Kentucky Property Tax Data

By Kiznis Studio Editorial · May 2026

ACS 2024 property tax data for 120 counties in KY.

The average median property tax in Kentucky is $1,136/year, which is 43% below the national average of $1,993. The average effective tax rate is 0.70% on a median home value of $160,835. Taxes range from $414 in Wolfe County to $3,519 in Oldham County.

What This Data Tells Us About Kentucky

Across 120 counties in Kentucky, the average median property tax is $1,136 per year, 43% below the national median of $1,993. The statewide effective rate of 0.70% on a median home value of $160,835 reflects how Kentucky's assessment rules and local millage combine at the household level.

Within Kentucky, median annual tax ranges from $414 in Wolfe County (effective rate 0.55%) to $3,519 in Oldham County (effective rate 0.90%). Median home values in Kentucky ($160,835) compared with $227,791 nationally help explain why the same effective rate produces different dollar bills in different states. Within-state variation often tracks local school levies, county bonds, and municipal overlays rather than a single statewide rate.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe median homeowner households reported to the Census Bureau — individual bills can differ based on assessed value, exemptions, special districts, and local overlays. Always confirm current rates with your county assessor or a qualified professional before making decisions that rely on these numbers.

State Average vs National Average

Median Annual Tax

$1,136

-43% vs US avg

Median Home Value

$160,835

-29% vs US avg

Effective Tax Rate

0.70%

-24% vs US avg

Lowest Property Taxes in Kentucky

Counties with the cheapest tax bills →

Highest Property Taxes in Kentucky

Counties with the most expensive tax bills →

Top 5 Lowest Tax Counties

Top 5 Highest Tax Counties

Tax Affordability Score

8.4

Very Affordable

Based on the average effective tax rate of 0.70% compared to the national average of 0.92%. Kentucky has below-average property tax rates, making it a more affordable state for homeowners.

Very Expensive Very Affordable

All Counties in Kentucky (120)

