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Minnesota · County property tax · ACS 2024

Beltrami County Property Taxes

The median homeowner in Beltrami County pays $2,309 a year, an effective rate of 0.97%, notably higher than the U.S. average.

$2,309
Median tax / yr · Above-median bill
0.97%
Effective rate · Above-median rate
+16%
vs U.S. average
#51 of 87
rank in MN

The verdict

Homeowners in Beltrami County pay a median $2,309 a year in property tax, an effective rate of 0.97%, more affordable than 38% of U.S. counties (Census ACS 2024).

$2,309
Median annual tax bill, 2024
0.97%
Effective rate on median home
#1943 of 3135
U.S. counties by tax burden
+16%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($237,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Minnesota. Population: 46,512. Owner-occupied homes: 12,742.

The median annual property tax in Beltrami County is $2,309, which is 31% lower than the Minnesota state average and 16% above the national average. The effective tax rate is 0.97% on a median home value of $237,500. Property taxes represent 3.3% of the median household income in this county.

Beltrami County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Beltrami County's 0.97% effective rate sits near the middle of 3,135 tracked counties (more affordable than 38%).

Decision signal 2

The bill sits below the Minnesota median

Homeowners in Beltrami County pay a median annual property tax of $2,309, notably higher than the national median and well below the Minnesota state median. On a $237,500 median home, that works out to an effective rate of 0.97% once the local assessment base and millage are combined.

Decision signal 3

Near the middle of Minnesota counties by effective rate

Beltrami County ranks #51 of 87 counties in Minnesota by effective rate (41% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Beltrami County run within the commonly cited 2%-4% national benchmark, at about 3.3% of the $68,975 median household income.

Informational notice

Figures describe the median homeowner household in Beltrami County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Most of the market's rise reached the bill

The effective rate here moved 7.5% down between 2020 and 2024, a smaller shift than in 70% of U.S. counties. With the median home value rose 42.2%, the median bill rose 31.5% to $2,309: the rate did comparatively little to offset the market.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$2,309
Above-median bill
-31% vs State +16% vs US
Median Home Value
$237,500
-28% vs State +4% vs US
Effective Tax Rate
0.97%
Above-median rate
-5% vs State +5% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 31% from $1,756 to $2,309. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 3,447 of 12,742 owner-occupied homes (27.1%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Both the income and the rate here sit in the third quarter nationally, and the median bill is 3.3% of median household income. Two above-average figures pulling in opposite directions is why the rate on its own is a poor guide.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Beltrami County Homeowners Actually Pay

The single largest group of Beltrami County homeowners, 3,447 of 12,742 owner-occupied homes (27.1%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 11.2% (1,423)
  • $800 to $1,499 14.5% (1,846)
  • $1,500 to $1,999 10.9% (1,388)
  • $2,000 to $2,999 24.9% (3,169)
  • $3,000 or more 27.1% (3,447)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

1,469 homes here (11.5%) report no real estate tax at all, a sizeable minority for a county this size. Exemptions are set by state: how Minnesota handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,365
$197/mo
Without Mortgage
$2,231
$186/mo

Mortgaged and non-mortgaged homeowners in Beltrami County pay about the same bill, a 6% gap.

Beltrami County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Beltrami County 0.97%
Minnesota average 1.02%
U.S. average 0.92%

Beltrami County's effective rate is higher than 41% of the 87 counties in Minnesota - ranking #51 of 87.

Where Beltrami County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.97% more affordable than 38% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Beltrami County moved from $1,756 in the 2020 release to $2,309 in 2024, a change of about 31%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Beltrami County vs Benchmarks

Metric Beltrami County Minnesota Avg U.S. Avg
Median Annual Tax Above-median bill $2,309 $3,357 $1,993
Effective Tax Rate Above-median rate 0.97% 1.02% 0.92%
Median Home Value $237,500 $329,300 $227,791
Tax as % of income Above-median income burden 3.3% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Beltrami County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Minnesota counties.

Beltrami County rate trail · UNDER

$1,600$1,800$2,000$2,200$2,400 20202021202220232024 $2,309
Beltrami County ACS median tax 2020–2024: +31% ($1,756 → $2,309).
Year Median Tax (vs prior release) Effective Rate
2024 $2,309 +4.3% 0.97%
2023 $2,214 +5.9% 1.00%
2022 $2,091 +12.5% 1.03%
2021 $1,858 +5.8% 1.05%
2020 $1,756 1.05%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Beltrami County: tax-to-income at 3.3%

Tax-to-Income Ratio
3.3%
of median household income
Median Income
$68,975
per year
Monthly Tax
$192
per month

Counties near Beltrami County's effective rate

On effective rate, Beltrami County sits nearest Marquette County (MI), Livingston County (MI), Cass County (MI).

On published median-tax change, the nearest matches are Burke County (NC), Buncombe County (NC), Bedford County (TN).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Beltrami County: only 4% of returns show Schedule A real-estate tax

Tax year 2022: 730 of 20,850 returns from Beltrami County reported real estate taxes, averaging $4,277 - 36% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Minnesota

View all counties in Minnesota →

Beltrami County rate FAQs

What is the tax affordability score for Beltrami County?
Beltrami County, Minnesota scores F (38/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B (+$134). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Beltrami County, Minnesota?
The median annual property tax in Beltrami County is $2,309, an effective rate of 0.97% on a $237,500 median home (Census ACS, 2024).
How does Beltrami County property tax compare to the national average?
Property taxes in Beltrami County run notably higher than the national median of $1,993, an effective rate of 0.97% versus 0.92% nationally.
Are property taxes increasing in Beltrami County?
The ACS median property-tax bill for Beltrami County jumped 31.5% between the 2020 and 2024 5-year releases, from $1,756 to $2,309, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Beltrami County?
Property taxes in Beltrami County run within the commonly cited 2%-4% national benchmark, at about 3.3% of the $68,975 median household income.

What to do with Beltrami County's UNDER rate

Inside Minnesota, Beltrami County's $2,309 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Minnesota overview →

Beltrami County ranks #51 of 87 Minnesota counties by effective rate - on the lower-burden half of the state ACS set. Minnesota overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Beltrami County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.97%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,309/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Beltrami County

Nearest ABS(median_tax) ACS peers for Beltrami County (UNDER · MID), replacing the old fixed Keep exploring strip.

UNDER MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Beltrami County (UNDER · MID) - ACS medians, not a parcel bill.