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Kentucky · County property tax · ACS 2024

Owsley County Property Taxes

The median homeowner in Owsley County pays $570 a year, an effective rate of 0.71%, far below the U.S. average.

$570
Median tax / yr
0.71%
Effective rate
-71%
vs U.S. average
#50 of 120
rank in KY

The verdict

Homeowners in Owsley County pay a median $570 a year in property tax, an effective rate of 0.71%, more affordable than 58% of U.S. counties.

$570
Median annual tax bill, 2024
0.71%
Effective rate on median home
#1302 of 3135
U.S. counties by tax burden
-71%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($80,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for Kentucky. Owner-occupied homes: 1,099.

The median annual property tax in Owsley County is $570, which is 63% lower than the Kentucky state average and 71% below the national average. The effective tax rate is 0.71% on a median home value of $80,100. Property taxes represent 2.6% of the median household income in this county.

What This Data Tells Us About Owsley County

Homeowners in Owsley County pay a median annual property tax of $570, far below the national median and far below the Kentucky state median. On a $80,100 median home, that works out to an effective rate of 0.71% once the local assessment base and millage are combined.

Property taxes in Owsley County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $22,188 median household income. Since 2023, the published ACS median estimate has held roughly steady, up 1.4%, from $562 to $570. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Owsley County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$570
-63% vs State -71% vs US
Median Home Value
$80,100
-61% vs State -65% vs US
Effective Tax Rate
0.71%
-5% vs State -23% vs US

With vs Without Mortgage

With Mortgage
$766
$64/mo
Without Mortgage
$484
$40/mo

Mortgaged homeowners in Owsley County pay a substantially higher bill, 58% more, pointing to a wide home-value gap between the two groups.

How Owsley County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Owsley County 0.71%
Kentucky average 0.75%
U.S. average 0.92%

Owsley County's effective rate is higher than 58% of the 120 counties in Kentucky - ranking #50 of 120 for property tax burden.

Where Owsley County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.71% more affordable than 58% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). Below this entry. 0.25%–0.50%: 467 U.S. counties (15%). Below this entry. 0.50%–0.75%: 904 U.S. counties (29%). This entry sits in this band. 0.75%–1.00%: 614 U.S. counties (20%). Above this entry. 1.00%–1.25%: 452 U.S. counties (14%). Above this entry. 1.25%–1.50%: 331 U.S. counties (11%). Above this entry. 1.50%–1.75%: 181 U.S. counties (6%). Above this entry. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Owsley County vs Benchmarks

Metric Owsley County Kentucky Avg U.S. Avg
Median Annual Tax $570 $1,544 $1,993
Effective Tax Rate 0.71% 0.75% 0.92%
Median Home Value $80,100 $205,600 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Owsley County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Kentucky.

Property Tax History

$550$560$570$580$590$600 20202021202220232024 $570
Median annual property tax in Owsley County, 2020–2024 (ACS). Up +2% over the period.
Year Median Tax Effective Rate
2024 $570 +1.4% 0.71%
2023 $562 -6.0% 0.70%
2022 $598 +6.0% 0.76%
2021 $564 +0.5% 0.81%
2020 $561 0.83%

Tax Burden

Tax-to-Income Ratio
2.6%
of median household income
Median Income
$22,188
per year
Monthly Tax
$48
per month

Tax Affordability Score

8.4
Very Affordable

An effective rate notably lower than the national average of 0.92% puts Owsley County in the "Very Affordable" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Owsley County or any other county.

Other Counties in Kentucky

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Frequently Asked Questions

What is the average property tax in Owsley County, Kentucky?
The median annual property tax in Owsley County is $570, an effective rate of 0.71% on a $80,100 median home (Census ACS, 2024).
How does Owsley County property tax compare to the national average?
Property taxes in Owsley County run far below the national median of $1,993, an effective rate of 0.71% versus 0.92% nationally.
What percentage of income goes to property taxes in Owsley County?
Property taxes in Owsley County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $22,188 median household income.
Are property taxes increasing in Owsley County?
Since 2023, property taxes in Owsley County have held roughly steady, up 1.4%, from $562 to $570.

What this means in Owsley County

How to use Owsley County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Owsley County's 0.71% effective rate, a $80,100 home implies about $570/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Owsley County ranks #50 of 120 counties in Kentucky by effective rate, compare it against the rest of the state before you judge your bill. Kentucky overview
  • If your assessed value looks high relative to Owsley County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($80,100); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Owsley County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-06-09.