Minnesota · County property tax · ACS 2024
Rock County Property Taxes
The median homeowner in Rock County pays $1,590 a year, an effective rate of 0.71%, notably lower than the U.S. average.
- $1,590
- Median tax / yr · Below-median bill
- 0.71%
- Effective rate · Below-median rate
- -20%
- vs U.S. average
- #81 of 87
- rank in MN
The verdict
Homeowners in Rock County pay a median $1,590 a year in property tax, an effective rate of 0.71%, more affordable than 58% of U.S. counties (Census ACS 2024).
- $1,590
- Median annual tax bill, 2024
- 0.71%
- Effective rate on median home
- #1302 of 3135
- U.S. counties by tax burden
- -20%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($224,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Minnesota. Population: 9,621. Owner-occupied homes: 3,089.
The median annual property tax in Rock County is $1,590, which is 53% lower than the Minnesota state average and 20% below the national average. The effective tax rate is 0.71% on a median home value of $224,300. Property taxes represent 2.2% of the median household income in this county.
Rock County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Rock County's 0.71% effective rate sits near the middle of 3,135 tracked counties (more affordable than 58%).
Decision signal 2
The bill sits below the Minnesota median
Homeowners in Rock County pay a median annual property tax of $1,590, notably lower than the national median and far below the Minnesota state median. On a $224,300 median home, that works out to an effective rate of 0.71% once the local assessment base and millage are combined.
Decision signal 3
High among Minnesota counties by effective rate
Rock County ranks #81 of 87 counties in Minnesota by effective rate (7% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Rock County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $71,295 median household income.
Decision signal 5
The latest release moved the bill up
Since 2023, the published ACS median estimate has climbed 9.6%, from $1,451 to $1,590. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Informational notice
Figures describe the median homeowner household in Rock County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 36% from $1,171 to $1,590. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 735 of 3,089 owner-occupied homes (23.8%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Above-median earnings meet a slightly-below-median rate, and the median bill amounts to 2.2% of median household income. That is the comfortable middle of this dataset, and comfortable middles are easy to overlook when only rankings get published.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Rock County Homeowners Actually Pay
The single largest group of Rock County homeowners, 735 of 3,089 owner-occupied homes (23.8%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 23.8% (735)
- $800 to $1,499 22.9% (706)
- $1,500 to $1,999 16.8% (518)
- $2,000 to $2,999 20.4% (630)
- $3,000 or more 15.5% (480)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
With vs Without Mortgage
In Rock County, mortgaged homeowners pay 28% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Rock County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Rock County's effective rate is higher than 7% of the 87 counties in Minnesota - ranking #81 of 87.
Where Rock County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.71% more affordable than 58% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Rock County moved from $1,171 in the 2020 release to $1,590 in 2024, a change of about 36%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Rock County vs Benchmarks
| Metric | Rock County | Minnesota Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Rock County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Minnesota counties.
Rock County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,590 +9.6% | 0.71% |
| 2023 | $1,451 +9.2% | 0.72% |
| 2022 | $1,329 +8.0% | 0.70% |
| 2021 | $1,231 +5.1% | 0.74% |
| 2020 | $1,171 | 0.73% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Rock County: tax-to-income at 2.2%
Counties near Rock County's effective rate
On effective rate, Rock County sits nearest St. Tammany Parish (LA), Owsley County (KY), Lawrence County (KY).
On published median-tax change, the nearest matches are Blaine County (MT), Fisher County (TX), Sanders County (MT).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Rock County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 150 of 4,610 returns from Rock County reported real estate taxes, averaging $3,047 - 40% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Minnesota
Rock County rate FAQs
- How does Rock County property tax compare to the national average?
- Property taxes in Rock County run notably lower than the national median of $1,993, an effective rate of 0.71% versus 0.92% nationally.
- What is the average property tax in Rock County, Minnesota?
- The median annual property tax in Rock County is $1,590, an effective rate of 0.71% on a $224,300 median home (Census ACS, 2024).
- What is the tax affordability score for Rock County?
- Rock County, Minnesota scores C- (53/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at C (0.71%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Rock County?
- The ACS median property-tax bill for Rock County is recorded at $1,590 in the 2024 5-year release against $1,171 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 3,089 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What percentage of income goes to property taxes in Rock County?
- Property taxes in Rock County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $71,295 median household income.
What to do with Rock County's UNDER rate
Inside Minnesota, Rock County's $1,590 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Minnesota overview →
Rock County ranks #81 of 87 Minnesota counties by effective rate - on the lower-burden half of the state ACS set. Minnesota overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Rock County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.71%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,590/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Rock County
Nearest ABS(median_tax) ACS peers for Rock County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Hardin County, OH
ABS(median_tax) peer · tied with Rock County at $1,590/yr; rate 1.05% vs Rock County 0.71%.
Somerset County, MD
ABS(median_tax) peer · $1,591/yr (near-tied bill ABS $1); rate 0.92% vs Rock County 0.71%.
Maury County, TN
ABS(median_tax) peer · $1,588/yr (near-tied bill ABS $2); rate 0.45% vs Rock County 0.71%.
Sherman County, OR
ABS(median_tax) peer · $1,588/yr (near-tied bill ABS $2); rate 0.75% vs Rock County 0.71%.
Minnesota county set
State ACS overview for every published Minnesota county rate and median bill.
Assessment cycle basics
Rock County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Rock County (UNDER · MID) - ACS medians, not a parcel bill.