.
Why Chisago County's ACS bill runs high vs the U.S.
Primary signal
The bill sits well above the national median
Homeowners in Chisago County pay a median annual property tax of $3,780, far above the national median and notably higher than the Minnesota state median. On a $351,900 median home, that works out to an effective rate of 1.07% once the local assessment base and millage are combined.
Decision signal 2
Low among Minnesota counties by effective rate
Chisago County ranks #16 of 87 counties in Minnesota by effective rate (82% of in-state counties pay a lower rate).
Decision signal 3
The effective rate sits near the national middle
Chisago County's 1.07% effective rate sits near the middle of 3,135 tracked counties (more affordable than 30%).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Chisago County run within the commonly cited 2%-4% national benchmark, at about 3.8% of the $99,400 median household income.
Informational notice
Figures describe the median homeowner household in Chisago County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Chisago County's effective rate fell 13.0% across the 4-year span while its median home value rose 43.9%, leaving the median bill 25.1% higher at $3,780. That rate move is larger than the one in 54% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 25% from $3,021 to $3,780. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 12,620 of 18,356 owner-occupied homes (68.8%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 3.8% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Chisago County Homeowners Actually Pay
The single largest group of Chisago County homeowners, 12,620 of 18,356 owner-occupied homes (68.8%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 5.6% (1,037)
- $800 to $1,499 2.6% (469)
- $1,500 to $1,999 4.1% (752)
- $2,000 to $2,999 17.5% (3,215)
- $3,000 or more 68.8% (12,620)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
263 homes here (1.4%) report no real estate tax at all. Exemptions are set by state: how Minnesota handles assessments and appeals.
With vs Without Mortgage
In Chisago County, mortgaged homeowners pay 10% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Chisago County's bill vs state & U.S. medians
Median annual bill bars around Chisago County's HEAVY ACS 2024 figure.
Chisago County's median bill is 13% above the Minnesota median and 90% above the U.S. median.
What changed since 2020
The median bill in Chisago County moved from $3,021 in the 2020 release to $3,780 in 2024, a change of about 25%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Chisago County vs Benchmarks
| Metric | Chisago County | Minnesota Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Heavy income burden | 3.8% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Is Chisago County's $3,780 median bill appeal-worthy?
At Chisago County's $3,780 ACS median (HEAVY), a 10% assessment cut is worth about $378/yr before exemptions. Appeal Savings Estimator · appeal guide for Minnesota.
Chisago County bill trail · HEAVY
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,780 +3.1% | 1.07% |
| 2023 | $3,668 +5.3% | 1.12% |
| 2022 | $3,482 +6.5% | 1.16% |
| 2021 | $3,269 +8.2% | 1.24% |
| 2020 | $3,021 | 1.24% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Chisago County: tax-to-income at 3.8%
Counties near Chisago County's median bill
On effective rate, Chisago County sits nearest Mackinac County (MI), Bristol County (MA), Baltimore County (MD).
On published median-tax change, the nearest matches are Avoyelles Parish (LA), Lewis County (WV), Llano County (TX).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Chisago County: only 8% of returns show Schedule A real-estate tax
Tax year 2022: 2,460 of 29,580 returns from Chisago County reported real estate taxes, averaging $5,004 - 37% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Minnesota
Chisago County bill FAQs
- How does Chisago County property tax compare to the national average?
- Property taxes in Chisago County run far above the national median of $1,993, an effective rate of 1.07% versus 0.92% nationally.
- What is the average property tax in Chisago County, Minnesota?
- The median annual property tax in Chisago County is $3,780, an effective rate of 1.07% on a $351,900 median home (Census ACS, 2024).
- Are property taxes increasing in Chisago County?
- The ACS median property-tax bill for Chisago County jumped 25.1% between the 2020 and 2024 5-year releases, from $3,021 to $3,780, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What is the tax affordability score for Chisago County?
- Chisago County, Minnesota scores F (25/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at D (+$340). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Chisago County?
- Property taxes in Chisago County run within the commonly cited 2%-4% national benchmark, at about 3.8% of the $99,400 median household income.
What to do with Chisago County's HEAVY bill
Chisago County's $3,780 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Chisago County ranks #16 of 87 Minnesota counties by effective rate - on the higher-burden half of the state ACS set. Minnesota overview →
Nationwide peers by median bill (then rate)
Bill-first peers for Chisago County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.07%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,780/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Chisago County
Nearest ABS(median_tax) ACS peers for Chisago County (PAR · HEAVY), replacing the old fixed Keep exploring strip.
PAR HEAVY
Douglas County, KS
ABS(median_tax) peer · $3,776/yr (near-tied bill ABS $4); rate 1.22% vs Chisago County 1.07%.
Knox County, ME
ABS(median_tax) peer · $3,786/yr (near-tied bill ABS $6); rate 1.17% vs Chisago County 1.07%.
York County, ME
ABS(median_tax) peer · $3,787/yr (near-tied bill ABS $7); rate 0.96% vs Chisago County 1.07%.
Washington County, WI
ABS(median_tax) peer · $3,802/yr (near-tied bill ABS $22); rate 1.10% vs Chisago County 1.07%.
Minnesota county set
State ACS overview for every published Minnesota county rate and median bill.
Assessment cycle basics
Chisago County stamps PAR · HEAVY - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Chisago County (PAR · HEAVY) - ACS medians, not a parcel bill.