Ohio · County property tax · ACS 2024
Lucas County Property Taxes
The median homeowner in Lucas County pays $2,773 a year, an effective rate of 1.69%, well above the U.S. average.
- $2,773
- Median tax / yr · High bill
- 1.69%
- Effective rate · Highest-decile rate
- +39%
- vs U.S. average
- #3 of 88
- rank in OH
The verdict
Homeowners in Lucas County pay a median $2,773 a year in property tax, an effective rate of 1.69%, more affordable than 6% of U.S. counties (Census ACS 2024).
- $2,773
- Median annual tax bill, 2024
- 1.69%
- Effective rate on median home
- #2941 of 3135
- U.S. counties by tax burden
- +39%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($163,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Ohio. Population: 428,018. Owner-occupied homes: 113,549.
The median annual property tax in Lucas County is $2,773, which is 2% lower than the Ohio state average and 39% above the national average. The effective tax rate is 1.69% on a median home value of $163,900. Property taxes represent 4.5% of the median household income in this county.
Lucas County's rate standing among U.S. counties
Primary signal
The effective rate is a national headwind
Lucas County's 1.69% effective rate is among the highest of 3,135 tracked counties: only about 94% pay more.
Decision signal 2
Low among Ohio counties by effective rate
Lucas County ranks #3 of 88 counties in Ohio by effective rate (97% of in-state counties pay a lower rate).
Decision signal 3
The bill sits well above the national median
Homeowners in Lucas County pay a median annual property tax of $2,773, well above the national median and roughly in line with the Ohio state median. On a $163,900 median home, that works out to an effective rate of 1.69% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Lucas County run a bit above the commonly cited 2%-4% national benchmark, at about 4.5% of the $62,224 median household income.
Informational notice
Figures describe the median homeowner household in Lucas County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Lucas County's effective rate fell 14.7% across the 4-year span while its median home value rose 35.6%, leaving the median bill 15.6% higher at $2,773. That rate move is larger than the one in 62% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $2,398 to $2,773, a gain of 16%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 50,584 of 113,549 owner-occupied homes (44.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
A top-quartile rate meets below-median earnings here, and the median bill reaches 4.5% of median household income. A rate ranking places this county by the rate alone; the ratio above is the figure that accounts for what is earned here.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
Lucas County is an outlier inside Ohio
Across the 88 Ohio counties with a published rate, the average effective rate is 1.11%. Lucas County is at 1.69%, which sits 2.5 standard deviations above that average. Fewer than one county in twenty nationally is this far from its own state's centre, so a state-level average is a poor guide to what is owed here.
Standard deviations are computed across every county in the state with a published effective rate for 2024; states with fewer than five such counties are not assessed.
What Lucas County Homeowners Actually Pay
The single largest group of Lucas County homeowners, 50,584 of 113,549 owner-occupied homes (44.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 10.9% (12,425)
- $800 to $1,499 14.4% (16,388)
- $1,500 to $1,999 9.6% (10,942)
- $2,000 to $2,999 17.5% (19,849)
- $3,000 or more 44.5% (50,584)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
3,361 homes here (3.0%) report no real estate tax at all. Exemptions are set by state: how Ohio handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Lucas County pay a substantially higher bill, 38% more, pointing to a wide home-value gap between the two groups.
Lucas County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Lucas County's effective rate is higher than 97% of the 88 counties in Ohio - ranking #3 of 88.
Where Lucas County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.69% more affordable than 6% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Among the highest-taxed counties in the country
At 1.69%, Lucas County sits in the top 6% of all U.S. counties by effective property-tax rate. That is the rate, not the bill: a high rate on a modest home can still produce a smaller cheque than a low rate on an expensive one, which is why the $2,773 median bill is the number to compare against another county.
Lucas County vs Benchmarks
| Metric | Lucas County | Ohio Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate Highest-decile rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 4.5% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Lucas County's STEEP · MID lane - is an appeal worth running?
On Lucas County's published figures (STEEP · MID), a $163,900 median home carries a $2,773 median bill, so every 10% off an assessed value is worth about $277 a year at the same rate. Appeal Savings Estimator · appeal guide for Ohio.
Lucas County rate trail · STEEP
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,773 +2.3% | 1.69% |
| 2023 | $2,710 +3.3% | 1.75% |
| 2022 | $2,623 +4.6% | 1.82% |
| 2021 | $2,508 +4.6% | 1.96% |
| 2020 | $2,398 | 1.98% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Lucas County: tax takes 4.5% of income
Counties near Lucas County's effective rate
On effective rate, Lucas County sits nearest Douglas County (NE), Stark County (IL), Saline County (IL).
On published median-tax change, the nearest matches are Dallas County (AL), Craven County (NC), Edwards County (IL).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Lucas County: only 4% of returns show Schedule A real-estate tax
Tax year 2022: 7,440 of 203,820 returns from Lucas County reported real estate taxes, averaging $6,858 - 33% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Ohio
Lucas County rate FAQs
- What is the tax affordability score for Lucas County?
- Lucas County, Ohio scores F (17/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at C+ (2.63×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Lucas County, Ohio?
- The median annual property tax in Lucas County is $2,773, an effective rate of 1.69% on a $163,900 median home (Census ACS, 2024).
- How does Lucas County property tax compare to the national average?
- Property taxes in Lucas County run well above the national median of $1,993, an effective rate of 1.69% versus 0.92% nationally.
- What percentage of income goes to property taxes in Lucas County?
- Property taxes in Lucas County run a bit above the commonly cited 2%-4% national benchmark, at about 4.5% of the $62,224 median household income.
- Are property taxes increasing in Lucas County?
- The ACS median property-tax bill for Lucas County climbed 15.6% between the 2020 and 2024 5-year releases, from $2,398 to $2,773, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Lucas County's STEEP rate
Lucas County's $2,773 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Lucas County ranks #3 of 88 Ohio counties by effective rate - on the higher-burden half of the state ACS set. Ohio overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Lucas County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.69%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,773/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Lucas County
Nearest ABS(median_tax) ACS peers for Lucas County (STEEP · MID), replacing the old fixed Keep exploring strip.
STEEP MID
Alachua County, FL
ABS(median_tax) peer · tied with Lucas County at $2,773/yr; rate 0.96% vs Lucas County 1.69%.
Chesterfield County, VA
ABS(median_tax) peer · tied with Lucas County at $2,773/yr; rate 0.76% vs Lucas County 1.69%.
Barry County, MI
ABS(median_tax) peer · $2,769/yr (near-tied bill ABS $4); rate 1.05% vs Lucas County 1.69%.
Blaine County, ID
ABS(median_tax) peer · $2,778/yr (near-tied bill ABS $5); rate 0.38% vs Lucas County 1.69%.
Ohio county set
State ACS overview for every published Ohio county rate and median bill.
Appeal filing windows
Lucas County stamps STEEP · MID - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Lucas County (STEEP · MID) - ACS medians, not a parcel bill.