Ohio · County property tax · ACS 2024
Hamilton County Property Taxes
The median homeowner in Hamilton County pays $3,652 a year, an effective rate of 1.51%, far above the U.S. average.
- $3,652
- Median tax / yr · Highest-decile bill
- 1.51%
- Effective rate · High rate
- +83%
- vs U.S. average
- #8 of 88
- rank in OH
The verdict
Homeowners in Hamilton County pay a median $3,652 a year in property tax, an effective rate of 1.51%, more affordable than 10% of U.S. counties (Census ACS 2024).
- $3,652
- Median annual tax bill, 2024
- 1.51%
- Effective rate on median home
- #2808 of 3135
- U.S. counties by tax burden
- +83%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($241,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Ohio. Population: 830,774. Owner-occupied homes: 210,407.
The median annual property tax in Hamilton County is $3,652, which is 29% higher than the Ohio state average and 83% above the national average. The effective tax rate is 1.51% on a median home value of $241,900. Property taxes represent 5.0% of the median household income in this county.
Hamilton County's rate standing among U.S. counties
Primary signal
The effective rate is a national headwind
Hamilton County's 1.51% effective rate is among the highest of 3,135 tracked counties: only about 90% pay more.
Decision signal 2
The bill sits well above the national median
Homeowners in Hamilton County pay a median annual property tax of $3,652, far above the national median and well above the Ohio state median. On a $241,900 median home, that works out to an effective rate of 1.51% once the local assessment base and millage are combined.
Decision signal 3
Low among Ohio counties by effective rate
Hamilton County ranks #8 of 88 counties in Ohio by effective rate (91% of in-state counties pay a lower rate).
Decision signal 4
Income carries a heavy tax share
Property taxes in Hamilton County run a bit above the commonly cited 2%-4% national benchmark, at about 5.0% of the $72,470 median household income.
Informational notice
Figures describe the median homeowner household in Hamilton County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Hamilton County's effective rate fell 14.8% across the 4-year span while its median home value rose 48.4%, leaving the median bill 26.5% higher at $3,652. That rate move is larger than the one in 62% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 26% from $2,887 to $3,652. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 121,942 of 210,407 owner-occupied homes (58.0%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
The rate is in the national top quarter while earnings are only moderately above the midpoint, so the median bill claims 5.0% of median household income. A high rate is affordable only relative to something, and this is what it is relative to here.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Hamilton County Homeowners Actually Pay
The single largest group of Hamilton County homeowners, 121,942 of 210,407 owner-occupied homes (58.0%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 5.0% (10,508)
- $800 to $1,499 9.8% (20,637)
- $1,500 to $1,999 7.3% (15,355)
- $2,000 to $2,999 17.2% (36,174)
- $3,000 or more 58.0% (121,942)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
5,791 homes here (2.8%) report no real estate tax at all. Exemptions are set by state: how Ohio handles assessments and appeals.
With vs Without Mortgage
In Hamilton County, mortgaged homeowners pay 11% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Hamilton County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Hamilton County's effective rate is higher than 91% of the 88 counties in Ohio - ranking #8 of 88.
Where Hamilton County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.51% more affordable than 10% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Among the highest-taxed counties in the country
At 1.51%, Hamilton County sits in the top 10% of all U.S. counties by effective property-tax rate. That is the rate, not the bill: a high rate on a modest home can still produce a smaller cheque than a low rate on an expensive one, which is why the $3,652 median bill is the number to compare against another county.
Hamilton County vs Benchmarks
| Metric | Hamilton County | Ohio Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 5.0% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Hamilton County's STEEP · HEAVY lane - is an appeal worth running?
On Hamilton County's published figures (STEEP · HEAVY), a $241,900 median home carries a $3,652 median bill, so every 10% off an assessed value is worth about $365 a year at the same rate. Appeal Savings Estimator · appeal guide for Ohio.
Hamilton County rate trail · STEEP
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $3,652 +5.5% | 1.51% |
| 2023 | $3,461 +5.0% | 1.53% |
| 2022 | $3,297 +9.1% | 1.61% |
| 2021 | $3,023 +4.7% | 1.75% |
| 2020 | $2,887 | 1.77% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Hamilton County: tax takes 5.0% of income
Counties near Hamilton County's effective rate
On effective rate, Hamilton County sits nearest Westchester County (NY), Box Butte County (NE), Harvey County (KS).
On published median-tax change, the nearest matches are Clatsop County (OR), Gladwin County (MI), Aurora County (SD).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Hamilton County: only 6% of returns show Schedule A real-estate tax
Tax year 2022: 23,310 of 402,090 returns from Hamilton County reported real estate taxes, averaging $9,087 - 40% of those reporters sat in the $200k+ AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Ohio
Hamilton County rate FAQs
- How does Hamilton County property tax compare to the national average?
- Property taxes in Hamilton County run far above the national median of $1,993, an effective rate of 1.51% versus 0.92% nationally.
- What is the average property tax in Hamilton County, Ohio?
- The median annual property tax in Hamilton County is $3,652, an effective rate of 1.51% on a $241,900 median home (Census ACS, 2024).
- What is the tax affordability score for Hamilton County?
- Hamilton County, Ohio scores F (16/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at D (+$382). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Hamilton County?
- Property taxes in Hamilton County run a bit above the commonly cited 2%-4% national benchmark, at about 5.0% of the $72,470 median household income.
- Are property taxes increasing in Hamilton County?
- The ACS median property-tax bill for Hamilton County jumped 26.5% between the 2020 and 2024 5-year releases, from $2,887 to $3,652, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Hamilton County's STEEP rate
Hamilton County's $3,652 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Income burden is elevated here: about 5.0% of Hamilton County's $72,470 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Hamilton County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.51%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $3,652/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Hamilton County
Nearest ABS(median_tax) ACS peers for Hamilton County (STEEP · HEAVY), replacing the old fixed Keep exploring strip.
STEEP HEAVY
Cass County, NE
ABS(median_tax) peer · tied with Hamilton County at $3,652/yr; rate 1.43% vs Hamilton County 1.51%.
Wyoming County, NY
ABS(median_tax) peer · $3,650/yr (near-tied bill ABS $2); rate 2.25% vs Hamilton County 1.51%.
Oswego County, NY
ABS(median_tax) peer · $3,646/yr (near-tied bill ABS $6); rate 2.40% vs Hamilton County 1.51%.
El Paso County, TX
ABS(median_tax) peer · $3,660/yr (near-tied bill ABS $8); rate 2.03% vs Hamilton County 1.51%.
Ohio county set
State ACS overview for every published Ohio county rate and median bill.
Appeal filing windows
Hamilton County stamps STEEP · HEAVY - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Hamilton County (STEEP · HEAVY) - ACS medians, not a parcel bill.