Clay County, Minnesota Property Taxes
Census Bureau ACS property tax data for Minnesota. Population: 17,285.
The median annual property tax in Clay County is $2,854, which is 32% higher than the Minnesota state average and 48% above the national average. The effective tax rate is 1.11% on a median home value of $256,000. Property taxes represent 3.7% of the median household income in this county.
Median Annual Tax
$2,854
+32% vs State
+48% vs US
Median Home Value
$256,000
+15% vs State
+21% vs US
Effective Tax Rate
1.11%
+14% vs State
+17% vs US
With vs Without Mortgage
With Mortgage
$2,858
$238/mo
Without Mortgage
$2,846
$237/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $2,854 +4.9% | 1.11% |
| 2022 | $2,720 +10.8% | 1.13% |
| 2021 | $2,454 +8.2% | 1.14% |
| 2020 | $2,267 +5.5% | 1.10% |
| 2019 | $2,149 | 1.09% |
Tax Burden
Tax-to-Income Ratio
3.7%
of median household income
Median Income
$77,664
per year
Monthly Tax
$238
per month
Other Counties in Minnesota
Isanti County
Tax: $2,951/yr Rate: 1.04%
Becker County
Tax: $1,951/yr Rate: 0.73%
Wadena County
Tax: $1,773/yr Rate: 1.04%
Kanabec County
Tax: $2,463/yr Rate: 1.11%
Sherburne County
Tax: $3,311/yr Rate: 1.00%
Renville County
Tax: $1,543/yr Rate: 1.02%
Frequently Asked Questions
What is the average property tax in Clay County, Minnesota? ▼
The median annual property tax in Clay County is $2,854 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.11% on a median home value of $256,000.
How does Clay County property tax compare to the national average? ▼
Property taxes in Clay County are 48% above the national average of $1,923. The effective rate of 1.11% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Clay County? ▼
In Clay County, homeowners with a mortgage pay a median of $2,858 in annual property taxes, while homeowners without a mortgage pay $2,846. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Clay County? ▼
Property taxes in Clay County represent approximately 3.7% of the median household income of $77,664. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.