Ohio · County property tax · ACS 2024
Hardin County Property Taxes
The median homeowner in Hardin County pays $1,590 a year, an effective rate of 1.05%, notably lower than the U.S. average.
- $1,590
- Median tax / yr · Below-median bill
- 1.05%
- Effective rate · Above-median rate
- -20%
- vs U.S. average
- #45 of 88
- rank in OH
The verdict
Homeowners in Hardin County pay a median $1,590 a year in property tax, an effective rate of 1.05%, more affordable than 32% of U.S. counties (Census ACS 2024).
- $1,590
- Median annual tax bill, 2024
- 1.05%
- Effective rate on median home
- #2145 of 3135
- U.S. counties by tax burden
- -20%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($151,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Ohio. Population: 30,475. Owner-occupied homes: 8,756.
The median annual property tax in Hardin County is $1,590, which is 44% lower than the Ohio state average and 20% below the national average. The effective tax rate is 1.05% on a median home value of $151,200. Property taxes represent 2.5% of the median household income in this county.
Hardin County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Hardin County's 1.05% effective rate sits near the middle of 3,135 tracked counties (more affordable than 32%).
Decision signal 2
The bill sits below the Ohio median
Homeowners in Hardin County pay a median annual property tax of $1,590, notably lower than the national median and well below the Ohio state median. On a $151,200 median home, that works out to an effective rate of 1.05% once the local assessment base and millage are combined.
Decision signal 3
Income and the tax bill sit in the middle band
Property taxes in Hardin County run within the commonly cited 2%-4% national benchmark, at about 2.5% of the $62,484 median household income.
Decision signal 4
Near the middle of Ohio counties by effective rate
Hardin County ranks #45 of 88 counties in Ohio by effective rate (49% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Hardin County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 10.0% down between 2020 and 2024, a smaller shift than in 60% of U.S. counties. With the median home value rose 42.4%, the median bill rose 28.1% to $1,590: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 28% from $1,241 to $1,590. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The fullest band here is the $800 to $1,499 range, holding 2,323 of 8,756 owner-occupied homes (26.5%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Earnings are below the national midpoint while the rate is above it, and the median bill equals 2.5% of median household income. The gap between those two positions is the whole story on this page.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Hardin County Homeowners Actually Pay
The single largest group of Hardin County homeowners, 2,323 of 8,756 owner-occupied homes (26.5%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 18.5% (1,622)
- $800 to $1,499 26.5% (2,323)
- $1,500 to $1,999 17.6% (1,538)
- $2,000 to $2,999 19.0% (1,660)
- $3,000 or more 14.9% (1,302)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
311 homes here (3.6%) report no real estate tax at all. Exemptions are set by state: how Ohio handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Hardin County pay a substantially higher bill, 38% more, pointing to a wide home-value gap between the two groups.
Hardin County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Hardin County's effective rate is higher than 49% of the 88 counties in Ohio - ranking #45 of 88.
Where Hardin County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.05% more affordable than 32% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Hardin County moved from $1,241 in the 2020 release to $1,590 in 2024, a change of about 28%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Hardin County vs Benchmarks
| Metric | Hardin County | Ohio Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.5% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Hardin County is PAR · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Ohio counties.
Hardin County rate trail · PAR
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,590 +5.1% | 1.05% |
| 2023 | $1,513 +7.2% | 1.12% |
| 2022 | $1,412 +7.9% | 1.12% |
| 2021 | $1,309 +5.5% | 1.14% |
| 2020 | $1,241 | 1.17% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Hardin County: tax-to-income at 2.5%
Counties near Hardin County's effective rate
On effective rate, Hardin County sits nearest Gosper County (NE), Platte County (MO), Watonwan County (MN).
On published median-tax change, the nearest matches are Garfield County (OK), Williamsburg city (VA), Kings County (NY).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Hardin County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 210 of 13,010 returns from Hardin County reported real estate taxes, averaging $3,076 - 38% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Ohio
Hardin County rate FAQs
- How does Hardin County property tax compare to the national average?
- Property taxes in Hardin County run notably lower than the national median of $1,993, an effective rate of 1.05% versus 0.92% nationally.
- What is the average property tax in Hardin County, Ohio?
- The median annual property tax in Hardin County is $1,590, an effective rate of 1.05% on a $151,200 median home (Census ACS, 2024).
- What is the tax affordability score for Hardin County?
- Hardin County, Ohio scores D (44/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at B (2.42×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Hardin County?
- The ACS median property-tax bill for Hardin County jumped 28.1% between the 2020 and 2024 5-year releases, from $1,241 to $1,590, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Hardin County?
- Property taxes in Hardin County run within the commonly cited 2%-4% national benchmark, at about 2.5% of the $62,484 median household income.
What to do with Hardin County's PAR rate
Inside Ohio, Hardin County's $1,590 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Ohio overview →
Hardin County ranks #45 of 88 Ohio counties by effective rate - on the lower-burden half of the state ACS set. Ohio overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Hardin County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.05%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,590/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Hardin County
Nearest ABS(median_tax) ACS peers for Hardin County (PAR · MID), replacing the old fixed Keep exploring strip.
PAR MID
Rock County, MN
ABS(median_tax) peer · tied with Hardin County at $1,590/yr; rate 0.71% vs Hardin County 1.05%.
Somerset County, MD
ABS(median_tax) peer · $1,591/yr (near-tied bill ABS $1); rate 0.92% vs Hardin County 1.05%.
Maury County, TN
ABS(median_tax) peer · $1,588/yr (near-tied bill ABS $2); rate 0.45% vs Hardin County 1.05%.
Sherman County, OR
ABS(median_tax) peer · $1,588/yr (near-tied bill ABS $2); rate 0.75% vs Hardin County 1.05%.
Ohio county set
State ACS overview for every published Ohio county rate and median bill.
Assessment cycle basics
Hardin County stamps PAR · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Hardin County (PAR · MID) - ACS medians, not a parcel bill.