County	Median Tax	Effective Rate	Home Value	Population
Adair County	$971	0.64%	$150,800	5,510
Allen County	$1,046	0.54%	$192,300	5,983
Anderson County	$1,697	0.75%	$225,100	7,492
Ballard County	$1,065	0.73%	$145,800	2,438
Barren County	$1,212	0.68%	$178,000	11,743
Bath County	$850	0.65%	$129,800	3,510
Bell County	$723	0.81%	$89,000	5,847
Boone County	$2,372	0.86%	$277,300	38,868
Bourbon County	$1,627	0.71%	$229,300	5,181
Boyd County	$1,156	0.88%	$130,700	13,549
Boyle County	$1,731	0.82%	$209,900	8,185
Bracken County	$1,149	0.92%	$125,000	2,642
Breathitt County	$510	0.73%	$70,300	4,185
Breckinridge County	$916	0.58%	$156,700	6,569
Bullitt County	$2,050	0.83%	$247,200	26,962
Butler County	$645	0.58%	$111,100	3,367
Caldwell County	$643	0.54%	$118,500	3,528
Calloway County	$1,195	0.65%	$183,200	9,738
Campbell County	$2,556	1.01%	$252,000	27,886
Carlisle County	$945	0.78%	$120,400	1,499
Carroll County	$1,070	0.76%	$140,900	2,747
Carter County	$649	0.49%	$132,800	8,639
Casey County	$812	0.60%	$136,300	5,167
Christian County	$1,126	0.65%	$173,600	12,874
Clark County	$1,451	0.71%	$205,800	10,640
Clay County	$634	0.70%	$90,700	5,565
Clinton County	$637	0.52%	$122,200	2,742
Crittenden County	$731	0.57%	$127,300	2,771
Cumberland County	$760	0.54%	$141,100	1,986
Daviess County	$1,675	0.84%	$199,900	28,341
Edmonson County	$881	0.55%	$160,300	4,086
Elliott County	$755	0.61%	$123,500	1,993
Estill County	$799	0.67%	$119,500	4,207
Fayette County	$2,542	0.87%	$293,500	75,121
Fleming County	$866	0.64%	$134,700	4,384
Floyd County	$748	0.76%	$98,700	10,611
Franklin County	$1,716	0.79%	$216,600	14,646
Fulton County	$634	0.80%	$79,100	1,576
Gallatin County	$1,476	0.83%	$178,200	2,451
Garrard County	$1,422	0.69%	$204,900	5,349
Grant County	$1,432	0.68%	$209,500	6,930
Graves County	$970	0.66%	$147,800	10,755
Grayson County	$930	0.57%	$164,600	7,553
Green County	$817	0.65%	$125,000	3,431
Greenup County	$1,171	0.87%	$134,000	11,837
Hancock County	$930	0.66%	$141,200	2,807
Hardin County	$1,480	0.66%	$225,800	27,921
Harlan County	$732	0.99%	$73,700	7,680
Harrison County	$1,328	0.66%	$202,100	5,209
Hart County	$965	0.66%	$146,000	5,343
Henderson County	$1,548	0.90%	$171,900	12,015
Henry County	$1,611	0.81%	$197,900	4,688
Hickman County	$779	0.67%	$115,700	1,226
Hopkins County	$1,104	0.77%	$142,800	13,009
Jackson County	$687	0.62%	$111,500	3,964
Jefferson County	$2,136	0.86%	$248,400	205,981
Jessamine County	$1,960	0.73%	$268,100	13,291
Johnson County	$792	0.66%	$120,200	6,173
Kenton County	$2,395	0.98%	$244,400	47,658
Knott County	$571	0.74%	$77,000	4,016
Knox County	$779	0.66%	$118,700	7,650
Larue County	$1,104	0.60%	$183,500	4,760
Laurel County	$906	0.57%	$159,500	17,185
Lawrence County	$793	0.71%	$111,700	4,934
Lee County	$705	0.84%	$83,900	2,017
Leslie County	$563	0.82%	$69,000	3,619
Letcher County	$648	0.96%	$67,400	6,274
Lewis County	$617	0.64%	$96,000	3,974
Lincoln County	$1,066	0.72%	$147,300	7,417
Livingston County	$770	0.61%	$125,600	2,925
Logan County	$1,010	0.61%	$164,900	8,175
Lyon County	$1,196	0.63%	$189,500	2,749
Madison County	$1,698	0.73%	$232,000	22,965
Magoffin County	$694	0.78%	$89,000	3,570
Marion County	$1,157	0.69%	$168,100	5,999
Marshall County	$1,252	0.72%	$173,800	10,775
Martin County	$716	0.82%	$86,900	3,272
Mason County	$1,055	0.65%	$161,500	4,711
McCracken County	$1,410	0.75%	$188,100	19,024
McCreary County	$554	0.65%	$85,300	4,351
McLean County	$954	0.64%	$148,500	3,013
Meade County	$1,408	0.68%	$207,900	8,155
Menifee County	$644	0.51%	$125,800	1,870
Mercer County	$1,672	0.83%	$202,300	6,971
Metcalfe County	$743	0.67%	$110,200	3,185
Monroe County	$891	0.77%	$115,900	3,293
Montgomery County	$1,265	0.73%	$172,200	7,518
Morgan County	$780	0.66%	$118,200	3,853
Muhlenberg County	$790	0.62%	$127,400	9,552
Nelson County	$1,891	0.79%	$238,000	15,001
Nicholas County	$729	0.59%	$123,000	2,068
Ohio County	$753	0.62%	$121,400	7,027
Oldham County	$3,519	0.90%	$393,100	20,058
Owen County	$1,220	0.72%	$168,700	3,740
Owsley County	$570	0.71%	$80,100	1,099
Pendleton County	$1,275	0.80%	$159,800	4,063
Perry County	$643	0.70%	$91,800	7,800
Pike County	$772	0.69%	$112,000	18,287
Powell County	$875	0.62%	$141,100	3,269
Pulaski County	$1,057	0.63%	$166,900	18,996
Robertson County	$893	0.54%	$165,100	644
Rockcastle County	$596	0.48%	$123,600	4,857
Rowan County	$885	0.55%	$161,800	5,901
Russell County	$929	0.57%	$163,200	5,354
Scott County	$1,908	0.66%	$288,500	16,242
Shelby County	$2,339	0.77%	$304,800	13,651
Simpson County	$1,371	0.60%	$229,400	5,351
Spencer County	$2,188	0.66%	$330,000	6,427
Taylor County	$1,202	0.69%	$174,200	7,063
Todd County	$909	0.55%	$166,700	3,466
Trigg County	$1,162	0.56%	$207,700	4,663
Trimble County	$1,139	0.66%	$172,000	2,696
Union County	$927	0.89%	$104,500	3,651
Warren County	$1,668	0.65%	$258,000	30,964
Washington County	$1,174	0.66%	$179,200	3,767
Wayne County	$758	0.56%	$135,700	5,582
Webster County	$993	0.88%	$112,900	3,632
Whitley County	$849	0.64%	$131,800	9,043
Wolfe County	$414	0.55%	$75,800	1,966
Woodford County	$2,108	0.70%	$299,700	7,759

Frequently Asked Questions

What is the average property tax in Kentucky? ▼

The average median property tax paid in Kentucky is $1,136 per year, based on ACS 2024 data. The average effective tax rate is 0.70%.

How does Kentucky compare to the national average? ▼

Kentucky property taxes are 43% below the national average. Homeowners here pay a median of $1,136 per year compared to $1,993 nationally.

Which county in Kentucky has the lowest property taxes? ▼

Wolfe County has the lowest median property tax in Kentucky at $414 per year with an effective rate of 0.55%. The highest is Oldham County at $3,519.

How are property taxes calculated? ▼

Property taxes are calculated by multiplying the assessed value of a property by the local tax rate (mill rate). Rates vary by county, city, and school district. The effective tax rate shown here is the median tax paid divided by the median home value, which provides a standardized comparison across counties.

What is the median home value in Kentucky? ▼

The median home value across Kentucky is $160,835, compared to $227,791 nationally. Home values directly impact property tax bills since taxes are assessed as a percentage of property value.

Can I appeal my property taxes in Kentucky? ▼

Yes. Every Kentucky homeowner has the right to appeal their property tax assessment. The process typically starts at your county assessor's office within 30-90 days of receiving your assessment notice. You can challenge the assessed value by providing comparable sales data, evidence of property condition, or errors in the assessment. See our guide on how to appeal property taxes for detailed steps.