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Minnesota · County property tax · ACS 2024

Polk County Property Taxes

The median homeowner in Polk County pays $2,245 a year, an effective rate of 1.01%, notably higher than the U.S. average.

$2,245
Median tax / yr · Above-median bill
1.01%
Effective rate · Above-median rate
+13%
vs U.S. average
#35 of 87
rank in MN

The verdict

Homeowners in Polk County pay a median $2,245 a year in property tax, an effective rate of 1.01%, more affordable than 34% of U.S. counties (Census ACS 2024).

$2,245
Median annual tax bill, 2024
1.01%
Effective rate on median home
#2058 of 3135
U.S. counties by tax burden
+13%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($222,800). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Minnesota. Population: 30,705. Owner-occupied homes: 8,809.

The median annual property tax in Polk County is $2,245, which is 33% lower than the Minnesota state average and 13% above the national average. The effective tax rate is 1.01% on a median home value of $222,800. Property taxes represent 3.1% of the median household income in this county.

Polk County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Polk County's 1.01% effective rate sits near the middle of 3,135 tracked counties (more affordable than 34%).

Decision signal 2

The bill sits below the Minnesota median

Homeowners in Polk County pay a median annual property tax of $2,245, notably higher than the national median and well below the Minnesota state median. On a $222,800 median home, that works out to an effective rate of 1.01% once the local assessment base and millage are combined.

Decision signal 3

Near the middle of Minnesota counties by effective rate

Polk County ranks #35 of 87 counties in Minnesota by effective rate (60% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Polk County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $73,107 median household income.

Informational notice

Figures describe the median homeowner household in Polk County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate held while the market moved

Polk County sits in the quarter of U.S. counties whose effective rate moved least over this span: 2.2% down, against a median home value that rose 31.8%.

A near-steady rate on a moving market passes that movement straight through: the median bill rose 28.9%, from $1,742 to $2,245.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$2,245
Above-median bill
-33% vs State +13% vs US
Median Home Value
$222,800
-32% vs State -2% vs US
Effective Tax Rate
1.01%
Above-median rate
-1% vs State +10% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 29% from $1,742 to $2,245. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 2,850 of 8,809 owner-occupied homes (32.4%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Both the income and the rate here sit in the third quarter nationally, and the median bill is 3.1% of median household income. Two above-average figures pulling in opposite directions is why the rate on its own is a poor guide.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Polk County Homeowners Actually Pay

The single largest group of Polk County homeowners, 2,850 of 8,809 owner-occupied homes (32.4%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 9.6% (848)
  • $800 to $1,499 18.3% (1,608)
  • $1,500 to $1,999 15.4% (1,359)
  • $2,000 to $2,999 21.5% (1,893)
  • $3,000 or more 32.4% (2,850)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

251 homes here (2.8%) report no real estate tax at all. Exemptions are set by state: how Minnesota handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,374
$198/mo
Without Mortgage
$2,103
$175/mo

In Polk County, mortgaged homeowners pay 13% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Polk County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Polk County 1.01%
Minnesota average 1.02%
U.S. average 0.92%

Polk County's effective rate is higher than 60% of the 87 counties in Minnesota - ranking #35 of 87.

Where Polk County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.01% more affordable than 34% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Polk County moved from $1,742 in the 2020 release to $2,245 in 2024, a change of about 29%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Polk County vs Benchmarks

Metric Polk County Minnesota Avg U.S. Avg
Median Annual Tax Above-median bill $2,245 $3,357 $1,993
Effective Tax Rate Above-median rate 1.01% 1.02% 0.92%
Median Home Value $222,800 $329,300 $227,791
Tax as % of income Above-median income burden 3.1% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Polk County is PAR · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Minnesota counties.

Polk County rate trail · PAR

$1,600$1,800$2,000$2,200$2,400 20202021202220232024 $2,245
Polk County ACS median tax 2020–2024: +29% ($1,742 → $2,245).
Year Median Tax (vs prior release) Effective Rate
2024 $2,245 +6.4% 1.01%
2023 $2,109 +7.2% 1.00%
2022 $1,967 +3.9% 0.96%
2021 $1,893 +8.7% 1.04%
2020 $1,742 1.03%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Polk County: tax-to-income at 3.1%

Tax-to-Income Ratio
3.1%
of median household income
Median Income
$73,107
per year
Monthly Tax
$187
per month

Counties near Polk County's effective rate

On effective rate, Polk County sits nearest Roscommon County (MI), Oceana County (MI), Montcalm County (MI).

On published median-tax change, the nearest matches are Montgomery County (KS), Pickaway County (OH), Franklin County (NC).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Polk County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 490 of 14,360 returns from Polk County reported real estate taxes, averaging $4,349 - 35% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Minnesota

View all counties in Minnesota →

Polk County rate FAQs

What is the tax affordability score for Polk County?
Polk County, Minnesota scores F (38/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at C- (+$271). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Polk County, Minnesota?
The median annual property tax in Polk County is $2,245, an effective rate of 1.01% on a $222,800 median home (Census ACS, 2024).
How does Polk County property tax compare to the national average?
Property taxes in Polk County run notably higher than the national median of $1,993, an effective rate of 1.01% versus 0.92% nationally.
Are property taxes increasing in Polk County?
The ACS median property-tax bill for Polk County jumped 28.9% between the 2020 and 2024 5-year releases, from $1,742 to $2,245, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Polk County?
Property taxes in Polk County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $73,107 median household income.

What to do with Polk County's PAR rate

Inside Minnesota, Polk County's $2,245 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Minnesota overview →

Polk County ranks #35 of 87 Minnesota counties by effective rate - on the higher-burden half of the state ACS set. Minnesota overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Polk County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.01%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,245/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Polk County

Nearest ABS(median_tax) ACS peers for Polk County (PAR · MID), replacing the old fixed Keep exploring strip.

PAR MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Polk County (PAR · MID) - ACS medians, not a parcel bill.